On January 1, 2026, Michigan replaced the MI Health Link dual-eligible demonstration with MI Coordinated Health (MICH). MICH is a Highly-Integrated Dual Eligible Special Needs Plan (HIDE SNP) under the federal Dual Eligible Special Needs Plan (D-SNP) framework. It combines Medicare, most Medicaid benefits, and long-term services and supports into one plan, with one health insurance card, and everyone in the plan has a care coordinator.

If you are a Michigan resident age 21 or older enrolled in both Medicare and Medicaid, MICH lets you run both programs through one plan instead of two. This guide explains who qualifies, which counties are covered in 2026, which plans are contracted, what it costs, and how to enroll.

What Is MI Coordinated Health?

MI Coordinated Health (MICH) integrates Medicare Parts A, B, and D with most Michigan Medicaid benefits, including long-term services and supports, into a single plan operated by one of nine contracted health plans. Members need only one health insurance card, and everyone in the plan has a care coordinator.

MICH is a Highly-Integrated Dual Eligible Special Needs Plan (HIDE SNP), a higher-integration form of D-SNP that also takes on Medicaid long-term services and supports. The Centers for Medicare & Medicaid Services (CMS) authorized this transition under the federal rule (CMS 4192-F) that lets state Medicare-Medicaid Plans like MI Health Link convert into integrated D-SNPs.

MI Health Link, Michigan's Medicare-Medicaid Plan (MMP) demonstration, ended December 31, 2025. MDHHS said current MI Health Link enrollees had the option of moving into MI Coordinated Health with no break in coverage.

MICH is not a simple rebrand. It is a structurally different program, built under the federal D-SNP framework rather than the older demonstration framework. What MICH carries: integrated Medicare and Medicaid coverage, no co-pays or deductibles for in-network services except in some instances for Part D drugs, a care coordinator for every member, and one health insurance card. What is new: seven-year contracts with three one-year optional extensions, a phased county footprint starting with 10 named counties plus most of the Upper Peninsula and expanding statewide in 2027, and a new set of contracted plans.

Who Qualifies for MICH

MDHHS says MICH is for Michigan residents who:

  • Are age 21 or older.
  • Are enrolled in both Medicare and Michigan Medicaid.
  • Do not live in a state-operated veteran's home.
  • Are not currently enrolled in hospice care.
  • Live in a MICH-available county in 2026 (listed below).

MDHHS states the Medicare-and-Medicaid criterion without naming a Medicaid benefit level, so if your only Medicaid help is a Medicare Savings Program, ask MDHHS whether that qualifies you before you plan around MICH. Separately, under the federal Integrated Care Special Enrollment Period, effective January 1, 2025, full-benefit dually eligible individuals may elect an integrated D-SNP in any month.

Which Counties Are Covered in 2026

For 2026, MICH is available in 10 named counties plus most of the Upper Peninsula, with statewide expansion planned for 2027.

Named counties: Barry, Berrien, Branch, Calhoun, Cass, Kalamazoo, Macomb, St. Joseph, Van Buren, and Wayne.

Upper Peninsula: any Upper Peninsula county except Chippewa, Gogebic, and Menominee.

If you live outside these areas, MICH is not available to you in 2026.

The Nine Contracted Plans

MDHHS awarded seven-year MICH contracts, with three one-year optional extensions, to nine health plans:

  1. Aetna Better Health of Michigan
  2. AmeriHealth Michigan
  3. HAP CareSource
  4. Humana Medical Plan of Michigan
  5. Meridian Health Plan of Michigan (Wellcare-Meridian)
  6. Molina Healthcare of Michigan
  7. Priority Health Choice
  8. UnitedHealthcare Community Plan
  9. Upper Peninsula Health Plan

Not every plan serves every region. MDHHS lists the 2026 plans by service region:

  • Region 1: Upper Peninsula Health Plan (not available in Chippewa, Gogebic, or Menominee counties in 2026).
  • Region 8: Aetna, Molina (not available in St. Joseph County in 2026), Priority, UnitedHealthcare, and Wellcare-Meridian.
  • Region 10: Aetna, AmeriHealth, HAP CareSource, Humana, Molina, Priority, UnitedHealthcare, and Wellcare-Meridian.
  • Region 12: Aetna, AmeriHealth, HAP CareSource, Humana, Molina, Priority, UnitedHealthcare, and Wellcare-Meridian.

MDHHS publishes these regions on a coverage map rather than as a county-by-county list, so it does not say in print which of the 10 named counties falls in which region. Confirm which plans serve your specific county with MDHHS or with the plans themselves before you enroll. MICHIGAN ENROLLS, Michigan's Medicaid managed-care enrollment line (1-888-367-6557), can also answer general questions about Medicaid benefits and tell you which doctors, pharmacies, and hospitals are part of each health plan.

What MICH Covers

MICH covers all Medicare benefits and most Medicaid benefits, including long-term services and supports, in one plan.

