Washington COPES Waiver: Can a Family Caregiver Be Paid? (2026)
A family member caring for a parent or other relative (not a spouse) in Washington can become a paid caregiver when that person qualifies for Medicaid long-term services and supports.
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Brevy Care Team
6 min read · Published October 17, 2026 · Last verified October 17, 2026
A family member caring for a parent or other relative (not a spouse) in Washington can become a paid caregiver when that person qualifies for Medicaid long-term services and supports.Washington State Department of Social and Health Services. (n.d.). Becoming a Paid Caregiver. dshs.wa.gov. Retrieved Sep 29, 2026, from https://www.dshs.wa.gov/altsa/home-and-community-services/becoming-paid-caregiver For adults who need nursing-home-level care at home, Washington's Community Options Program Entry System (COPES) waiver pays for added services such as adult day health and home-delivered meals, while the relative is paid for hands-on personal care through Community First Choice, as an Individual Provider employed by Consumer Direct Care Network Washington (CDWA).Washington State Department of Social and Health Services. (n.d.). ALTSA Long-Term Care Manual Chapter 7d: COPES. dshs.wa.gov. Retrieved Sep 2, 2026, from https://www.dshs.wa.gov/sites/default/files/ALTSA/hcs/documents/LTCManual/Chapter%207d.pdf To start, apply for Apple Health long-term care at 1-877-501-2233.Centers for Medicare & Medicaid Services. (2026). CMS CMCS Informational Bulletin - Updated 2026 SSI and Spousal Impoverishment Standards (April 27, 2026). medicaid.gov. Retrieved Oct 15, 2026, from https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf
COPES is a Section 1915(c) Medicaid waiver run by DSHS Home and Community Services. As of 2026, DSHS says COPES serves over 51,000 people who live in their own homes, adult family homes or assisted living facilities and would otherwise need nursing facility care.Centers for Medicare & Medicaid Services. (n.d.). Medicaid.gov — WA COPES Waiver (0049.R09.00), State Waivers List. medicaid.gov. Retrieved Oct 13, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/83496
In Washington, nursing facility level of care means, for example, needing daily nursing care, help with at least two or three activities of daily living, or supervision for memory loss or wandering plus help with at least one daily activity.app.leg.wa.gov. (n.d.). WAC 388-106-0355 — Am I eligible for nursing facility care services? (Washington State Legislature). Retrieved Oct 14, 2026, from https://app.leg.wa.gov/WAC/default.aspx?cite=388-106-0355
In 2026, Washington's Medicaid special income level for COPES is $2,982 a month, and the resource limit is $2,000 for a single person. A parent's lifetime savings can feel at stake, yet Washington's COPES resource limit doesn't count everything they own.Centers for Medicare & Medicaid Services. (n.d.). Medicaid.gov — WA COPES Waiver (0049.R09.00), State Waivers List. medicaid.gov. Retrieved Oct 13, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/83496 Income above 2026's $2,982 level doesn't automatically rule your parent out of COPES: DSHS can still find them eligible under a net-income test that subtracts costs such as the average nursing facility rate and medical bills, and the person then pays toward the cost of care.app.leg.wa.gov. (n.d.). WAC 182-515-1508 — HCB waiver services authorized by HCS: financial eligibility using SSI-related institutional rules (Washington State Legislature). Retrieved Oct 3, 2026, from https://app.leg.wa.gov/wac/default.aspx?cite=182-515-1508 In 2026, a Washington COPES client living at home keeps a personal needs allowance of $2,982 a month, or $994 with a spouse at home; in assisted living, the allowance is $108.74 a month and room and board is $885.26 a month.Centers for Medicare & Medicaid Services. (n.d.). Medicaid.gov — WA COPES Waiver (0049.R09.00), State Waivers List. medicaid.gov. Retrieved Oct 13, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/83496,app.leg.wa.gov. (n.d.). WAC 182-513-1100 — Definitions related to long-term services and supports (LTSS) (Washington State Legislature) — alternate living facility; third-party resource. Retrieved Oct 15, 2026, from https://app.leg.wa.gov/wac/default.aspx?cite=182-513-1100
COPES and CFC services received at 55 or older are subject to Washington estate recovery, though the state can't recover while a spouse, or a child under 21 or who is blind or disabled, survives.U.S. Government Publishing Office. (2024). 42 U.S.C. 1396p(b) — Adjustment or recovery of medical assistance correctly paid (govinfo.gov, United States Code 2024 Edition). govinfo.gov. Retrieved Oct 13, 2026, from https://www.govinfo.gov/content/pkg/USCODE-2024-title42/html/USCODE-2024-title42-chap7-subchapXIX-sec1396p.htm Knowing this early avoids a hard surprise.
Who Can Be Paid as a COPES Family Caregiver
Your relationship
Can you be paid?
