Alabama licenses memory care as its own facility type, the Specialty Care Assisted Living Facility (SCALF), distinct from a standard assisted living facility, which runs about $4,425 a month.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-20-.01 - Specialty Care Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-20-.01,Genworth Financial. (2025). CareScout Releases 2025 Cost of Care Survey Results. investor.genworth.com. Retrieved Jun 25, 2026, from https://investor.genworth.com/news-events/press-releases/detail/1054/carescout-releases-2025-cost-of-care-survey-results
That one licensing difference is the heart of the assisted living vs. memory care decision in Alabama. A standard assisted living facility (ALF) supports daily living, while a SCALF is licensed under Alabama Administrative Code chapter 420-5-20 specifically for residents whose Alzheimer's or other dementia needs a secured, specialized setting.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-20-.01 - Specialty Care Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-20-.01 This guide walks through both so you can match the setting to the care your parent actually needs.
In This Guide
- How Assisted Living and Memory Care Differ in Alabama
- Side by Side: Assisted Living vs. Memory Care
- When Is Memory Care the Right Setting?
- What Assisted Living and Memory Care Cost in Alabama
- How to Choose Between Assisted Living and Memory Care
- Frequently Asked Questions
- Learn More
How Assisted Living and Memory Care Differ in Alabama
In most states, memory care is a dementia-care label a regular assisted living community adds on, not a separate license. Alabama is one of the exceptions, and that changes how you shop for it.
A standard Assisted Living Facility in Alabama is licensed by the Alabama Department of Public Health (ADPH) under Alabama Administrative Code chapter 420-5-4. An ALF provides residence, supervision, and personal care, help with bathing, dressing, medication, and other activities of daily living, for residents who do not need continuous skilled nursing.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-4-.01 - Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-4-.01
Memory care is delivered in a Specialty Care Assisted Living Facility (SCALF), a distinct ADPH license under Alabama Administrative Code chapter 420-5-20. A SCALF serves residents whose Alzheimer's disease, dementia, or similar cognitive impairment requires more care and supervision than a standard ALF provides. It may restrict residents' egress where that is appropriate and necessary to protect the resident, and it must provide additional trained staff and special architectural features built for cognitive impairment.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-20-.01 - Specialty Care Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-20-.01 A facility can only call itself a SCALF if it holds that specific ADPH license.
One more Alabama wrinkle matters when you tour: opening a new SCALF or ALF requires a Certificate of Need (CON) from the Alabama State Health Planning and Development Agency (SHPDA), a separate approval that limits how many beds exist in a given area.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-20-.01 - Specialty Care Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-20-.01 The practical effect is that secured dementia-care beds can be scarce, so it is worth starting your search early.
Side by Side: Assisted Living vs. Memory Care
Here is how the two settings compare on license, cost, and who pays.Genworth Financial. (2025). CareScout Releases 2025 Cost of Care Survey Results. investor.genworth.com. Retrieved Jun 25, 2026, from https://investor.genworth.com/news-events/press-releases/detail/1054/carescout-releases-2025-cost-of-care-survey-results,Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-20-.01 - Specialty Care Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-20-.01,Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-4-.01 - Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-4-.01
| Assisted living (ALF) | Memory care (SCALF) | |
|---|---|---|
| Level of care | Help with daily living; resident can still largely direct their own day | Secured, dementia-specialized care for residents who need more supervision than an ALF gives |
| Typical resident | An older adult needing daily support without dementia-specific safety risks | Someone with Alzheimer's or another dementia who needs a secured, ADPH-licensed dementia-care setting |
| Alabama license | Assisted Living Facility, ADPH, Ala. Admin. Code chapter 420-5-4 | Specialty Care Assisted Living Facility, ADPH, Ala. Admin. Code chapter 420-5-20 |
| Cost (2026) | About $4,425/month statewide | More than a standard ALF, due to added staffing and secured design |
| Who pays | Largely private-pay; Medicaid waiver may cover care services, not room and board | Largely private-pay; Medicaid waiver may cover care services, not room and board |
When Is Memory Care the Right Setting?
If your parent needs help with daily tasks but can still largely manage their own day, communicate their needs, and move safely through familiar spaces, a standard ALF is usually the right fit. Alabama's ALFs are designed for daily-living support, not dementia-specific supervision.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-4-.01 - Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-4-.01
Memory care (a SCALF) becomes the right setting when cognition and safety are the primary concern. The warning signs families watch for are wandering or exit-seeking, getting lost in familiar places, unsafe behaviors, escalating agitation, or an inability to recognize danger. When those appear, a SCALF is the setting Alabama specifically licenses and regulates for that level of need, with the secured environment and dementia-trained staff a standard ALF is not built to provide.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-20-.01 - Specialty Care Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-20-.01
Many Alabama families start a parent in a standard ALF and move to a SCALF as the dementia advances. Some operators hold both licenses on one campus, which can make that transition a move down the hall rather than a move across town.
