If you are already caring for an aging parent in Georgia, a personal care contract can pay you for that work while legitimately spending down your parent's assets toward Medicaid eligibility. Also called a caregiver agreement or personal services contract, it is a formal written agreement under which a family caregiver provides documented services for fair-market pay, relying on the fair-market consideration exception to the federal transfer-of-assets penalty under Section 1917(c) of the Social Security Act: a transfer is not a gift if the transferor receives services or property of equivalent value. Properly drafted and executed, a personal care contract converts assets that would otherwise need to be spent down into legitimate compensation for the family member who is actually providing the care. The strategy is one of the most practical spend-down tools available to Georgia families when an adult child is already providing substantial care to a parent.

Why personal care contracts matter

A common situation in Georgia eldercare: an aging parent needs increasing levels of help with activities of daily living. An adult child steps up. The adult child reduces work hours, takes time off, sometimes quits a job entirely to manage the parent's care. The adult child drives the parent to medical appointments, manages medications, helps with bathing and dressing, prepares meals, handles bills and household tasks. Years of substantial caregiving accumulate. The parent's assets are still intact (the child's care has actually prevented expensive professional services), and the time will eventually come when the parent needs nursing facility care covered by Medicaid.

The challenge: the parent's assets exceed the Georgia Medicaid countable asset limit. Without planning, the parent must spend down assets before Medicaid will cover. The most natural and fair option, in many families, is to compensate the adult child who has been providing the care. But informal payments (verbal agreements, cash gifts, "I'll pay you back later" promises) are treated as gifts under the federal transfer rules. Within the 60-month look-back, gifts trigger transfer penalties.

The personal care contract solves this problem. By formalizing the caregiver arrangement with a written contract, fair-market compensation rates, detailed service descriptions, and proper tax reporting, the family converts what would otherwise be a transfer penalty problem into legitimate fair-market consideration. The adult child receives compensation (taxable income, but real money). The parent's countable assets decrease. Medicaid eligibility moves forward. The family conflict over "who got what" is minimized because the compensation is documented and explainable.

But the personal care contract is technical. DCH scrutinizes these contracts during the Medicaid application. Common pitfalls include retroactive contracts (services already provided cannot be consideration for a contract executed later), above-market rates (the excess is treated as a gift), undocumented services (no log of what was actually performed), spousal caregivers (spouses are legally obligated to provide care under Georgia law, so the services are not consideration), and tax reporting failures (the caregiver must report the income).

This article explains the federal transfer-of-assets framework, the fair-market consideration exception, the Georgia DCH treatment of personal care contracts, the IRS tax treatment (including why the Medicaid waiver income exclusion generally does not apply to PCC income), the drafting requirements, the spousal and co-resident limitations, retroactive contract issues, lump-sum prepayment structures, worked examples, and the common pitfalls Georgia families need to avoid.

The federal transfer-of-assets framework

The legal foundation of personal care contracts sits in the federal transfer-of-assets rules under Section 1917(c) of the Social Security Act and the implementing regulations at 42 CFR 435.840 et seq. Understanding this framework is essential because every element of a personal care contract is designed to satisfy the fair-market consideration exception.

The general transfer-of-assets rule

Section 1917(c) provides that when an individual (or the individual's spouse) transfers assets for less than fair market value within 60 months of a Medicaid application, the individual is ineligible for Medicaid long-term care services for a period equal to the transfer amount divided by the state monthly divisor.

The 60-month look-back period is established by federal law. The penalty period begins when the applicant is otherwise eligible AND in a nursing facility. This timing makes transfers within the look-back particularly painful: the penalty falls during the anticipated LTC stay, when the family is most vulnerable.

A "transfer for less than fair market value" is any transfer where the transferor receives less in exchange than the asset's fair market value. Cash gifts, transfers to family members, below-market sales, and similar arrangements all qualify as transfers for less than fair market value.

The fair-market consideration exception

Section 1917(c) also recognizes that transfers in exchange for fair-market consideration are not transfers for less than fair market value. If the transferor receives services or property of equivalent value, no transfer penalty applies. This is the legal hook for personal care contracts.

For the fair-market consideration exception to apply, several elements must be satisfied:

  1. Actual services must be provided (not hypothetical or future services without enforceable obligation)
  2. Services must be of value to the transferor (not duplicating what the transferor could obtain free or what is legally owed)
  3. Compensation must be fair market value (not above or below typical rates for comparable services)
  4. The arrangement must be documented in a way that can be verified

A personal care contract operationalizes these elements: it identifies the services, sets fair-market rates, documents the arrangement in writing, and creates accountability.

