If you have both Medicare and Medicaid in Ohio and you live in a MyCare county, the MyCare Ohio Waiver is the program that wraps your two coverages into a single managed care plan with one care coordinator, one provider network, and one set of benefits that includes long-term services and supports. It is also the program that absorbs the PASSPORT Waiver and the Ohio Home Care Waiver for full-dual eligibles enrolled in MyCare. This guide explains how the MyCare Waiver actually works in 2026: who is eligible, how enrollment happens (passively or voluntarily), what the four carriers do differently, how services flow inside an integrated plan, how the home and community-based service portion continues from PASSPORT and OHCW under OAC 5160-58-04, what prior authorization looks like, how appeals work at the plan level and beyond, and how this overlay relates to standard Ohio Medicaid managed care and to the Next Generation MyCare expansion that is reshaping the program through 2026 and 2027.
Why MyCare exists at all
Before MyCare launched in May 2014, dual eligibles in Ohio navigated two completely separate programs that did not coordinate with each other. Medicare covered acute and post-acute medical care, hospital stays, physician visits, durable medical equipment, and short-term skilled-nursing or home health for medically eligible recoveries. Medicaid covered long-term services and supports (LTSS), waiver-based home and community-based services, nursing facility care for long-stay residents, Medicaid drug coverage, and the wraparound benefits that fill Medicare's coverage gaps. The two systems used different providers, different prior authorization rules, different formularies, different appeal pipelines, and different case management. A dual-eligible person with a complex chronic condition might have a Medicare Part D plan, a Medicaid waiver case manager at the Area Agency on Aging, a Medicare Advantage primary care provider, a Medicaid home health agency, and a Medicare home health agency, with none of them talking to each other.
The result was fragmentation. Care fell through the cracks at every transition. Medicare-paid hospital stays would end without a smooth handoff to Medicaid-paid HCBS. Medicare home health (under 42 CFR Part 484) would terminate and the Medicaid PASSPORT case manager would scramble to authorize personal care. Drug coverage disputes between Medicare Part D and Medicaid wraparound left families paying out of pocket. Care plans were duplicated, contradictory, or absent. For a population that disproportionately uses both acute and long-term services, the fragmentation drove avoidable hospitalizations, premature institutionalization, and poor quality of life.
MyCare Ohio was designed to fix that fragmentation by putting the entire Medicare-plus-Medicaid benefit package into a single carrier and giving every enrollee a single care coordinator with authority across both programs. The state secured a §1915(b)(c) combination waiver from CMS in 2013, ran the program from May 2014 through December 2025 as a federal Medicare-Medicaid Plan demonstration under the Financial Alignment Initiative, and on January 1, 2026 transitioned to a Fully Integrated Dual Eligible Special Needs Plan architecture under 42 CFR 422.2 (FIDE-SNP definition) and 42 CFR 422.514(h) (Exclusively Aligned Enrollment). The state authority for the Medicaid side is OAC Chapter 5160-58, and that is the waiver this article walks through.
For the program-rollout history and the transition mechanics of moving from the MMP demonstration to FIDE-SNP, see the companion piece at /medicaid/ohio/next-gen-mycare. This article focuses on how the MyCare Waiver itself operates: eligibility, enrollment, services, care coordination, prior authorization, appeals, and the relationships to the underlying waivers it absorbs.
Who is eligible for MyCare
MyCare eligibility requires three things, all of which must be true at the same time.
First, full-dual eligibility. An enrollee must be simultaneously enrolled in Medicare and Ohio Medicaid. Medicare enrollment includes Part A (hospital), Part B (medical), and, in the FIDE-SNP architecture, the MyCare plan provides Part D (prescription drug) coverage as well. Ohio Medicaid enrollment must be in a category that qualifies for MyCare, which generally means full-benefit Medicaid (not partial-benefit categories like Qualified Medicare Beneficiary-only). Partial duals who only qualify for Medicare Savings Programs without full Medicaid do not enroll in MyCare; they remain in fee-for-service Medicare with Medicaid paying their premiums and cost-sharing per 42 USC 1396a(a)(10)(E).