What Assisted Living and Memory Care Cost in Alabama
Alabama assisted living runs about $4,425 a month statewide, according to the CareScout 2025 Cost of Care Survey (released March 2026), which puts the state well below the national median.Genworth Financial. (2025). CareScout Releases 2025 Cost of Care Survey Results. investor.genworth.com. Retrieved Jun 25, 2026, from https://investor.genworth.com/news-events/press-releases/detail/1054/carescout-releases-2025-cost-of-care-survey-results For a family already stretched by the cost of care, that relative affordability is real, but it is the assisted living figure, not the memory-care figure.
A SCALF costs more than a standard ALF. The survey that anchors the assisted living number does not publish a separate Alabama memory-care median, so treat memory care as a premium on top of that $4,425 base rather than a fixed second number.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-20-.01 - Specialty Care Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-20-.01,Genworth Financial. (2025). CareScout Releases 2025 Cost of Care Survey Results. investor.genworth.com. Retrieved Jun 25, 2026, from https://investor.genworth.com/news-events/press-releases/detail/1054/carescout-releases-2025-cost-of-care-survey-results The premium pays for what the SCALF license requires: additional trained staff, secured-facility infrastructure, and dementia-specific programming. When you compare communities, ask each SCALF for its current monthly rate and what it includes, because the figure varies by community and by level of care.
Both settings are largely private-pay. Alabama Medicaid does not pay a resident's room and board in an ALF or a SCALF. The state's Medicaid waiver programs can help cover care services for qualifying residents, but not the housing cost itself.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-4-.01 - Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-4-.01
How to Choose Between Assisted Living and Memory Care
Does your parent's care need require a SCALF?
If dementia has produced wandering, exit-seeking, or unsafe behaviors a standard ALF cannot safely manage, a licensed SCALF is the appropriate setting.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-20-.01 - Specialty Care Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-20-.01
How will the cost be covered?
Both settings are primarily private-pay; if Medicaid waiver help is likely, explore it early, and remember it covers care, not room and board.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-4-.01 - Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-4-.01
Verify the license before you commit
Confirm any community marketing memory care actually holds a current SCALF license.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-20-.01 - Specialty Care Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-20-.01
To verify a license, start at ADPH's Specialty Care Assisted Living Facilities page and contact the ADPH Bureau of Health Provider Standards, the office that licenses these facilities, to confirm a specific community holds a current SCALF license.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-20-.01 - Specialty Care Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-20-.01 That license is the state's assurance the facility meets documented dementia-care standards, not just a marketing label.
Frequently Asked Questions
What is the difference between assisted living and memory care in Alabama?
Assisted living in Alabama is provided in a standard ADPH-licensed Assisted Living Facility (Ala. Admin. Code chapter 420-5-4) and supports daily tasks for someone who can still largely direct their own day. Memory care is provided in a Specialty Care Assisted Living Facility (SCALF), a distinct ADPH license under Ala. Admin. Code chapter 420-5-20, with secured access and specialized dementia staffing and programming.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-20-.01 - Specialty Care Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-20-.01,Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-4-.01 - Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-4-.01
Does Alabama have a separate memory-care license?
Yes. The Specialty Care Assisted Living Facility (SCALF) is a distinct license issued by the Alabama Department of Public Health under Alabama Administrative Code chapter 420-5-20, specifically for facilities serving residents with Alzheimer's or another dementia who require a secured, specialized environment. Opening a new SCALF also requires a Certificate of Need from the Alabama State Health Planning and Development Agency (SHPDA).Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-20-.01 - Specialty Care Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-20-.01
How much does memory care cost in Alabama compared to assisted living?
Alabama assisted living runs about $4,425 a month statewide, per the CareScout 2025 Cost of Care Survey. A SCALF costs more because of the added staffing and secured design the license requires; there is no separate published Alabama memory-care median, so treat it as a premium over the assisted living base and ask each community for its current rate.Genworth Financial. (2025). CareScout Releases 2025 Cost of Care Survey Results. investor.genworth.com. Retrieved Jun 25, 2026, from https://investor.genworth.com/news-events/press-releases/detail/1054/carescout-releases-2025-cost-of-care-survey-results,Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-20-.01 - Specialty Care Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-20-.01
Does Alabama Medicaid pay for memory care in a SCALF?
Alabama Medicaid does not pay room and board in a SCALF or a standard ALF. The state's Medicaid waiver programs can cover care services for qualifying residents, but the housing cost remains the resident's responsibility.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-4-.01 - Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-4-.01
How can I verify a memory-care facility holds the SCALF license in Alabama?
Start at the Alabama Department of Public Health's Specialty Care Assisted Living Facilities page and contact the ADPH Bureau of Health Provider Standards to confirm a community holds a current SCALF license under Ala. Admin. Code chapter 420-5-20. A facility marketing memory care without a SCALF license is not authorized to provide specialized dementia care under Alabama law.Legal Information Institute, Cornell Law School. (n.d.). Ala. Admin. Code r. 420-5-20-.01 - Specialty Care Assisted Living Facilities (General/Definition). law.cornell.edu. Retrieved Jun 25, 2026, from https://www.law.cornell.edu/regulations/alabama/Ala-Admin-Code-r-420-5-20-.01
Learn More
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The information on Brevy.com is for educational purposes only and is not a substitute for professional legal, financial, or medical advice. Rules vary by state and program and change frequently. Always verify with the relevant agency or a qualified professional. Brevy is not a law firm, financial advisor, or healthcare provider.