Why retroactive contracts fail

The fair-market consideration exception requires that the services be consideration for the payment. Consideration is a contract law concept: it is what each party gives in exchange for what the other party gives. Consideration must exist at the time the contract is formed.

When services have already been provided and a contract is executed later to "document" the services, the services are not consideration for the payment. They are past gifts that the family is trying to recharacterize. DCH treats retroactive contracts as transfers for less than fair market value (gifts) subject to the transfer penalty.

Some attorneys argue for limited retroactive treatment when the services were provided under a clear informal arrangement and contemporaneous documentation exists (a journal showing care provided, billing records, similar). DCH may accept these in specific cases. The conservative approach: execute the contract BEFORE services begin.

Why above-market rates fail

DCH compares contract rates to:

  • Bureau of Labor Statistics wage data for home health aides and personal care aides
  • Genworth Cost of Care Survey for Georgia
  • Local home care agency private-pay rates (which include agency overhead)
  • DCH's own waiver service rates (NOW/COMP Participant-Directed Services, CCSP/SOURCE rates)

Adult-child caregiver rates should generally fall within agency rates minus agency overhead (since the family is hiring directly without agency overhead). Rates should be defensible with documentation: the caregiver has relevant certifications, the care needs are genuinely complex, and comparable agency rates are higher.

Georgia DCH treatment

The Georgia Department of Community Health (DCH) administers Medicaid and reviews personal care contracts during the application process. DCH follows federal rules and applies its own state-specific implementation through the DCH Medicaid Manual.

DCH review criteria

When a personal care contract is submitted with a Medicaid application, DCH examines:

  • Is the contract in writing? Verbal arrangements are treated as gifts.
  • When was the contract executed? Date relative to when services began.
  • Are services specified in detail? Vague descriptions ("help mom around the house") are disfavored.
  • Are compensation rates fair-market? Above-market triggers partial gift treatment.
  • Is there documentation of services performed? Log of dates, hours, tasks.
  • Is the caregiver reporting the income for tax purposes? W-2, 1099-NEC, Schedule H, or tax return showing the income.
  • Is the caregiver actually performing the services? Family pressure on aging parent to "pay" without real services is a problem.
  • Is the caregiver a spouse? Spousal contracts generally disallowed.
  • Is the caregiver a co-resident? Services must exceed what a co-resident would normally provide.

DCH consequences of contract problems

If DCH finds the contract deficient, the consequences depend on the specific issue:

  • No contract or insufficient documentation: payments treated as gifts; transfer penalty applies to the full amount.
  • Above-market rates: excess treated as gift; transfer penalty applies to excess.
  • Retroactive contract: prior payments treated as gifts; transfer penalty applies.
  • Spousal contract: payments to spouse for spousal duty disallowed; treated as gift or, in some cases, simply not counted as spend-down (the assets remain countable).
  • Co-resident services not beyond co-resident expectations: portion attributable to shared household tasks may be treated as gift.

Coordination with Medicaid application

The personal care contract should be presented as part of the Medicaid application. The applicant (or POA agent) provides:

  • Executed contract
  • Service logs covering the period
  • Tax filings showing caregiver income reported
  • Bank records showing actual payments made
  • Any supporting documentation (medical records showing care needs, agency cost comparisons)

DCH may request additional documentation. Respond promptly with thorough information.

IRS tax treatment

Personal care contract income is taxable. This is a feature of the strategy: legitimate caregiver compensation is taxable income; that's part of what distinguishes it from a gift. The tax treatment depends on the structure chosen.

Employee model (W-2)

Under common-law tests, in-home caregivers are often properly classified as employees. The applicant (the care recipient) is the household employer. Responsibilities include:

  • Obtain Employer Identification Number (EIN) from IRS
  • Withhold FICA (Social Security and Medicare taxes) from caregiver wages
  • Pay matching employer FICA
  • File Schedule H with annual Form 1040
  • Issue W-2 to caregiver each year
  • Possibly withhold federal income tax (caregiver may submit Form W-4)
  • State withholding for Georgia income tax

Caregiver receives W-2. Social Security and Medicare credits accrue, building future SSDI and Medicare eligibility benefits. This is a significant long-term benefit for adult children who reduce work hours to caregive.