Second, residence in a MyCare county. MyCare does not operate statewide. The original 2014 footprint covered 29 counties organized into seven regions: the Northeast Region around Cleveland, the Northeast Central Region around Akron and Canton, the Northwest Region around Toledo, the West Central Region around Dayton, the Central Region around Columbus, the East Central Region around Mansfield, and the Southwest Region around Cincinnati. The Next Generation MyCare expansion is incrementally adding counties through 2026 and 2027 with a goal of statewide coverage. Whether a particular county is in MyCare in 2026 depends on the rollout phase; the Ohio Department of Medicaid maintains the authoritative current county list. Dual eligibles who live outside MyCare counties get their Medicare and Medicaid through separate plans and remain eligible for PASSPORT or the Ohio Home Care Waiver on the standard non-MyCare track.
Third, the underlying Medicaid eligibility that qualifies someone for full Medicaid in the first place. This typically means meeting Ohio's Medicaid financial eligibility (300% SSI Special Income Limit for the institutional/waiver categories that align with MyCare's HCBS-eligible enrollees, or one of the categorical pathways for the broader dual-eligible population) plus clinical eligibility if the enrollee is receiving HCBS through the MyCare absorption of PASSPORT or OHCW. Clinical eligibility for HCBS continues to flow through the same Adult Comprehensive Assessment Tool (ACAT) process administered by Area Agencies on Aging that operates outside MyCare; the carrier's care coordinator then takes over service plan execution.
There are several populations who are technically dual-eligible but specifically excluded from MyCare or treated under special rules. People enrolled in a Program of All-Inclusive Care for the Elderly (PACE) program do not enroll in MyCare because PACE itself is a fully-integrated managed care model that already coordinates Medicare and Medicaid. People with end-stage renal disease (ESRD) who became Medicare-eligible specifically through ESRD have historically had limited MyCare enrollment, though FIDE-SNP rules under 42 CFR 422.514 have evolved on this point; check with the Ohio Medicaid Consumer Hotline at 1-800-324-8680 for current rules. People in nursing facility long-stay status who entered before MyCare county phase-in can sometimes be carved into MyCare and sometimes continue under FFS Medicaid plus a Medicare Advantage or Original Medicare arrangement; the rules depend on rollout phase and individual circumstances.
The combination of Medicare + Medicaid + MyCare county residence is what triggers MyCare enrollment. Drop any of the three and the person is in a different program structure entirely.
How enrollment actually happens
MyCare uses a hybrid enrollment model that includes both passive enrollment and active enrollment. The mechanics are different on the Medicare side and the Medicaid side, and the most common family confusion is misunderstanding which side they have actually enrolled in or opted out of.
Passive (auto) enrollment. When someone in a MyCare county becomes newly dual-eligible, ODM identifies them and assigns them to a MyCare carrier through an auto-assignment algorithm. The assignment is based on factors like which carrier the person has a prior relationship with, geographic provider network match, family member alignment with the same carrier, and load balancing across carriers. The state sends written notice with the assigned carrier, the effective date (typically the first of the month following the assignment), and instructions for changing plans or opting out. For the Medicaid side, passive enrollment becomes effective on the date stated in the notice unless the person actively opts out within the opt-out window. For the Medicare side, passive enrollment into the Medicare-Medicaid Plan or FIDE-SNP is also possible, but federal Medicare rules require additional notice and a longer opt-out window.
Active (voluntary) enrollment. A dual eligible can also actively choose their MyCare plan. They can call the Ohio Medicaid Consumer Hotline at 1-800-324-8680, work with their AAA case manager, contact the carrier directly, or use Medicare's online plan selection at medicare.gov. Active enrollment lets the family compare carriers based on provider networks, formularies, care coordination quality, supplemental benefits, and reputation. Active enrollment is almost always better than passive enrollment because the family makes a deliberate choice instead of accepting an auto-assignment that may not match their actual provider relationships.
Plan switching. Once enrolled, an enrollee can switch MyCare carriers. The Medicaid side allows switching monthly (effective the first of the following month). The Medicare side under FIDE-SNP follows special enrollment period rules under 42 CFR 422.62, which generally allow dual eligibles to switch monthly as well, though specific election periods apply. The Medicare-side rules for FIDE-SNP are more flexible than standard Medicare Advantage enrollment, reflecting the recognition that dual eligibles need stability options.
