Most people who get Michigan Medicaid must join a Medicaid Health Plan (MHP), one of the managed care plans in Michigan's Comprehensive Health Care Program. MDHHS lists nine MHPs across its county-by-county plan listing, but no plan covers the whole state, so your county decides your real choices.

This guide lists the nine MHPs, how availability works by county, how to switch plans, and how to pick one. It also covers the two big areas that run outside the MHP: specialty behavioral health and MI Choice waiver services.

The Nine Current Michigan Medicaid Health Plans

Nine Medicaid Health Plans appear across the county-by-county listing for Michigan's Comprehensive Health Care Program, whose current operating documents MDHHS publishes under FY26 and FY27 headings on its Medicaid Health Plans page. Michigan, not the plan, defines the Medicaid benefit package these plans deliver, so before you choose, check with each plan on the things that can vary between them: which doctors, pharmacies, and hospitals are in network, and whether the plan adds any extras of its own. MI ENROLLS can tell you which doctors, pharmacies, and hospitals are part of each Health Plan.

Medicaid Health Plan Where it operates
Aetna Better Health of Michigan Select counties only; check the county listing or MI ENROLLS
Blue Cross Complete of Michigan Select counties only; check the county listing or MI ENROLLS
HAP CareSource Select counties only; check the county listing or MI ENROLLS
McLaren Health Plan Select counties only; check the county listing or MI ENROLLS
Meridian Health Plan of Michigan Select counties only; check the county listing or MI ENROLLS
Molina Healthcare of Michigan Select counties only; check the county listing or MI ENROLLS
Priority Health Choice Select counties only; check the county listing or MI ENROLLS
UnitedHealthcare Community Plan Select counties only; check the county listing or MI ENROLLS
Upper Peninsula Health Plan The Upper Peninsula

AmeriHealth Caritas Michigan and Humana Healthy Horizons do not appear anywhere on MDHHS's county listing of Medicaid Health Plans. AmeriHealth Michigan and Humana Medical Plan of Michigan are, however, among the nine plans MDHHS contracted for Michigan's separate dual-eligible program, MI Coordinated Health. MI Coordinated Health (MICH) is a distinct Highly-Integrated Dual Eligible Special Needs Plan (HIDE SNP) program, not an MHP: MDHHS says it is for Michigan residents age 21 or older who are enrolled in both Medicare and Medicaid, do not live in a state-operated veteran's home, and are not currently enrolled in hospice care. For 2026 it runs in ten counties plus any Upper Peninsula county except Chippewa, Gogebic, and Menominee. See our MI Coordinated Health guide for that program.

Who Has to Be in an MHP

MDHHS says most people who get Medicaid must join a Health Plan. Two groups get part or all of their care another way:

MDHHS decides which coverage category you fall into. If you are not sure whether you have to pick a Health Plan, MI ENROLLS can answer general questions about your Medicaid benefits and enroll you by phone in the plan you choose.

How Plan Availability Works by County

Not every plan serves every county, and no plan covers the whole state. MDHHS's own listing warns that new service areas may be approved monthly, so a plan a neighbor has may not be an option where you live. Upper Peninsula Health Plan serves the Upper Peninsula.

There are two reliable ways to see your real choices:

  • Call MI ENROLLS at 1-800-975-7630, the state's Medicaid managed-care enrollment line. MDHHS says it can answer general questions about Medicaid benefits, tell you which doctors, pharmacies, and hospitals are part of each Health Plan, and enroll you by phone in the Health Plan you choose.
  • Or open the MDHHS Medicaid Health Plan listing and find the "Michigan Medicaid Health Plan Listed by County" document, the official county-by-county roster.

Do this before you compare anything else, because a plan's extras do not matter if the plan is not offered in your county.

What Michigan Medicaid Health Plans Cover

MDHHS says Michigan Medicaid covers medically necessary services. The ones that matter most for older adults:

  • Doctor visits, including physician services
  • Inpatient and outpatient hospital care
  • Emergency services and ambulance
  • Lab and X-ray
  • Medicine prescribed by a doctor
  • Physical and occupational therapy
  • Home health care, hospice care, and nursing home care
  • Personal care services and private duty nursing
  • Dental, substantially expanded for beneficiaries 21 and older effective April 1, 2023
  • Vision
  • Hearing and speech services
  • Podiatry (foot care) and chiropractic
  • Medical supplies
  • Non-emergency medical transportation (NEMT)

MDHHS cautions that some of these services are limited and may not be covered for beneficiaries age 21 and older, and that some may require prior approval, so confirm the specifics before you count on a service. Covered does not always mean free, either: people age 21 and older may owe a small co-pay for some services.

