Nevada pays many family members to provide care through Personal Care Services, and a 2025 Nevada Medicaid bulletin describes two ways some can be paid for skilled care. Add respite grants and VA benefits on top.,

If you are caring for an aging parent, a spouse, or an adult child with a disability in Nevada, the hard part is rarely whether help exists. It is knowing what is there and where to start. This directory maps every major caregiver program in the state for 2026, keeps each section short, and points you to the deeper guide when one exists.

You don't have to figure this out alone, and you don't have to fund all of it from your savings.

In This Guide

Nevada Caregiver Programs at a Glance

Program What It Offers Who Qualifies Cost to You
PCS Self-Directed/ISO Recipient hires their own Personal Care Aide (not a legally responsible adult) Medicaid PCS recipients self-directing through an ISO Paid by Nevada Medicaid
Skilled family caregiver (Technical Bulletin 23-002) Licensed-nurse family member paid via Home Health Agency; unlicensed self-directed skilled path Medicaid recipients with medically complex conditions Paid through Nevada Medicaid
NFCSP (Older Americans Act) Information, counseling, training, respite, limited supplemental services Caregivers of adults 60+ or of a person with Alzheimer's or a related disorder; respite only if the older person is frail Ask your Area Agency on Aging
VA PCAFC Monthly stipend; pays spouses All of VA's PCAFC conditions, not the rating alone VA pays the stipend
VA Aid and Attendance Pension ceiling of $29,093/yr (veteran with no dependents), less countable income A veteran or survivor who gets a VA pension (a benefit for wartime veterans) may be eligible if they meet one of VA's listed needs, such as help with daily activities; net-worth limit applies No-cost help applying from Nevada VSOs

Which Nevada Caregiver Programs Pay Family Members?

Personal Care Services and Nevada Medicaid's skilled-caregiver bulletin are the two main Medicaid pathways that put a family member on payroll. A spouse cannot be paid through Personal Care Services. A spouse can be paid on the licensed skilled path only if they are a licensed nurse in Nevada, the recipient is authorized for home health or private duty nursing, and a Home Health Agency chooses to hire them. Two waivers also pay a spouse in narrower cases: the Structured Family Caregiving waiver can pay a live-in spouse, enrolled with a PCS or ISO agency, as the one primary caregiver of a recipient with dementia or a related condition who meets a nursing-facility level of care and faces imminent nursing-facility placement without services, but only for care beyond what a spouse would ordinarily provide. The Frail Elderly waiver can pay a spouse employed through a provider agency for homemaker, respite, chore or adult companion services that family caregivers would not ordinarily perform; a live-in spouse is limited to up to two hours a week of homemaker and is not listed for chore, and companion service is capped at two hours a day. Relatives who are not legal guardians, such as an adult child, may be paid for providing Frail Elderly waiver services, according to the July 2025 waiver renewal application Nevada Medicaid posts in draft form, and they must meet the same provider requirements as other waiver caregivers.,

Personal Care Services (PCS)

Nevada Medicaid Personal Care Services (PCS) provides in-home help to Medicaid recipients who need assistance to keep living at home, through two programs: Provider Agency Care, and Self-Directed Care through an Intermediary Service Organization (ISO). Self-Directed Care is available statewide; Provider Agency Care is available where agencies operate. Under self-direction, the recipient or their Personal Care Representative recruits, hires, trains, schedules, supervises, and if necessary dismisses caregivers, while the ISO provides fiscal and supportive services.

The spouse rule: under self-direction, trusted individuals of the recipient's choosing can be trained and paid, except legally responsible adults. The PCS fact sheet does not define that term, but Nevada's Medicaid Services Manual Chapters 3500 and 2600 do: legally responsible individuals include spouses of recipients, legal guardians, and parents of minor recipients, and they may not be reimbursed for providing PCS, whether agency-run or self-directed. Adult children, siblings, other relatives, and friends are not on that list. A married recipient faces one more rule: PCS is authorized only if the recipient has no legally responsible individual who is available and capable of providing the care. A spouse who cannot must give Nevada Medicaid's QIO-like vendor a physician's verification of illness or injury, or verification of being unavailable because of work or school hours; without it, PCS will not be authorized. Under Provider Agency Care, the agency, not the family, recruits, hires, and schedules caregivers.

To qualify, the recipient must be eligible for full Nevada Medicaid, have a health condition or disability, and need help with activities of daily living such as bathing, dressing, grooming, toileting, transfers, mobility, and eating; in some situations PCS also covers meal preparation, light housekeeping, laundry, and necessity shopping. The Nevada Medicaid PCS page is the place to start.

