Oregon caregiver programs include something most states do not: a Spousal Pay Program that pays a spouse to provide care. Add the K Plan, Consumer-Employed Provider (CEP) self-direction, free respite, and VA benefits, and the state's support for family caregivers runs deeper than most families realize.

If you are caring for an aging parent, a spouse, or an adult child with a disability in Oregon, the hard part is rarely whether help exists. It is knowing what is there and where to start. This directory maps the major caregiver programs across the state for 2026 and points you to the right one for your situation.

You don't have to figure this out alone, and you don't have to fund all of it from your savings.

In This Guide

Oregon Caregiver Programs at a Glance

Program What It Offers Who Qualifies Cost to You
Spousal Pay Program Pays a spouse to provide care Recipient needs full help in 4+ of 6 ADLs, lives at home with spouse Free (paid by Medicaid)
K Plan / CEP self-direction Family or friend hired as paid homecare worker Medicaid in-home services recipients Free (paid by Medicaid)
NFCSP respite grants (OFCSP) Free in-home respite, adult day vouchers, training, counseling Caregivers of adults 60+ or person with ADRD; no income test Free
VA PCAFC Monthly stipend that can pay a spouse Veteran with 70%+ disability rating in VA health care Free (VA benefit)
VA Aid and Attendance Pension to the veteran; caregiver paid from it Wartime veteran or surviving spouse under net-worth limit Free to apply (VSO help)

Oregon Caregiver Programs That Pay Family Members

Oregon delivers paid in-home care through the Oregon Department of Human Services (ODHS) Aging and People with Disabilities, with payroll handled by the Oregon Home Care Commission (OHCC), which oversees the state's publicly funded home care workforce.

The K Plan and Consumer-Employed Provider (CEP) Program

Oregon's K Plan is the state's Community First Choice (CFC) option, a Medicaid state plan benefit under Section 1915(k). As a state plan entitlement, there is no waitlist for eligible participants.

Under the Consumer-Employed Provider (CEP) program, the care recipient is the employer of their homecare worker. Friends and family members aged 18 or older, including adult children, siblings, other relatives, and friends, can be hired and paid to provide care. The OHCC handles payroll and taxes. A spouse cannot be an ordinary CEP homecare worker in Oregon, which is exactly why the state built the separate Spousal Pay Program below.

Spousal Pay Program

Oregon's Spousal Pay Program (OAR 411-030-0080) is a Medicaid in-home services pathway that pays a spouse to provide care, a benefit most states do not allow. To qualify, the care recipient must:

  • Be married to the caregiver, both residing together in their own home (not a nursing facility or assisted living);
  • Require full assistance in at least four of the six activities of daily living (mobility, eating, elimination/toileting, dressing/grooming, bathing, and cognition/behavior);
  • Have a medically diagnosed debilitating condition; and
  • Require care that would otherwise necessitate nursing facility services.

The service need must exceed, in both extent and duration, the usual and customary services one spouse renders to another. The spouse enrolls as a homecare worker through the OHCC and the Consumer-Employed Provider Program, passes a background check, and provides the majority of the service-plan hours. Authorized hours equal all assessed ADL hours plus one-half of the assessed IADL hours, paid at the standard homecare worker rate.

For the full guide to paid pathways, see How to Get Paid as a Family Caregiver in Oregon.

Respite Care Programs

Medicaid Respite (K Plan)

The K Plan authorizes in-home respite as part of the care plan, delivered by a hired homecare worker through the OHCC. Ask your APD case manager to include respite hours.

Oregon Family Caregiver Support Program (NFCSP)

The Oregon Family Caregiver Support Program (OFCSP) is the state's implementation of the National Family Caregiver Support Program (NFCSP), funded by Title III-E of the Older Americans Act and administered through Area Agencies on Aging. Services include in-home respite, adult day vouchers, caregiver training, and counseling, with no income test for respite services. Call 1-855-673-2372 (OR-ADRC).,

For the full respite guide, see Respite Care in Oregon.

Support, Training, and the OR-ADRC

Oregon's Aging and Disability Resource Connection (OR-ADRC) is the statewide front door for caregiver support that is not tied to a Medicaid waiver. It connects you to your regional Area Agency on Aging for NFCSP/OFCSP respite, caregiver counseling, benefits screening, and local resources.

Call 1-855-673-2372 (OR-ADRC) or dial 211 for the broader social-services network. These calls are free. Oregon also runs Oregon Project Independence, a non-Medicaid in-home support program for older adults who do not qualify for Medicaid; ask the OR-ADRC about eligibility.

VA Caregiver Benefits in Oregon

Veterans enrolled in VA health care in Oregon have access to caregiver support programs that are separate from Medicaid and often more generous.