Opt-out. A dual eligible can decline MyCare entirely and remain in fee-for-service Medicare (or a non-MyCare Medicare Advantage plan) plus fee-for-service Medicaid (or standard Ohio Medicaid managed care for the non-LTSS portions of Medicaid). The Medicaid opt-out is generally not available for the LTSS portion if the person is receiving PASSPORT or OHCW services in a MyCare county; the Medicaid waiver delivery becomes the MyCare plan rather than the AAA, even if the Medicare side is opted out. This asymmetry confuses families: opting out of MyCare on the Medicare side does not opt them out of the Medicaid-side waiver absorption. The Medicaid opt-out for the entire MyCare structure is available in narrower circumstances, typically when MyCare is not appropriate (such as PACE enrollment) or when the person is choosing to receive their Medicaid through FFS rather than managed care under exception criteria.
Practical implication. Families navigating MyCare enrollment for a newly-eligible dual should treat the auto-assignment letter as a starting point, not a final decision. Reach out to the AAA case manager (if PASSPORT or OHCW is in play), call the Ohio Medicaid Consumer Hotline at 1-800-324-8680 for plan comparison, check each carrier's provider directory for the primary care provider and specialists the person already sees, compare drug formularies for Medicare Part D coverage, and then make an active choice within the opt-out window. The default assignment is rarely the best fit.
The four MyCare carriers
Four carriers contract with ODM to operate MyCare FIDE-SNP plans in 2026. Each operates statewide across all MyCare counties (subject to network adequacy in expansion counties), but they differ meaningfully in provider networks, care coordination models, formularies, and supplemental benefits.
Anthem Blue Cross and Blue Shield operates MyCare under its parent company Elevance Health. Anthem's strength is its national Blue Cross and Blue Shield provider network, which gives broad provider access including out-of-state specialists for snowbirds and frequent travelers. Anthem invests heavily in remote monitoring technology, in-home assessments, and disease-specific care management programs. Member services line: 1-844-912-1226. Anthem covers all 88 Ohio counties for the FIDE-SNP product line but operates MyCare only in counties where Next Gen MyCare has rolled out per the ODM phase-in schedule.
Buckeye Health Plan, a subsidiary of Centene Corporation, was one of the original MyCare demonstration carriers in 2014. Buckeye's strength is its long-tenured care coordination workforce, particularly in the Northeast and Northwest Regions where it has the deepest MyCare experience. Buckeye also operates standard Ohio Medicaid managed care, which gives families continuity if they transition between full-Medicaid-only status and dual-eligible status. Member services: 1-866-549-8289.
CareSource is an Ohio-based nonprofit and the largest Medicaid managed care organization in Ohio. CareSource operates MyCare alongside standard Ohio Medicaid managed care. CareSource's strength is its scale and its deep Ohio-specific provider relationships, including widespread relationships with the major Ohio health systems. Member services: 1-855-475-3163.
Molina Healthcare of Ohio, part of national Molina Healthcare, focuses heavily on dual-eligible and complex chronic condition populations across multiple states. Molina's strength is its national experience with FIDE-SNP and Medicare-Medicaid plan models, which translates to refined care coordination protocols and a strong investment in behavioral health integration. Member services: 1-855-665-4623.
Choosing between carriers should be driven by which one has the strongest network match with the enrollee's existing providers, which formulary covers the enrollee's prescriptions on preferred tiers, which one operates most effectively in the enrollee's county, and which one has reputational strength in the specific service line the enrollee needs most (skilled nursing facility transitions, behavioral health, complex disability, dementia care, end-stage organ disease, and so on). All four carriers must meet federal FIDE-SNP standards and Ohio's MyCare contract requirements, so baseline quality is regulated, but operational reality varies.
What MyCare covers: the integrated benefit package
The defining feature of the MyCare benefit package is that it integrates everything an enrollee gets from Medicare and Medicaid into a single plan. That includes:
Medicare-side benefits. Hospital inpatient care (Part A), skilled nursing facility short stays (Part A, up to 100 days per spell of illness if criteria are met), home health services for qualifying recoveries (Part A and Part B, under 42 CFR Part 484), hospice (Part A), physician and outpatient services (Part B), durable medical equipment (Part B), preventive services (Part B), mental and behavioral health (Part B), and prescription drugs (Part D, embedded in the FIDE-SNP).