Skilled Family Caregiver (Technical Bulletin 23-002)

Nevada Medicaid Technical Bulletin 23-002 (dated June 24, 2025) describes two options for family caregivers to be reimbursed for caring for Medicaid recipients with medically complex conditions that need skilled nursing:

  • Licensed path: If the recipient is authorized for home health or private duty nursing, a family member who is a licensed nurse in Nevada can be hired by a Home Health Agency to provide it, paid by that agency. Hiring is at the agency's discretion; Nevada Medicaid cannot require an agency to hire a family member. A legally responsible individual (including a spouse) may use this licensed path.
  • Unlicensed self-directed skilled path: An unlicensed family caregiver willing to learn certain skilled services can potentially be reimbursed through the self-directed skilled option, authorized through an ISO, but a legally responsible individual is not eligible for reimbursement under this unlicensed option. Self-direction depends on whether the recipient can direct their own care or has a representative to oversee the caregiver; if the recipient cannot self-direct, a legally responsible individual, or a representative that person designates, must direct the services. A legally responsible individual can therefore direct this care and still not be paid as the caregiver. This path requires a prior-authorization FA-24C form on which a physician, PA, or APRN certifies the caregiver has the knowledge, skills, and abilities to perform the skilled nursing services competently.

For a child on the Katie Beckett option who needs skilled services, a family caregiver able to perform them may qualify to be paid through either option.

For the full guide to paid pathways: How to Get Paid as a Family Caregiver in Nevada.

How Do You Get Respite Care in Nevada?

This guide covers two routes that fund respite, a real planned break, in Nevada: Medicaid's Frail Elderly Waiver, and the federal NFCSP through area agencies on aging.

Medicaid Respite (Frail Elderly Waiver)

Nevada's Waiver for the Frail Elderly (FE), run by ADSD, covers respite: short-term care in the recipient's home when the primary caregiver is absent or needs relief. It serves people 65 or older who meet a nursing-facility level of care, are at risk of institutionalization without services, and are financially eligible; ADSD asks applicants to call for current income guidelines. Qualifying is not the same as getting services: ADSD bases them on the recipient's identified needs and available funding, and the Division of Health Care Financing and Policy (DHCFP) and ADSD together determine the need for waiver services. Case management is one of the waiver's services, so once enrolled, your case manager is the person to ask about respite.

NFCSP Grants Through Area Agencies on Aging

The National Family Caregiver Support Program (NFCSP), funded by Title III-E of the Older Americans Act, makes federal grants to states, and area agencies on aging or the entities they contract with deliver the services. They cover information about services, help gaining access to them, counseling, support groups and caregiver training, respite care, and limited supplemental services. Eligible caregivers include adult family members or other informal caregivers of someone 60 or older, or of someone of any age with Alzheimer's disease or a related disorder.

Respite has an extra condition. Respite and supplemental services are available only where the person cared for is an older individual who is frail: unable to do at least two activities of daily living without substantial help, or needing substantial supervision because a cognitive or other mental impairment leads to behavior that poses a serious health or safety hazard. To find your local agency, use the Eldercare Locator at 1-800-677-1116.

For the full respite guide: Respite Care in Nevada.

Where Do Nevada Caregivers Find Support and Training?

Outside Medicaid, the front door for caregiver support is your local area agency on aging, which delivers NFCSP information, counseling, support groups, and caregiver training. The Eldercare Locator connects you to it. If your loved one is on the Frail Elderly Waiver, case management is one of its services, so ask the case manager about respite.

The Numbers to Keep by the Phone

Keep these two numbers handy.

Nevada Aging and Disability Services Division (ADSD) Runs the Frail Elderly Waiver. Other regional offices: Carson City (775) 687-4210, Elko (775) 738-1966, and Reno (775) 687-0800., 702-486-3545 (Las Vegas office) adsd.nv.gov
Eldercare Locator Free federal service that connects you to your local Area Agency on Aging; call or text weekdays, 8 a.m. to 9 p.m. ET. 1-800-677-1116 eldercare.acl.gov/home

What VA Benefits Can Pay a Nevada Caregiver?

Veterans in Nevada have caregiver programs that are separate from Medicaid, including a stipend that can go to a spouse who is the caregiver.

VA Program of Comprehensive Assistance for Family Caregivers (PCAFC)

The PCAFC pays a monthly stipend to the Primary Family Caregiver of an eligible veteran. The stipend starts from the federal GS-4, Step 1 annual rate for the veteran's locality, divided by 12, so it is not an hourly wage. 38 CFR 71.40(c)(4)(i) then multiplies that monthly base by a factor, and there are five rungs using three distinct multipliers (0.625, 1.00 and 0.25) across two schedules. VA has stated the stipend is a nontaxable benefit, and a spouse can be the caregiver.