Medicare Benefits (Parts A, B, and D)

  • Hospital inpatient and outpatient care
  • Doctor visits and specialist care
  • Lab and X-ray
  • Skilled nursing facility care (post-acute)
  • Medicare home health
  • Durable medical equipment
  • All Part D prescription drugs

Michigan Medicaid Benefits

MICH covers most Michigan Medicaid benefits, including long-term services and supports. Michigan Medicaid itself covers medically necessary services including nursing home care, home health care, personal care services, dental, vision, hearing and speech services, non-emergency medical transportation, and medicine prescribed by a doctor. MDHHS cautions that some of these services are limited, may not be covered for beneficiaries age 21 and older, and may require prior approval.

Care Coordination

Everyone in the MICH plan has a care coordinator.

Individual MICH plans may offer benefits beyond the MICH package. Those vary plan to plan, so compare each plan's own materials before you enroll.

What MICH Does Not Cover (Carve-Outs)

MICH covers all Medicare and most Medicaid benefits but excludes certain behavioral health services and some community transition services, which continue through Michigan's existing systems.

  1. Specialty behavioral health and substance use disorder services are managed under MDHHS contracts with regional Prepaid Inpatient Health Plans (PIHPs), which manage the network of behavioral health providers including Community Mental Health Service Providers. If you use those services, ask your MICH plan how it works with your PIHP.
  2. Some community transition services sit outside MICH as well. Separately, home and community-based long-term care for adults who need a nursing-facility level of care is delivered through the MI Choice Waiver Program. MDHHS's published MICH materials do not spell out how MI Choice and MICH fit together, so ask your MICH plan and MDHHS before you enroll if you receive MI Choice services.

What MICH Costs

For most members, MICH has no co-pays or deductibles for in-network services. The specifics:

  • No co-pays or deductibles for in-network services, except in some instances for Medicare Part D drugs.
  • Part D prescription drug costs follow Extra Help (the Medicare Part D Low-Income Subsidy, or LIS) rules. The former partial-subsidy tier was eliminated effective January 1, 2024, so everyone who qualifies now receives the full subsidy, which in 2026 caps covered-drug copays at $5.10 per generic and $12.65 per brand-name drug.
  • PEME and PPA still apply. Members who have Pre-Eligibility Medical Expenses (PEME) or a Patient Pay Amount (PPA) are still required to pay those expenses when enrolled in MICH.

If you enter a nursing facility on Medicaid, Michigan's standard post-eligibility patient-pay rules apply: you contribute your income toward the cost of care above a protected personal allowance, which in 2026 is $60 per month for a resident expected to be in long-term care for the full month ($90 per month for a veteran receiving an Improved Pension).

Eligible for MICH and trying to pick a plan? Chat with Brevy and we will walk you through the comparison: which plans serve your county, which of your doctors are in-network, and which extra benefits matter most for your situation.

How Enrollment Works

Under the federal Integrated Care Special Enrollment Period, effective January 1, 2025, full-benefit dually eligible individuals may elect an integrated D-SNP in any month. The process:

1
Step 1

Confirm your eligibility

MDHHS's criteria are age 21 or older, enrolled in both Medicare and Michigan Medicaid, not living in a state-operated veteran's home, not currently in hospice care, and living in a covered county.

2
Step 2

Compare plans

MICHIGAN ENROLLS, Michigan's Medicaid managed-care enrollment line, answers general questions about Medicaid benefits and can tell you which doctors, pharmacies, and hospitals are part of each health plan. Call 1-888-367-6557.

3
Step 3

Or get free Medicare counseling

Michigan's State Health Insurance Assistance Program (SHIP), run by MDHHS's Aging, Community Living and Supports Bureau, is the state's free, unbiased resource for navigating Medicare. Its local certified counselors give personal assistance at no charge and do not sell Medicare plans. Call 1-800-803-7174.

4
Step 4

Enroll with the plan

Once you choose a plan that serves your county, contact that plan or MDHHS to enroll and ask when your coverage would start.

5
Step 5

Change plans if it does not work

The federal Integrated Care Special Enrollment Period lets full-benefit dually eligible individuals elect an integrated D-SNP in any month.

MI Coordinated Health vs. Other D-SNPs

A Dual Eligible Special Needs Plan (D-SNP) is a Medicare plan built for people who have both Medicare and Medicaid. MI Coordinated Health is a HIDE SNP, the higher-integration variety of D-SNP that also takes on Medicaid long-term services and supports.

Feature MICH (HIDE SNP) Other D-SNPs
Medicare benefits All Medicare benefits Varies by plan
Medicaid long-term services and supports Included in the plan Varies by plan
Care coordinator Every member has one Varies by plan
Health insurance card One card Varies by plan
In-network co-pays and deductibles None, except in some instances for Part D drugs Varies by plan

The MICH column is what MDHHS publishes for the program. Other D-SNPs set their own benefit packages, so compare each plan's own Summary of Benefits. One change is already scheduled federally: certain integrated D-SNPs must issue a single integrated member ID card serving both the Medicare and Medicaid plans, beginning no later than contract year 2027.

For most people in a MICH-available county, MICH means one plan and one care coordinator spanning both programs.