Household employer guidance: IRS Publication 926 (Household Employer's Tax Guide).

Family member exception: parents of the employer (e.g., grandparent caring for grandchildren) and certain other family relationships are not subject to FICA in specific circumstances. Generally does not apply to adult-child caregiving an elderly parent.

Independent contractor model (1099-NEC)

Some families structure the caregiver as an independent contractor. The caregiver:

  • Receives Form 1099-NEC if payments exceed the IRS annual reporting threshold
  • Reports income on Schedule C
  • Pays self-employment tax (combined Social Security and Medicare) under IRC Section 1402
  • Pays federal income tax at marginal rate
  • Pays state income tax

The principal (care recipient) does NOT have household employer obligations under this model. The principal simply pays the caregiver and issues a 1099-NEC at year-end.

The IRS scrutinizes worker classification. In-home caregivers may be properly classified as employees even if the family treats them as contractors. Misclassification can create back-tax liability. The conservative approach for routine in-home care: W-2 employee model.

Why the Medicaid waiver income exclusion does not apply to PCC

A federal income exclusion exists for difficulty-of-care payments made through qualifying Medicaid waiver programs to providers caring for individuals living with them in the provider's home. Income meeting these criteria may be excluded from gross income for federal tax purposes.

This exclusion generally does NOT apply to standard personal care contracts paid from the applicant's private assets because:

  • PCC payments are NOT Medicaid waiver payments (they are private payments from the applicant's funds)
  • The applicant typically lives in their own home (or moves to the caregiver's home, but the payments still are not waiver payments)

There are limited circumstances where caregivers receive both PCC payments (from private assets) AND Medicaid waiver payments (e.g., from Structured Family Caregiving or NOW/COMP Participant-Directed Services). The waiver portion may qualify for the exclusion; the PCC portion does not.

Families should not assume the Medicaid waiver income exclusion applies to PCC income. Consult a CPA for the specific facts.

Caregiver after-tax net

Worked example one: Margaret 78 Savannah daughter caregiver contract

Worked example two: Henry 85 Atlanta retroactive contract DENIED

Worked example three: Linda 75 Macon home-share caregiver child

Worked example four: Robert 80 Augusta lump-sum prepayment contract

Worked example five: David 70 Columbus spouse caregiver DISALLOWED

Alternatives for David and Margaret:

  1. Spousal asset transfer: Federal Section 1924 SSA allows unlimited transfers between spouses. Margaret can hold a federally-protected amount in her name (Community Spouse Resource Allowance) without affecting David's Medicaid eligibility. This is the primary protection for couples.

  2. Spend-down on permissible expenses: Pay off debts, prepay funeral, home repairs and modifications, vehicle for Margaret, etc. These reduce countable assets without transfer penalty.

  3. Structured Family Caregiving (SFC) waiver: If David qualifies for CCSP/SOURCE waiver, Margaret may receive an SFC stipend. But spouses are typically NOT eligible to be SFC caregivers (some states allow; Georgia generally does not for spouses).

  4. NOW/COMP Participant-Directed Services: Generally for developmental disability waivers; spouses typically not eligible.

David and Margaret choose option 1 (spousal transfer) as the primary structure. The attorney advises on transferring substantial assets to Margaret's name to maximize CSRA protection. Spend-down on permissible expenses for the remaining excess.

Lesson: spousal personal care contracts are generally disallowed in Georgia. Couples have other tools (spousal transfers, CSRA, spend-down) that work better for their situation. Adult-child caregiver contracts (when applicable) remain a viable strategy, but spouse contracts do not.

Worked example six: Frances 88 Athens hourly vs monthly rates

Comparison:

Factor Hourly Monthly stipend
Documentation Detailed time logs Less detailed (responsibilities)
DCH scrutiny Easier (transactional) Higher (require justification of monthly rate)
Flexibility for caregiver Lower Higher
Tax treatment Standard wages Standard wages
Risk if hours dispute Hours can be re-evaluated All-or-nothing

FAQ

What is a personal care contract?

A personal care contract (also called a caregiver agreement, family caregiver contract, or personal services contract) is a formal written agreement between a Medicaid applicant (or future applicant) and a family member or other caregiver. The caregiver provides documented care services in exchange for fair-market compensation. Properly drafted and executed, the contract satisfies the fair-market consideration exception to the federal transfer-of-assets penalty under Section 1917(c) SSA, converting what would otherwise be a problematic transfer into legitimate compensation for services.