Adult child or other relative
Yes, as an Individual Provider
Relative who lives with the person
Yes, as an Individual Provider
Spouse
No, under Apple Health
Relative hired through a home care agency
Only if an exception applies
A home care agency generally can't bill Medicaid when its caregiver is the client's family member. Washington's family-member billing bar doesn't apply, to the extent federal law permits, when the relative is older than the client, DSHS may grant case-by-case exceptions, and tribal members have their own exception.app.leg.wa.gov. (n.d.). RCW 74.39A.326 — In-home personal care or respite services to family members—Department not authorized to pay—Exceptions — app.leg.wa.gov. Retrieved Oct 14, 2026, from https://app.leg.wa.gov/RCW/default.aspx?cite=74.39A.326 If the person's representative is also their paid caregiver, someone else must act as their representative for care planning, as needed.Washington State Department of Social and Health Services. (2026). HCLA/ALTSA Long-Term Care Manual Chapter 11: Working with the Consumer Directed Employer (CDE), last revised 4/2026 — dshs.wa.gov. dshs.wa.gov. Retrieved Oct 14, 2026, from https://www.dshs.wa.gov/sites/default/files/2026-09/Chapter%2011.pdf
You aren't paid by DSHS. You're employed by CDWA, which handles credentialing and payroll, while your parent, as managing employer, selects, schedules and supervises you.Washington State Department of Social and Health Services. (2026). ALTSA Long-Term Care Manual Chapter 11: Working with the Consumer Directed Employer (CDE) (rev. 4/2026). dshs.wa.gov. Retrieved Sep 3, 2026, from https://www.dshs.wa.gov/sites/default/files/ALTSA/hcs/documents/LTCManual/Chapter%2011.pdf
Paid hours come from the CARE assessment, which sets the maximum used to build the care plan. Living together doesn't cut an Individual Provider's CARE-assessed hours in Washington on account of the provider's own help: DSHS doesn't count the provider as informal support. In Washington, most Individual Providers have a 40-hour weekly limit, with hours over 40 paid as overtime.Washington State Department of Social and Health Services. (2026). HCLA/ALTSA Long-Term Care Manual Chapter 11: Working with the Consumer Directed Employer (CDE), last revised 4/2026 — dshs.wa.gov. dshs.wa.gov. Retrieved Oct 14, 2026, from https://www.dshs.wa.gov/sites/default/files/2026-09/Chapter%2011.pdf
Typical pay: about $22.95 an hour (estimate based on home care aide wages in Washington, BLS, May 2025). That's a wage estimate for the occupation, not a rate any program pays a family caregiver; CDWA can tell you your actual rate.data.bls.gov. (2025). BLS OEWS Profiles, May 2025, 31-1120 Home Health and Personal Care Aides (national estimates). Retrieved Oct 14, 2026, from https://data.bls.gov/oesprofile/?year=2025&major_group=310000&occupation=311120&measure=01&areas=INDUSTRY,STATE,MSA
How to Start Getting Paid in Washington
1
Step 1
Apply for Apple Health long-term care
online at Washington Connection, by calling DSHS at 1-877-501-2233, or at your local Home and Community Services office.Centers for Medicare & Medicaid Services. (2026). CMS CMCS Informational Bulletin - Updated 2026 SSI and Spousal Impoverishment Standards (April 27, 2026). medicaid.gov. Retrieved Oct 15, 2026, from https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf
2
Step 2
Get the CARE assessment
A DSHS case manager decides whether your parent meets nursing facility level of care and how many monthly hours are authorized.Washington State Department of Social and Health Services. (n.d.). ALTSA Long-Term Care Manual Chapter 7d: COPES. dshs.wa.gov. Retrieved Sep 2, 2026, from https://www.dshs.wa.gov/sites/default/files/ALTSA/hcs/documents/LTCManual/Chapter%207d.pdf
3
Step 3
Sign the acknowledgment
COPES services can't be authorized until your parent signs the Acknowledgment of Services form (DSHS 14-225).Centers for Medicare & Medicaid Services. (n.d.). Medicaid.gov — WA COPES Waiver (0049.R09.00), State Waivers List. medicaid.gov. Retrieved Oct 13, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/83496
4
Step 4
Apply to CDWA
at 866-214-9899 as your parent's chosen Individual Provider.Washington State Department of Social and Health Services. (2026). ALTSA Long-Term Care Manual Chapter 11: Working with the Consumer Directed Employer (CDE) (rev. 4/2026). dshs.wa.gov. Retrieved Sep 3, 2026, from https://www.dshs.wa.gov/sites/default/files/ALTSA/hcs/documents/LTCManual/Chapter%2011.pdf
5
Step 5
Finish training
In Washington, an Individual Provider caring only for a relative such as a parent, grandparent, sibling, aunt or uncle completes 5 hours of orientation and safety training before paid care, and 30 hours of basic training within 120 days of hire.app.leg.wa.gov. (2026). WAC 388-71-0523 — Long-term care worker training and certification requirements (eff. Apr. 25, 2026, WSR 26-08-045). Retrieved Oct 1, 2026, from https://app.leg.wa.gov/wac/default.aspx?cite=388-71-0523
Frequently Asked Questions
Is there an option if I stay an unpaid caregiver?
Yes. Medicaid Alternative Care (MAC) supports unpaid caregivers of a Medicaid-eligible person at nursing facility level of care, and estate recovery doesn't apply to it. Your parent chooses MAC instead of COPES or CFC, and MAC has had a statewide waitlist since December 1, 2025.Administration for Community Living. (n.d.). National Family Caregiver Support Program. acl.gov. Retrieved Sep 3, 2026, from https://acl.gov/programs/support-caregivers/national-family-caregiver-support-program
Find personalized help getting paid to care for a parent on Washington's COPES waiver at brevy.com.
The information on Brevy.com is for educational purposes only and is not a substitute for professional legal, financial, or medical advice. Rules vary by state and program and change frequently. Always verify with the relevant agency or a qualified professional. Brevy is not a law firm, financial advisor, or healthcare provider.
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