Michigan, not the plan, defines this benefit package. What changes when you move between plans is which doctors, pharmacies, and specialists are in network.

What Runs Outside Your Health Plan

Two big categories are managed by other organizations:

Specialty Behavioral Health and Substance Use

Specialty behavioral health and substance use disorder services are managed under MDHHS contracts with Michigan's regional Prepaid Inpatient Health Plans (PIHPs), which manage the network of behavioral health providers, including Community Mental Health Service Providers.

MI Choice Waiver Services

MDHHS carries out the MI Choice Waiver through regional waiver agencies, so if you are enrolled, your waiver agency is the organization that arranges your waiver services. MDHHS says MI Choice participants receive the basic services Michigan Medicaid covers, supports coordination, and waiver services such as adult day health, community living supports, home delivered meals, respite services, and personal emergency response systems.

This matters when a family asks why a parent's health plan isn't handling her specialty mental health care or her MI Choice aide services: those are managed by a different organization, so that's who to call.

Extra Benefits: Ask Each Plan What It Adds

Michigan defines the Medicaid benefit package every plan delivers, so anything a plan offers beyond it is that plan's own addition. We don't have a state list of those extras to point you to, so the reliable way to compare is to ask each plan directly. Questions worth putting to each plan's member services line before you enroll:

  • Do you offer an over-the-counter allowance, and what does it cover?
  • Do you add any dental coverage above the state package?
  • Do you cover rides to non-medical errands such as the pharmacy or the grocery store?
  • Do you offer a fitness or gym membership?
  • Do you offer a food benefit for members managing a chronic condition?
  • Do you run a nurse advice line, and what hours is it staffed?
  • Do you offer rewards for preventive care such as flu shots and annual checkups?

Ask for the plan's own current benefit sheet in writing before you decide, and treat anything a marketer says on the phone as a starting point rather than a promise.

How to Choose a Plan

Work through these steps in order; the network check matters far more than the perks.

1
Step 1

Check the provider network first

Call your primary care doctor, your specialists, and any hospital you want to use, and ask which Medicaid plans they accept. Start here, because extras do not matter if your doctor is out of network.

2
Step 2

Check the pharmacy network

Confirm your pharmacy is in network, and ask how your medications, especially any specialty drugs, will be covered.

3
Step 3

Compare dental networks

Michigan substantially expanded adult dental benefits for beneficiaries 21 and older effective April 1, 2023, so ask each plan for its current dental network directory.

4
Step 4

Weigh any extras

Decide which of the plan-added benefits above actually matter for your situation.

5
Step 5

Call MI ENROLLS at 1-800-975-7630

MDHHS's Medicaid managed-care enrollment line can answer general questions about Medicaid benefits, tell you which doctors, pharmacies, and hospitals are part of each Health Plan, and enroll you by phone in the plan you choose.

How to Switch Plans

Federal Medicaid managed care rules at 42 CFR 438.56 let you request disenrollment from your plan on a set schedule:

  • For cause, at any time.
  • Without cause, during the 90 days following your initial enrollment in the plan, or following the date the state sends you notice of that enrollment, whichever is later.
  • Without cause, at least once every 12 months after that.

The regulation's "good cause" reasons are specific. They are: you move out of the plan's service area; the plan does not cover the service you seek because of moral or religious objections; you need related services performed at the same time, not all of them are available in network, and a provider determines that receiving them separately would subject you to unnecessary risk; you use managed long-term services and supports and a residential, institutional, or employment-supports provider changes from in-network to out-of-network in a way that disrupts your residence or employment; or other reasons, including poor quality of care, lack of access to services covered under the contract, or lack of access to providers experienced in dealing with your care needs. If the state decides you don't have good cause, that isn't the end: you can ask for a State fair hearing.

To switch, call MI ENROLLS at 1-800-975-7630; MDHHS says the line can enroll you by phone in the Health Plan you choose.

Trying to pick a Medicaid Health Plan or switch? Chat with Brevy and we'll walk through network fit, extra-benefit comparison, and pharmacy coverage for your specific situation.

Common Misconceptions

"All MHPs are the same." Michigan defines the Medicaid benefit package every plan delivers, but the plans are not interchangeable. Each plan has its own doctors, pharmacies, and hospitals, so the plan you pick affects which doctors you can see. Adults 21 and older in a Health Plan also get dental care through that plan's own dental provider network.