VA Program of Comprehensive Assistance for Family Caregivers (PCAFC)

The PCAFC pays a monthly stipend to the Primary Family Caregiver of an eligible veteran, and that caregiver can be a family member, including the veteran's spouse. The stipend is calculated from the federal General Schedule (GS) grade-4, step-1 annual rate for the veteran's locality, divided by 12, then multiplied by a level factor (0.625 or 1.00). To qualify, the veteran needs a service-connected disability rating of 70 percent or higher, a need for in-person personal care, and enrollment in VA health care. PCAFC also provides at least 30 days of respite care per year.

Veteran-Directed Care (VDC) is also available in Oregon through the VA Portland Health Care System, letting the veteran direct a flexible monthly budget toward caregiver pay, including pay to a family member or spouse.

VA Aid and Attendance Pension

Wartime veterans and surviving spouses who meet the functional criteria and have countable assets and income under the net-worth limit ($163,699 in 2026) may receive the Aid and Attendance pension. In 2026, a single veteran with Aid and Attendance receives up to $2,424 per month ($29,093 per year); a veteran with one dependent up to $2,874 per month. The pension goes to the veteran, who typically pays a family caregiver from it.

The Oregon Department of Veterans' Affairs and county Veterans Service Officers help file at no cost. The VA Caregiver Support Line is in the Resources below.

Taxes for Oregon Caregivers

IRS Notice 2014-7

If you live in the same home as the person you care for and are paid through a Medicaid program, your wages may be excluded from federal gross income under IRS Notice 2014-7 as difficulty-of-care payments. This applies to many Oregon CEP and Spousal Pay arrangements where the caregiver and recipient share a home. Talk to a tax preparer familiar with the rule before filing.

Oregon State Income Tax

Because Oregon calculates state income tax starting from your federal taxable income, confirm with a tax preparer how the IRS Notice 2014-7 exclusion carries over to your Oregon return before you file.

Medicaid Look-Back

Oregon applies a 60-month look-back to asset transfers for long-term care eligibility. Informal payments to a family caregiver without a written agreement can create a transfer-penalty period. A properly drafted personal services contract at fair-market rates protects future eligibility.

Frequently Asked Questions

Can I get paid to care for my spouse in Oregon?

Yes, through the Spousal Pay Program (OAR 411-030-0080), one of the few state Medicaid pathways that pays a spouse. The care recipient must need full assistance in at least four of six activities of daily living, have a medically diagnosed debilitating condition, and live at home with the spouse. The spouse enrolls as a homecare worker through the Oregon Home Care Commission.

Who else can be a paid caregiver in Oregon?

Under the Consumer-Employed Provider (CEP) program, friends and family members aged 18 or older, including adult children, siblings, other relatives, and friends, can be hired and paid as the homecare worker, with the care recipient as the employer. A spouse uses the separate Spousal Pay Program instead.

What is the K Plan?

The K Plan is Oregon's Community First Choice option, a Medicaid state plan benefit under Section 1915(k) that funds in-home personal care. As a state plan entitlement, there is no waitlist for eligible participants.

Is there free respite in Oregon without Medicaid?

Yes. The Oregon Family Caregiver Support Program, the state's NFCSP implementation, provides free respite through Area Agencies on Aging with no income test. Call 1-855-673-2372 (OR-ADRC).

How do I reach my Area Agency on Aging in Oregon?

Call 1-855-673-2372 (OR-ADRC), Oregon's statewide connection to NFCSP/OFCSP respite, caregiver counseling, and local resources, or dial 211.

Resources

Aging and Disability Resource Connection (ADRC) of Oregon Free help finding OFCSP respite, caregiver counseling, and your local Area Agency on Aging. 1-855-673-2372 adrcoforegon.org
ODHS Aging and People with Disabilities Runs Medicaid in-home care, the K Plan, and the Spousal Pay Program; ask for your local APD office. oregon.gov/odhs
Oregon Home Care Commission (OHCC) Enrolls homecare workers and handles payroll for CEP and Spousal Pay providers. oregon.gov/odhs
VA Caregiver Support Line Guidance on PCAFC, Veteran-Directed Care, and VA respite for Oregon veterans. 1-855-260-3274 caregiver.va.gov
Oregon Department of Veterans' Affairs County Veterans Service Officers file VA Aid and Attendance and pension claims at no cost. oregon.gov/odva
Eldercare Locator Connects you to your local Area Agency on Aging and aging services. 1-800-677-1116 eldercare.acl.gov

Learn More

Your next step Find personalized help navigating Oregon caregiver programs at brevy.com.

The information on Brevy.com is for educational purposes only and is not a substitute for professional legal, financial, or medical advice. Rules vary by state and program and change frequently. Always verify with the relevant agency or a qualified professional. Brevy is not a law firm, financial advisor, or healthcare provider.

BC

Brevy Care Team

Expert eldercare guidance from Brevy's team of healthcare professionals and researchers.