Which schedule applies depends on whether the veteran is in the current program under 38 CFR 71.20(a), or is a legacy participant or legacy applicant under 38 CFR 71.20(b) or (c), meaning a household whose connection to PCAFC predates the program's October 1, 2020 restructuring. In the current program the factor is 0.625, or 1.00 if VA determines the veteran is "unable to self-sustain in the community." On the legacy route the factor comes instead from the sum of the veteran's 2019 clinical ratings: 1.00 at a sum of 21 or higher, 0.625 at 13 to 20, and 0.25 at 1 to 12, with no self-sustain determination required. A legacy Nevada household rated 21 or higher therefore reaches the full 1.00 on the rating sum alone. A veteran who meets both sets of criteria is paid whichever of the two amounts is higher, and a legacy participant's stipend cannot fall below what the caregiver was eligible to receive the day before October 1, 2020, so long as the veteran still resides at the address on record with PCAFC. The legacy schedule lapses October 1, 2028. Confirm your locality's GS-4 figure and which row your household falls in with a VA Caregiver Support Coordinator before relying on a number.

Veteran eligibility: VA publishes four conditions, and they are the first screen rather than the decision. The veteran must meet all four:

  • A VA disability rating, individual or combined, of 70 percent or higher.
  • Discharge from the U.S. military, or a date of medical discharge.
  • A need for at least six months of continuous, in-person personal care services.
  • Enrollment in VA health care.

Meeting those four is necessary, not sufficient. The binding test is 38 CFR 71.20(a), which states seven requirements and requires every one of them. Four of the seven have no counterpart in the four above, and VA assesses them during the application process:

  • Participating in the program is in the veteran's best interest.
  • The personal care services the family caregiver would provide are not simultaneously and regularly provided by or through another individual or entity.
  • The veteran receives care at home, or will do so if VA designates a family caregiver.
  • The veteran receives ongoing care from a primary care team, or will do so if VA designates a family caregiver.

The no-other-provider condition is the one most likely to surprise a family, because a household already receiving regular personal care through another program or entity can fail PCAFC on that ground alone.

Veteran-Directed Care (VDC) gives a veteran a personalized budget to hire and manage their own workers, including family and friends, and Nevada's VDC policy manual expressly contemplates a live-in employee such as a spouse. In Nevada, ADSD's Office of Community Living oversees VDC under an agreement with the VA through the local VA medical center; case management comes from a Nevada Care Connection (NVCC) Resource Center, and a Financial Management Services provider handles payroll and timekeeping. ADSD is an approved VDC provider, but availability is not universal. The veteran must live in the service area of a participating NVCC Resource Center and meet the VA medical center's clinical criteria, and the veteran or a representative must be able to manage the care plan and hire and supervise caregivers. ACL notes that 48 VA medical centers nationally have not yet referred a veteran to VDC, so ask your VA medical center and Nevada ADSD whether it is running where you live.

Nevada VA facilities: ACL's Veteran-Directed Care list places Nevada under three VA health care systems: VA Southern Nevada, Sierra Nevada, and VA Salt Lake City.

VA Aid and Attendance Pension

Aid and Attendance adds to a VA pension: a veteran or survivor who gets a VA pension may be eligible if they meet at least one of VA's listed conditions, such as needing another person's help with daily activities like bathing, feeding, and dressing. The VA pension itself is for wartime veterans who meet age-or-disability requirements and income and net-worth limits. Assets and income must fall under the net-worth limit ($163,699 from December 1, 2025, through November 30, 2026). The VA publishes these rates as annual maximums, and pays the difference between the recipient's countable income and that maximum rather than the full ceiling to everyone who qualifies: a veteran with no dependents who qualifies for Aid and Attendance receives up to $29,093 per year, and a veteran with one dependent up to $34,488 per year. Unreimbursed medical expenses above 5% of the maximum rate can reduce countable income.

The Nevada Department of Veterans Services and its accredited Veterans Service Officers help file claims and appeals at no cost. The VA Caregiver Support Line is at 1-855-260-3274, staffed Monday through Friday, 8:00 a.m. to 8:00 p.m. Eastern Time. It is not a crisis line: anyone in crisis can reach the Veterans Crisis Line at any hour by calling 988 and pressing 1, texting 838255, or chatting at VeteransCrisisLine.net.

How Are Nevada Caregiver Wages Taxed?