"My MHP handles all of my mental health care." Not specialty care. Specialty behavioral health and substance use disorder services are managed under MDHHS contracts with Michigan's regional PIHPs.

"My MI Choice services come through my health plan." They do not. MDHHS carries out MI Choice through regional waiver agencies, so your waiver agency arranges those services.

"I can't switch plans until open enrollment." The 90-day new-enrollee window and "for cause" disenrollment are available outside any annual window. The once-every-12-months opportunity is the without-cause route after your first 90 days.

"AmeriHealth Caritas and Humana are Michigan Medicaid Health Plans." Neither appears on MDHHS's county listing of Medicaid Health Plans. AmeriHealth Michigan and Humana Medical Plan of Michigan are among the plans MDHHS contracted for MI Coordinated Health, its separate program for people with both Medicare and Medicaid.

Where to Get Help

MI ENROLLS Michigan's Medicaid managed-care enrollment line, listed in the MDHHS hotline directory. MDHHS says it can answer general questions about Medicaid benefits, tell you which doctors, pharmacies, and hospitals are part of each Health Plan, and enroll you by phone in the Health Plan you choose. 1-800-975-7630
MDHHS Medicaid Health Plans The official Comprehensive Health Care Program resource page and county-by-county plan listing. www.michigan.gov/mdhhs/assistance-programs/medicaid/portalhome/resources/medicaid-health-plans
Michigan Medicaid (MDHHS) Apply for or renew Michigan Medicaid, and check your eligibility category. www.michigan.gov/mdhhs/assistance-programs/medicaid

Frequently Asked Questions

How many Michigan Medicaid Health Plans are there in 2026?

Nine appear across MDHHS's county-by-county listing for the Comprehensive Health Care Program: Aetna Better Health of Michigan, Blue Cross Complete of Michigan, HAP CareSource, McLaren Health Plan, Meridian Health Plan of Michigan, Molina Healthcare of Michigan, Priority Health Choice, UnitedHealthcare Community Plan, and Upper Peninsula Health Plan, which serves the Upper Peninsula. No plan covers the whole state, and MDHHS says new service areas may be approved monthly. To find out which plans serve yours, call MI ENROLLS at 1-800-975-7630.

Do I have to enroll in an MHP?

Most likely. MDHHS says most people who get Medicaid must join a Health Plan. MI Choice waiver services are arranged through a regional waiver agency. People enrolled in MI Coordinated Health get their Medicare benefits and most of their Medicaid benefits through the MICH plan instead. If you are not sure which applies to you, call MI ENROLLS at 1-800-975-7630.

How do I switch Medicaid Health Plans?

Call MI ENROLLS at 1-800-975-7630; MDHHS says the line can enroll you by phone in the Health Plan you choose. Under 42 CFR 438.56 you may request disenrollment for cause at any time, without cause during the 90 days after your initial enrollment (or after the state sends notice of it, whichever is later), and without cause at least once every 12 months after that. Good cause includes moving out of the plan's service area, poor quality of care, and lack of access to services covered under the contract or to providers experienced in dealing with your care needs.

Does my MHP cover mental health?

Specialty behavioral health and substance use disorder services are managed outside it, under MDHHS contracts with Michigan's regional Prepaid Inpatient Health Plans (PIHPs). Those PIHPs manage the network of behavioral health providers, including Community Mental Health Service Providers.

What's the difference between an MHP and a MICH plan?

MHPs are the Health Plans most people who get Michigan Medicaid must join. MI Coordinated Health (MICH) is a separate Highly-Integrated Dual Eligible Special Needs Plan (HIDE SNP) program for Michigan residents age 21 or older who are enrolled in both Medicare and Medicaid, do not live in a state-operated veteran's home, and are not currently enrolled in hospice care. It took effect January 1, 2026, covers all Medicare benefits and most Medicaid benefits including long-term services and supports, and for 2026 runs in ten counties plus any Upper Peninsula county except Chippewa, Gogebic, and Menominee, with statewide expansion planned for 2027. See our MI Coordinated Health guide for more.

Learn More

Find personalized help picking a Michigan Medicaid Health Plan at brevy.com.


The information on Brevy.com is for educational purposes only and is not a substitute for professional legal, financial, or medical advice. Rules vary by state and program and change frequently. Always verify with the relevant agency or a qualified professional. Brevy is not a law firm, financial advisor, or healthcare provider.

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