Under the Fair Housing Act, a landlord can't refuse a tenant with a disability permission to add grab bars, a ramp or another reasonable modification the tenant may need and pays for.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml If your parent rents and the tub, the front step or the kitchen has started to work against them, that rule is your starting point. What a family still has to work out is who pays, which conditions the landlord is allowed to attach, and what happens at move-out.
In This Guide
- Can Your Parent's Landlord Say No?
- Does Your Parent's Situation Qualify?
- Who Pays for the Grab Bars or Ramp?
- What the Landlord Can and Can't Ask For
- How to Ask the Landlord, Step by Step
- If the Landlord Refuses
- Can Any of It Count as a Medical Expense?
- Frequently Asked Questions
- Learn More
Can Your Parent's Landlord Say No?
Not to a reasonable request. The Fair Housing Act's implementing regulation, 24 CFR 100.203, makes it unlawful for any person to refuse to permit reasonable modifications of existing premises, at the expense of a person with a disability, when the changes may be necessary for that person's full enjoyment of the home.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml The regulation covers premises the person occupies or is going to occupy, so the rule also applies when your parent is about to move into a new rental.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml
HUD and the Department of Justice (DOJ) explain that a reasonable modification is a structural change to existing premises.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml In their joint guidance, the examples HUD and DOJ give of modifications that "typically are reasonable" are widening doorways, installing grab bars in bathrooms, lowering kitchen cabinets, and adding a ramp to make a primary entrance accessible.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml
So the question to ask isn't whether the landlord will allow it. It's whether the change is reasonable and connected to your parent's disability, and what conditions come with it.
Does Your Parent's Situation Qualify?
The Fair Housing Act right belongs to a person with a disability, and HUD and DOJ say there must be an identifiable relationship, or nexus, between the requested modification and the person's disability.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml In practice, that means the request should explain what the change does for your parent: grab bars beside a tub your parent can no longer climb out of safely, or a ramp for a walker or wheelchair at the entrance your parent uses.
It doesn't have to be inside the apartment. HUD and DOJ say reasonable modifications can include structural changes to the interiors and exteriors of dwellings and to common and public use areas.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml A ramp at the building entrance can be as much a part of the right as a grab bar in the bathroom.
Who Pays for the Grab Bars or Ramp?
The answer depends on what kind of building your parent lives in, so it's worth confirming before anyone hires a contractor.
In private rental housing, the tenant pays. HUD and DOJ put it plainly: while the housing provider must permit the modification, the tenant is responsible for paying its cost.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml The landlord's duty is to allow the work, not to fund it.
In federally assisted housing, the housing provider pays. HUD and DOJ explain that housing receiving federal financial assistance is covered by both the Fair Housing Act and Section 504 of the Rehabilitation Act. Under the regulations implementing Section 504, structural changes a resident with a disability needs are treated as reasonable accommodations that the housing provider must pay for.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml That Section 504 cost duty has limits: a federally assisted housing provider doesn't have to pay for a structural change if it would be an undue financial and administrative burden or a fundamental alteration of the program, or if the provider can meet your parent's needs another way.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml
If you aren't sure whether your parent's building receives federal financial assistance, ask the property manager in writing before you agree to pay.
What the Landlord Can and Can't Ask For
A landlord who must permit a modification can still attach conditions, and the Fair Housing Act regulation at 24 CFR 100.203 and HUD and DOJ's joint guidance on reasonable modifications spell out which ones are allowed.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml Knowing them ahead of time lets you build them into the request instead of negotiating after a "no."
| Issue | What the landlord may do | What the landlord may not do |
|---|---|---|
| Permission and the plan | Ask for a reasonable description of the proposed modifications, reasonable assurances of workmanlike work, and any required building permits | Refuse a reasonable modification the tenant may need |
| Move-out | Where it is reasonable, ask the tenant to restore the interior to its prior condition, reasonable wear and tear excepted | Require restoration of exterior or common-area changes, such as a ramp to the front door |
| Deposit and escrow | Negotiate an interest-bearing escrow for interior restoration, where needed to make sure the funds will be there | Increase the customary security deposit |
| Cost in federally assisted housing | Decline to pay where the change would be an undue financial and administrative burden or a fundamental alteration, or where it can meet the need another way | Leave a needed structural change to the tenant to pay for, outside those Section 504 limits |
Two of those rows deserve a closer look before you sign anything.
Restoration is limited even inside. Under HUD and DOJ's joint guidance, a landlord can't require a tenant to restore exterior or common-area modifications such as a ramp to the front door, and for interior changes the Fair Housing Act regulation allows a restoration requirement only where it is reasonable.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml
An escrow has guardrails. Under the Fair Housing Act regulation, the landlord may negotiate an escrow only where it's necessary to make sure, with reasonable certainty, that money will be available for restoration. The tenant pays into an interest-bearing account over a reasonable period, and the amount can't exceed the cost of the restorations.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml
How to Ask the Landlord, Step by Step
A written request that answers the landlord's legitimate questions up front gives the landlord little room to stall. Here's a sequence that follows the rules above.
