Medicaid
State-by-state Medicaid guides for seniors and their families, covering eligibility, programs, waivers, and how to apply.
Medicaid Planning Strategies: How to Qualify Without Going Broke
Medicaid pays for most long-term care in America, but the program is means-tested.
Does Michigan Medicaid Cover Dental?
Yes. Since April 1, 2023, Michigan Medicaid has covered adult dental at near-parity with the state's Healthy Kids Dental benefit.
How to Choose a Michigan Medicaid Health Plan
Most Michigan Medicaid members are required to enroll in a Medicaid Health Plan (MHP), Michigan's name for its mandatory managed care organizations.
What You Need to Know About MI Coordinated Health
On January 1, 2026, Michigan replaced the MI Health Link dual-eligible demonstration with a new program: MI Coordinated Health (MICH).
How to Get on a Michigan HCBS Waiver
Michigan runs four Section 1915(c) Home and Community-Based Services waivers plus several state-plan HCBS programs.
What Does Michigan Medicaid Cover for Seniors?
Once a senior qualifies for Michigan Medicaid, the next question is always the same: what does it actually pay for? The short answer: a lot, often more than people expect.
How to Get Medicaid to Pay for a Nursing Home in Michigan
Michigan nursing homes cost roughly $10,000 to $14,000 per month. Very few families can pay that out of pocket for long.
What You Need to Know About the MI Choice Waiver
The MI Choice Waiver is Michigan's primary Medicaid program for adults who need nursing-facility-level care but want to stay at home, in an assisted living facility, or in an adult foster care home.
How to Apply for Michigan Medicaid
You can apply for Michigan Medicaid in three ways: online through the MI Bridges portal, on paper using the MDHHS-1171 Assistance Application, or in person at your county MDHHS office.
Which Michigan Medicaid Program Is Right for You?
If you or a parent is 65 or older and need help paying for health care, long-term care, or help at home, Michigan Medicaid has a path for you. But the program is not one program.
What Is Nursing Facility Level of Care (NFLOC)?
NFLOC is the single clinical test that decides whether Medicaid will pay for long-term care at all.
What Is a Miller Trust (Qualified Income Trust)?
Without a Miller Trust, a senior living in an income-cap state can be stuck in what the Miller v.
What Is an HCBS Waiver?
Most families want their parent, spouse, or child to stay at home.
What Is a Managed Care Organization (MCO)?
If you or a family member is on Medicaid in most states, your MCO (not "Medicaid" directly) decides which doctors you can see, which services get approved, and how disputes are handled.
Medicare vs. Medicaid: What's the Difference?
Medicare and Medicaid sound almost identical, but they are two completely different programs. Medicare is federal health insurance based on age or disability.
What Is a Medicaid Spend Down? Texas Explained
A Medicaid spend down is a process where you reduce your income or assets to meet Medicaid's eligibility limits.
What Is Medicaid Spend-Down?
Many seniors have income slightly above their state's Medicaid limit, leaving them stuck: too much income for Medicaid, not enough to pay for care out of pocket. Spend-down programs close that gap.
How to Get Medicaid to Pay for a Nursing Home in Texas
Texas Medicaid pays for nursing home care in full for people who qualify, and unlike home-based waiver programs, there's no waitlist.
Does Texas Medicaid Cover Dental in Texas?
Does Texas Medicaid cover dental for adults? The short answer: barely. Base Texas Medicaid covers emergency dental care for adults but not routine cleanings, fillings, or dentures.
How to Choose a Texas Medicaid Managed Care Plan
If your parent just qualified for Texas Medicaid, one of the first decisions is picking a managed care plan. Seven MCOs run the STAR+PLUS program, but not all of them serve every part of the state.
How to Get on a Texas HCBS Waiver Program
Texas runs seven home and community based services (HCBS) waiver programs, but only one is built specifically for seniors: the STAR+PLUS HCBS waiver.
What Does Texas Medicaid Cover for Seniors?
Texas Medicaid covered services for seniors 65 and older go well beyond basic doctor visits.
What You Need to Know About Texas STAR+PLUS
The Texas STAR+PLUS program is the state's Medicaid managed care system for adults 21 and older who have disabilities or are age 65+.
Which Texas Medicaid Program Is Right for You?
If you're trying to figure out which Texas Medicaid programs for seniors your parent or loved one qualifies for, you're not alone.
How to Apply for Medicaid in Texas
Applying for Medicaid in Texas starts with one form, the H1200, and you can submit it online, by phone, in person, or by mail. HHSC has 45 days to make a decision for applicants 65 and older.
How to Apply for Medicaid in New York: 2026 Senior Guide
You can apply for Medicaid in New York through one of four channels: online via NY State of Health, online via ACCESS HRA (NYC residents only), on paper using Form DOH-4220, or in person at an NYC
New York Medicaid Advantage Plus: 2026 Senior Guide to MAP
Medicaid Advantage Plus (MAP) is New York's primary Fully Integrated Dual Eligible Special Needs Plan (FIDE-SNP) architecture.
New York MLTC: 2026 Senior Guide to Managed Long Term Care
Managed Long Term Care (MLTC) is the chassis through which roughly 280,000 to 300,000 New Yorkers receive Medicaid long-term services and supports.
New York Medicaid Programs for Seniors: 2026 Guide
If you or a parent is 65 or older in New York and need help paying for health care, long-term care, or help at home, New York Medicaid for seniors has a path. But it is not one program.
ECF CHOICES Tennessee 2026: Groups, Services, How to Apply
Employment and Community First (ECF) CHOICES is Tennessee's primary Medicaid program for people with intellectual or developmental disabilities (I/DD).
How to Apply for TennCare in 2026: Senior Application Guide
You can apply for TennCare, Tennessee's Medicaid program, in four ways: online through the TennCare Connect portal, by phone, on paper, or in person.
Tennessee Katie Beckett: Parts A, B, C Eligibility Guide
Tennessee's Katie Beckett program is the Medicaid pathway for children under 18 with significant disabilities or complex medical needs whose family income or assets would otherwise disqualify them
Tennessee Medicaid Nursing Home: TennCare CHOICES Group 1
When a parent's hospitalization ends in a nursing home admission, the question that lands within forty-eight hours is the same in every Tennessee family: who is going to pay for this?