Common Misconceptions

"I have to enroll in MICH because my MI Health Link is ending." MDHHS said current MI Health Link enrollees had the option of moving into MICH with no break in coverage, and the federal Integrated Care Special Enrollment Period lets full-benefit dually eligible individuals elect an integrated D-SNP in any month. Ask MDHHS or your plan what coverage you are in now before you assume.

"MICH covers all my behavioral health." Not all of it. MICH excludes certain behavioral health services, and Michigan's specialty behavioral health and substance use disorder services are managed by the regional PIHP under contract with MDHHS.

"MI Choice and MICH are the same." They are not. MI Choice is Michigan's Medicaid waiver delivering home and community-based long-term care to adults who need a nursing-facility level of care. MICH is a HIDE SNP that integrates Medicare and Medicaid coverage.

"MICH is only for seniors." MDHHS's criterion is age 21 or older, not 65 or older.

"I have to switch doctors if I enroll in MICH." Only if your current doctors are not in your MICH plan's network. Check each plan's provider directory before enrolling; MICHIGAN ENROLLS can also tell you which doctors, pharmacies, and hospitals are part of each health plan.

Where to Get Free Help

Michigan lists two free phone resources that can help you sort out your coverage:

MICHIGAN ENROLLS Michigan's Medicaid managed-care enrollment line. It answers general questions about Medicaid benefits, tells you which doctors, pharmacies, and hospitals are part of each Health Plan, and can enroll you by phone in the Health Plan you choose. 1-888-367-6557 michigan.gov/mdhhs/assistance-programs/healthcare/beneficiary-support
Michigan's State Health Insurance Assistance Program (SHIP) Run by MDHHS's Aging, Community Living and Supports Bureau, SHIP is Michigan's free, unbiased resource for navigating Medicare. Local certified counselors give personal assistance at no charge and do not sell Medicare plans. 1-800-803-7174 michigan.gov/mdhhs/adult-child-serv/adults-and-seniors/acls/state-health-insurance-assistance-program

Frequently Asked Questions

Who qualifies for MI Coordinated Health (MICH)?

MDHHS says MICH is for Michigan residents age 21 or older who are enrolled in both Medicare and Medicaid, do not live in a state-operated veteran's home, are not currently enrolled in hospice care, and live in a MICH-available county.

What counties have MICH in 2026?

In 2026, MICH is available in Barry, Berrien, Branch, Calhoun, Cass, Kalamazoo, Macomb, St. Joseph, Van Buren, and Wayne counties, plus any Upper Peninsula county except Chippewa, Gogebic, and Menominee. Statewide expansion is planned for 2027. Confirm the plan options in your county with MDHHS or with the plans directly before you enroll; MICHIGAN ENROLLS, Michigan's Medicaid managed-care enrollment line, can be reached at 1-888-367-6557 for general Medicaid benefit questions.

What happened to MI Health Link?

MI Health Link, Michigan's Medicare-Medicaid Plan demonstration, ended December 31, 2025, and MDHHS said current enrollees had the option of moving into MI Coordinated Health with no break in coverage. MICH is structurally different, a HIDE SNP under the D-SNP framework rather than a demonstration, and it carries integrated Medicare and Medicaid coverage, a care coordinator for every member, and no in-network co-pays or deductibles except in some instances for Part D drugs.

What does MICH cost?

For most members, MICH has no co-pays or deductibles for in-network services, except in some instances for Medicare Part D drugs. Part D drug costs follow Extra Help rules; everyone who qualifies for Extra Help now receives the full subsidy. Members with Pre-Eligibility Medical Expenses or a Patient Pay Amount still owe those expenses. If you enter a nursing facility on Medicaid and are expected to be there the full month, you keep a personal allowance of $60 per month and contribute the rest of your income toward care.

How do MICH and MI Choice relate?

They are different programs. MICH integrates Medicare with most Michigan Medicaid benefits, including long-term services and supports. MI Choice is Michigan's Medicaid waiver delivering home and community-based long-term care to adults who need a nursing-facility level of care. MDHHS's published MICH materials do not spell out how the two fit together, so if you receive MI Choice services, ask your MICH plan and MDHHS before you enroll.

How do I enroll in MICH?

Pick a MICH plan available in your county and enroll with that plan. For help comparing coverage, MICHIGAN ENROLLS, Michigan's Medicaid managed-care enrollment line, can tell you which doctors, pharmacies, and hospitals are part of each Health Plan at 1-888-367-6557, and Michigan's State Health Insurance Assistance Program (SHIP) offers free, unbiased help navigating Medicare at 1-800-803-7174. Under the federal Integrated Care Special Enrollment Period, full-benefit dually eligible individuals may elect an integrated D-SNP in any month.

Learn More

Find personalized help comparing MI Coordinated Health plans at brevy.com.


The information on Brevy.com is for educational purposes only and is not a substitute for professional legal, financial, or medical advice. Rules vary by state and program and change frequently. Always verify with the relevant agency or a qualified professional. Brevy is not a law firm, financial advisor, or healthcare provider.

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