Why is the contract necessary?

Without a written contract, informal payments to a family caregiver (cash gifts, "I'll pay you back later," verbal agreements) are treated as transfers for less than fair market value under federal Medicaid rules. Transfers within the 60-month look-back trigger transfer penalties (periods of Medicaid ineligibility). A written contract documents that the payments are compensation for actual services, not gifts. The contract is what makes the payments fair-market consideration rather than transfers subject to penalty.

Can I use a personal care contract for any family caregiver?

Generally yes for adult children, grandchildren, nieces, nephews, in-laws, or unrelated caregivers. Spouses are typically excluded because Georgia law obligates spouses to provide care to each other, making the services a legal duty rather than consideration. Co-resident caregivers (family member living with the care recipient) require special drafting to distinguish co-resident activities from compensable care services.

Must the contract be executed before services begin?

Generally yes. Retroactive contracts (executed after services have been provided) are usually disallowed by Georgia DCH because services already provided cannot be consideration for a contract executed later. The conservative approach is to execute the contract BEFORE substantial caregiving begins. Some limited retroactive treatment may be accepted with contemporaneous documentation of prior care, but this is risky and varies by DCH reviewer.

How is the fair-market rate determined?

Sources for fair-market caregiver rates in Georgia include: Bureau of Labor Statistics wage data for home health aides and personal care aides; Genworth Cost of Care Survey for Georgia; local home care agency private-pay rates (which include agency overhead); DCH waiver service rates (NOW/COMP Participant-Directed Services, CCSP/SOURCE). Adult-child caregiver rates should generally fall within agency rates minus overhead.

Is personal care contract income taxable?

Yes. Compensation under a personal care contract is taxable income to the caregiver. Two reporting structures apply: W-2 employee model (household employer responsibilities for the care recipient, FICA withholding, IRS Publication 926 compliance) or 1099-NEC independent contractor model (caregiver pays self-employment tax under IRC Section 1402). The caregiver should plan for tax burden (typically 30-40% of gross compensation for self-employed caregivers, 25-35% for W-2 employees).

Does the Medicaid waiver income exclusion apply to personal care contract income?

Generally no. A federal income exclusion applies to certain difficulty-of-care payments made through qualifying Medicaid waiver programs to providers caring for individuals living with them. Personal care contracts paid from the applicant's private assets are NOT Medicaid waiver payments and typically do NOT qualify for this exclusion. The exclusion may apply to portions of caregiver compensation received through Medicaid waivers, but the PCC portion remains taxable.

Can I pay my spouse under a personal care contract?

Generally no. Under Georgia law, spouses are legally obligated to provide care to each other. Services provided as a legal duty are not consideration. DCH will typically disallow spousal personal care contracts. Couples have other tools: spousal asset transfers under Section 1924 SSA (Community Spouse Resource Allowance), spend-down on permissible expenses, and (in limited cases) Medicaid waiver compensation programs that may include spousal caregivers.

What if the caregiver is already living with the care recipient?

Co-resident caregiver arrangements require careful drafting. The services must EXCEED what a co-resident would reasonably be expected to provide. Sharing a household, meals, and casual conversation are co-resident activities, not caregiving. Medication management, ADL assistance, behavioral management, transportation, care coordination, and substantive care tasks are caregiving. The contract must clearly distinguish co-resident time from care services. Documentation is critical.

Can I structure a lump-sum prepayment for years of future care?

Some attorneys structure lump-sum prepayments based on actuarial life expectancy and projected care needs. These structures are aggressive and DCH may scrutinize heavily. To survive review: actuarial basis must be documented, services must be clearly defined, caregiver must have enforceable obligation to perform, refund obligation must exist if services aren't provided or if care recipient dies early. Conservative alternative: periodic payments matching documented services. Most attorneys recommend periodic over lump-sum.

What documentation does DCH expect?

DCH expects: written contract executed before services began; detailed service description; fair-market compensation rate with justification; daily or weekly log of services performed (date, hours, tasks); signed monthly summaries by both parties; bank records showing actual payments; caregiver tax filings (W-2, 1099-NEC, Schedule C, Schedule H); any supporting documentation (medical records showing care needs, agency cost comparisons).

What if the caregiver loses other benefits because of the income?