IRS Notice 2014-7

Under IRS Notice 2014-7, certain Medicaid waiver payments a caregiver receives for providing personal care to a Medicaid-eligible individual living in the same home may be excluded from the caregiver's federal gross income. The shared home is the condition that matters: a caregiver who keeps a separate home of their own may not exclude the payments, and excluding them from income does not by itself settle Social Security and Medicare tax. Talk to a tax preparer familiar with the rule before filing.

Nevada State Income Tax

Nevada has no state personal income tax on wages. For a Nevada resident paid as a worker rather than as a business, there is no Nevada income tax return to file on caregiver pay, so the federal rules, including the IRS Notice 2014-7 exclusion when it applies, are the whole income-tax picture.

VA PCAFC Stipend

VA has stated that the PCAFC monthly stipend is a nontaxable benefit.

Not sure which Nevada caregiver program fits your family? Chat with Brevy's care navigator for a personalized comparison based on your loved one's Medicaid enrollment, veteran status, and whether you are a spouse or non-spouse caregiver.

Frequently Asked Questions

Can I get paid to care for my spouse in Nevada?

Not through Personal Care Services: Nevada's Medicaid manuals list spouses among legally responsible individuals, who may not be reimbursed for providing PCS. However, under Nevada Medicaid's skilled family caregiver bulletin (Technical Bulletin 23-002), a spouse who is a licensed nurse in Nevada can be paid through a Home Health Agency that chooses to hire them, if the recipient is authorized for home health or private duty nursing. The Structured Family Caregiving waiver can also pay a spouse who lives with a recipient who has dementia or a related condition, meets a nursing-facility level of care and faces imminent nursing-facility placement without services, only for care beyond what a spouse would ordinarily provide and while enrolled with a PCS or ISO agency. If your spouse is a veteran, the PCAFC stipend pays a spouse provided the veteran meets all of VA's PCAFC conditions. A 70 percent rating is the first of the four VA publishes, and those four are the screen rather than the whole test: 38 CFR 71.20(a) adds four more, including that the same personal care is not already being provided regularly by another individual or entity. Veteran-Directed Care lets the veteran hire family and friends where it is available, and Nevada's VDC manual contemplates a live-in employee such as a spouse without granting it outright, so confirm it with your VA medical center first.

What is the difference between Provider Agency and Self-Directed PCS?

Under Provider Agency PCS, an agency employs and assigns the aide. Under Self-Directed/ISO PCS, the recipient or their representative hires, trains, schedules, and supervises their own caregivers while an Intermediary Service Organization provides fiscal and supportive services. Self-direction can pay trusted individuals the recipient chooses, except legally responsible adults; under the agency model, the agency decides who is hired.

Can a family member provide skilled care in Nevada?

Possibly, under Technical Bulletin 23-002. If the recipient is authorized for home health or private duty nursing, a family member who is a licensed nurse in Nevada can be hired by a Home Health Agency at the agency's discretion (a path open even to a spouse). An unlicensed family caregiver can potentially be reimbursed through the self-directed skilled option, authorized through an ISO (not open to a spouse or other legally responsible individual), once an FA-24C prior-authorization form, on which a physician, physician assistant, or APRN certifies that the caregiver can perform the skilled nursing services competently, is approved.

Is there respite in Nevada without Medicaid?

Possibly. The National Family Caregiver Support Program, an Older Americans Act program, funds respite through area agencies on aging, but only where the older person you care for is frail: needing substantial help with at least two daily activities, or substantial supervision because a cognitive or other mental impairment leads to behavior that poses a serious health or safety hazard. Use the Eldercare Locator at 1-800-677-1116 to reach your local agency and ask what it offers and costs.

How do I reach my Area Agency on Aging in Nevada?

Use the Eldercare Locator at 1-800-677-1116 or eldercare.acl.gov, which connects you to your local Area Agency on Aging. ADSD's regional offices are in Las Vegas (702) 486-3545, Carson City (775) 687-4210, Elko (775) 738-1966, and Reno (775) 687-0800.

Learn More

Your next step Not sure which Nevada program fits your family? Call the Eldercare Locator at 1-800-677-1116 to reach your local Area Agency on Aging, or the Nevada Aging and Disability Services Division's Las Vegas office at 702-486-3545, or map your options with Brevy.,

The information on Brevy.com is for educational purposes only and is not a substitute for professional legal, financial, or medical advice. Rules vary by state and program and change frequently. Always verify with the relevant agency or a qualified professional. Brevy is not a law firm, financial advisor, or healthcare provider.

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Brevy Care Team

Expert eldercare guidance from Brevy's team of healthcare professionals and researchers.