Name the change and the reason
Describe the modification and how it relates to your parent's disability, because HUD and DOJ require a nexus between the two.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml
Put the request in writing, with a description of the work
The Fair Housing Act regulation lets the landlord ask for a reasonable description of the proposed modifications, so include it from the start.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml
Say who will do the work and that permits will be pulled
The landlord may ask for reasonable assurances of workmanlike work and that any required building permits will be obtained.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml
Ask whether the property receives federal financial assistance
If it does, the Section 504 rule described above may make the provider responsible for the cost.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml
Settle move-out terms before the work starts
If the change is inside the unit, agree in writing on whether restoration will be required and on any escrow, so there's no dispute later.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml
Keep copies of everything
The dates on your request and the landlord's reply matter if you later need to file a complaint.
If the conversation stalls, Brevy's care navigator can help you draft the request.
If the Landlord Refuses
A refusal isn't the end of it. A person who believes a housing provider wrongfully denied a reasonable modification can file a complaint with HUD, and HUD's regulation says the person must notify HUD within one year.U.S. Government Publishing Office. (n.d.). 24 CFR 103.35 — Is there a time limit on when I can file?. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec103-35.xml When the discrimination is continuing, or there's more than one act of it, HUD's regulation measures the one-year deadline for filing a Fair Housing Act complaint from the last incident.U.S. Government Publishing Office. (n.d.). 24 CFR 103.35 — Is there a time limit on when I can file?. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec103-35.xml HUD takes complaints through its Report Housing Discrimination page.
Going to court is a separate route. The Fair Housing Act lets an aggrieved person bring a civil action in a United States district court or a state court within 2 years after the discriminatory practice occurred or ended, and that 2-year period doesn't count time while an administrative proceeding on a complaint about the same practice was pending.U.S. Government Publishing Office. (n.d.). 24 CFR 103.35 — Is there a time limit on when I can file?. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec103-35.xml The Fair Housing Act closes the court route in two situations: when the person consented to a conciliation agreement that HUD or a state or local agency obtained (except to enforce that agreement), and when an administrative law judge has started a hearing on a HUD charge about the same practice.U.S. Government Publishing Office. (n.d.). 24 CFR 103.35 — Is there a time limit on when I can file?. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec103-35.xml
State and local fair housing laws may add protections beyond the federal rules described here. If you want help weighing the options, our guide to free legal help for seniors explains where older adults can find it.
Can Any of It Count as a Medical Expense?
One narrow piece can. IRS Publication 502 states that amounts paid to buy and install special plumbing fixtures for a person with a disability, mainly for medical reasons, in a rented house are medical expenses.Internal Revenue Service. (2025). Publication 502 (2025), Medical and Dental Expenses. irs.gov. Retrieved Oct 2, 2026, from https://www.irs.gov/publications/p502 That IRS sentence is about plumbing fixtures. Before treating any other change to a rental as a medical expense, check with a tax professional.
A medical expense also isn't a dollar-for-dollar refund. The IRS deduction is taken on Schedule A (Form 1040), and it covers only the part of medical and dental expenses that is more than 7.5% of adjusted gross income.Internal Revenue Service. (2025). Publication 502 (2025), Medical and Dental Expenses. irs.gov. Retrieved Oct 2, 2026, from https://www.irs.gov/publications/p502 Our guide to tax deductions for senior care covers the deduction more broadly.
Frequently Asked Questions
Can my parent ask for a modification after living in the apartment for years?
Yes. HUD and the Department of Justice say a request for a reasonable modification under the Fair Housing Act may be made at any time during the tenancy.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml
Who keeps the interest on a restoration escrow?
The tenant does. The Fair Housing Act regulation says the interest in a restoration escrow account accrues to the benefit of the tenant.U.S. Government Publishing Office. (n.d.). 24 CFR 100.203 — Reasonable modifications of existing premises. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec100-203.xml
Does it cost anything to file a fair housing complaint with HUD?
No. HUD and the Department of Justice state that if a Fair Housing Act complaint is filed, HUD will investigate it at no cost to the person with a disability.U.S. Government Publishing Office. (n.d.). 24 CFR 103.35 — Is there a time limit on when I can file?. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec103-35.xml
Does my parent have to file with HUD before going to court?
No. The Fair Housing Act lets an aggrieved person bring a civil action whether or not a HUD complaint was filed, unless the person agreed to a conciliation agreement or an administrative law judge has started a hearing on the same practice.U.S. Government Publishing Office. (n.d.). 24 CFR 103.35 — Is there a time limit on when I can file?. govinfo.gov. Retrieved Oct 2, 2026, from https://www.govinfo.gov/content/pkg/CFR-2025-title24-vol1/xml/CFR-2025-title24-vol1-sec103-35.xml
Learn More
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The information on Brevy.com is for educational purposes only and is not a substitute for professional legal, financial, or medical advice. Rules vary by state and program and change frequently. Always verify with the relevant agency or a qualified professional. Brevy is not a law firm, financial advisor, or healthcare provider.
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