This is a real planning consideration. Caregiver income may affect:

  • Caregiver's SNAP eligibility (income threshold)
  • Caregiver's SSI if disabled (income threshold)
  • Caregiver's premium tax credits for ACA marketplace insurance
  • Caregiver's other means-tested benefits
  • Caregiver's tax bracket and deductions

The caregiver should consult a tax advisor before signing. Sometimes adjustments to other benefits or planning can mitigate the impact.

Can a personal care contract be combined with other Medicaid planning?

Yes. PCC is one tool in the spend-down/planning toolkit. Combinations include: PCC + spend-down on permissible expenses (paying debts, prepaying funeral, home repairs); PCC + spousal asset transfer (PCC for adult-child care, spousal transfer for community spouse protection); PCC + MAPT (long-term asset protection plus near-term caregiver compensation); PCC + life estate deed. An elder law attorney can structure the combinations.

How long should the contract last?

Contracts typically run for an indefinite term or specified period (e.g., 1 year, renewable). Most contracts can be terminated by either party with reasonable notice. The contract should specify termination provisions. Practical reality: contracts often end when the care recipient enters a nursing facility, dies, or the caregiver is no longer able to provide services.

Do I need an elder law attorney to draft the contract?

Strongly recommended. Self-drafting or using a general estate planning attorney often produces contracts that DCH disallows. A qualified Georgia elder law attorney understands DCH expectations, fair-market rate justification, drafting nuances, and the interplay with the rest of the Medicaid application. Worth the investment given the stakes.

Do I need a CPA for tax planning?

Strongly recommended for the caregiver. The CPA helps with: classification (W-2 vs. 1099-NEC); withholding setup; estimated quarterly payments; annual tax filings; integration with caregiver's overall tax situation; planning for benefit interactions; year-end W-2 or 1099-NEC issuance.

Can I update or amend the contract over time?

Yes. Care needs change as the care recipient's condition progresses. The contract can be amended to reflect: increased hours, increased rate (if justified by complexity), modified service descriptions, change in tax structure. Document amendments in writing and follow same care principles as original drafting.

What happens if the caregiver dies or becomes unable to provide care?

The contract should address contingencies. Typical provisions: contract terminates if caregiver dies or becomes incapacitated; possible successor caregiver designated; obligations cease (no further compensation; no refund unless lump-sum structure with prepayment). The care recipient may need to arrange alternative care.

What happens at the care recipient's death?

The contract terminates. Final payment for services performed through death. No ongoing obligation. The contract is not subject to Medicaid Estate Recovery (it's not an asset; it was paid out during life). However, if there was lump-sum prepayment for services that won't be performed (death before period covered by lump-sum), refund obligation kicks in and refunded funds become part of estate.

Where can I get help with a personal care contract in Georgia?

Start with a qualified Georgia elder law attorney: NAELA member, attorney with specific Medicaid planning experience, or referral from State Bar of Georgia Lawyer Referral Service (1-800-330-0446). For income-eligible families: Georgia Legal Services Program (1-800-498-9469). For Medicaid questions: DCH Medicaid Member Services (1-866-211-0950). For tax questions: a CPA experienced with household employment or self-employment taxes. For caregiver support: DAS Aging and Disability Resource Connection (1-866-552-4464).

Common personal care contract mistakes

Across hundreds of Georgia personal care contract cases, certain mistakes recur. Knowing them in advance helps families avoid expensive errors.

Mistake 1: Retroactive contract. Services already provided cannot be consideration for a contract executed later. Execute BEFORE services begin.

Mistake 2: Above-market rate. Excess over fair-market is treated as gift. Cite sources for rate justification.

Mistake 3: No service log. Without documentation, DCH cannot verify services. Daily or weekly logs required.

Mistake 4: Failing to report income on tax return. Caregiver must file appropriately. Skipping creates IRS problems and DCH credibility issues.

Mistake 5: Family member already living in home without distinguishing care services. Co-resident time is not caregiving. Distinguish carefully.

Mistake 6: Spousal caregiver contract. Generally disallowed under Georgia spousal duty law.

Mistake 7: Lump-sum payment without actuarial structure. Aggressive structures may trigger DCH transfer penalty. Periodic payments safer.

Mistake 8: No contract at all. Verbal agreements are treated as gifts. Written contract required.

Mistake 9: Vague service description. "Help mom around the house" is insufficient. List specific services.

Mistake 10: No fair-market rate justification. Cite BLS, Genworth, or agency rates.

Mistake 11: Not paying caregiver actually. Some families set up contracts to look good for DCH but don't actually transfer funds. DCH catches this.

Mistake 12: Mixing personal expenses with caregiver payments. Care recipient buying caregiver's groceries doesn't count as caregiver compensation unless contractually structured.

Mistake 13: Failing to withhold FICA if employee model. Household employer obligations under IRS Publication 926. Skipping creates back-tax liability.

Mistake 14: No tax planning for caregiver's increased tax burden. Caregiver may face $5,000-$10,000 in additional taxes. Plan ahead.

Mistake 15: Not coordinating with elder law attorney. Self-drafting or using a generalist attorney produces flawed documents.

Mistake 16: Not coordinating with CPA on tax structure. Tax structure decisions are technical. Get professional input.

Mistake 17: Failing to consult DCH before submitting. While DCH typically doesn't pre-approve, complex contracts may benefit from advance consultation.

Mistake 18: Caregiver loses other benefits due to increased income. SNAP, SSI, premium tax credits may be affected. Plan accordingly.

Mistake 19: Conflict with siblings over caregiver compensation. Document the arrangement; communicate with family.

Mistake 20: Caregiver fails to perform. Without enforcement, contract becomes a gift in disguise.

What Georgia families should do today

If you have an aging parent and you (or another family member) are providing substantial caregiving, today's actions can convert your contribution into formal compensation while supporting the parent's eventual Medicaid eligibility.

This week: Honestly assess the caregiving you are providing. How many hours per week? What specific tasks? Is the parent currently competent to enter a contract? Is the parent's eventual Medicaid eligibility a realistic concern?

This month: Consult a Georgia elder law attorney for an initial consultation. The attorney will assess your specific situation, draft an appropriate contract, advise on tax structure, and coordinate with broader Medicaid planning.

Before signing: Discuss with a CPA the tax implications. The caregiver will receive taxable income, possibly subject to self-employment tax or FICA withholding. Plan for the tax burden, estimated quarterly payments, and integration with the caregiver's overall tax situation. Discuss potential impact on other benefits (SNAP, SSI, ACA premium tax credits if applicable).

Implementation: Execute the contract before services begin (going forward, not retroactively). Maintain a detailed log of services. Make actual payments on schedule. File required tax forms. Keep documentation organized for eventual Medicaid application.

Coordinate with broader planning: A personal care contract is one tool. Combine with: spousal asset transfers if married, spend-down on permissible expenses for excess assets, MAPT if long-term horizon and assets justify, life estate deed if home protection is a goal, advance directives and POA for capacity issues, SNT if a disabled family member is involved.

Ongoing: Update the contract as care needs change. Update tax planning annually. Communicate with family about the arrangement. Document everything.

Brevy is a digital ally for navigating Medicaid, caregiver planning, and the broader eldercare landscape. We help Georgia families understand the options and pitfalls, but we are not a substitute for legal or tax advice. Personal care contracts require Georgia-licensed elder law attorney drafting and CPA tax analysis. Use the resources in this guide to find qualified professionals.

Get help with a Georgia personal care contract

Personal care contracts require qualified professional help. Use these resources to find Georgia elder law attorneys and tax advisors.

Elder law attorneys

  • National Academy of Elder Law Attorneys (NAELA)
  • State Bar of Georgia Lawyer Referral Service: 1-800-330-0446
  • Georgia Legal Services Program: 1-800-498-9469
  • AARP Georgia: 1-866-295-7283

Medicaid and benefits

  • DCH Medicaid Member Services: 1-866-211-0950
  • DFCS Customer Service: 1-877-423-4746

Tax and employer issues

  • IRS: 1-800-829-1040
  • IRS Publication 926 (Household Employer's Tax Guide)
  • Georgia Department of Revenue
  • Social Security Administration: 1-800-772-1213

Employment and labor

  • Georgia Department of Labor

Long-term care advocacy

  • Georgia Long-Term Care Ombudsman: 1-866-552-4464

General aging and caregiver resources

  • DAS Aging and Disability Resource Connection: 1-866-552-4464
  • Eldercare Locator: 1-800-677-1116
  • 211 Georgia: dial 211

Learn More

Find personalized help planning a Georgia personal care contract at brevy.com.

The information on Brevy.com is for educational purposes only and is not a substitute for professional legal, financial, or medical advice. Rules vary by state and program and change frequently. Always verify with the relevant agency or a qualified professional. Brevy is not a law firm, financial advisor, or healthcare provider.

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Brevy Care Team

Expert eldercare guidance from Brevy's team of healthcare professionals and researchers.