Medicaid wraparound. Cost-sharing assistance (Medicaid pays Medicare premiums, copays, and coinsurance per 42 USC 1396a(a)(10)(E)), dental, vision, hearing, transportation to medical appointments (Non-Emergency Medical Transportation), and Medicaid-only drug coverage for any medications that Medicare Part D excludes.
Long-term services and supports. For enrollees who meet the nursing facility level of care, MyCare delivers home and community-based services that absorb the PASSPORT Waiver benefit package (for enrollees age 60+) or the Ohio Home Care Waiver benefit package (for enrollees age 18-59 with disability). This is the OAC 5160-58-04 service continuation. For enrollees in long-stay nursing facility status, MyCare covers the institutional Medicaid benefit (NF custodial care after the Medicare 100-day SNF benefit exhausts). For enrollees in licensed Residential Care Facilities under the Assisted Living Waiver, the integration with MyCare follows specific rules that the carrier and AAA coordinate.
Behavioral health. Inpatient psychiatric, outpatient mental health, substance use disorder treatment, community-based behavioral health services, and crisis services are all integrated into the MyCare benefit. This is a major operational improvement over the pre-MyCare structure, where behavioral health was often carved out into separate managed care arrangements that did not coordinate with physical health.
Supplemental benefits. FIDE-SNPs can offer supplemental benefits beyond what standard Medicare provides. These vary by carrier and may include over-the-counter health products, fitness programs, meal delivery for post-hospital transitions, transportation beyond NEMT, and chronic condition support services. The supplemental benefits are one of the few areas where carriers compete on value beyond core compliance.
What MyCare does not cover is generally limited to room and board in non-Medicaid settings (the same federal HCBS rule that excludes room and board from PASSPORT and OHCW), purely cosmetic procedures, services from providers who are not in the plan network without prior authorization or emergency justification, and services that exceed federal or state coverage limits. The plan operates as the single payer for everything that is covered.
How PASSPORT and OHCW services continue inside MyCare
This is the operational mechanic that families most commonly misunderstand. When a PASSPORT or OHCW participant moves into MyCare (either by becoming dual-eligible while already on PASSPORT or OHCW, or by entering MyCare and then qualifying for HCBS), their HCBS services continue under OAC 5160-58-04. The service authorization, service plan, and benefit package are preserved. What changes is who delivers and coordinates the services.
Before MyCare, a PASSPORT participant's services were coordinated by an Area Agency on Aging case manager who was employed by the regional AAA. The AAA case manager authorized services, monitored provider performance, conducted reassessments, and responded to changes in condition. Services were billed to ODM through fee-for-service Medicaid using the PASSPORT waiver claim codes.
Inside MyCare, the same person has a MyCare care coordinator employed by the carrier (Anthem, Buckeye, CareSource, or Molina). The care coordinator authorizes services, monitors providers, conducts reassessments per the carrier's care management protocols, and responds to changes in condition. Services are no longer billed through FFS Medicaid; they are billed through the carrier's claims system as part of the MyCare capitation. The PASSPORT or OHCW provider relationships continue if the provider is in the carrier's network; if not, the care coordinator works with the family to either transition to an in-network provider or pursue a single-case agreement for the existing provider.
The AAA does not entirely disappear from the picture. The AAA still conducts the ACAT-based nursing facility level of care assessment that establishes clinical eligibility for HCBS. Some AAAs also subcontract with MyCare carriers to provide care coordination services using AAA staff. The arrangements vary by carrier and by AAA region; some carriers run care coordination entirely with their own staff, others contract substantially with AAAs, and many do a mix.
Service plan continuity. Federal rules and ODM contract requirements oblige the carrier to honor the existing PASSPORT or OHCW service plan during a continuity-of-care period after the enrollee transitions into MyCare. The carrier cannot abruptly reduce or terminate authorized services without proper notice and appeal rights. The continuity rules typically run 90 days, during which the carrier evaluates the service plan, conducts its own reassessment, and either continues, modifies, or proposes changes to the service array. Any reduction or termination is subject to the same appeal rights as in standalone PASSPORT or OHCW.
Provider network considerations. The biggest practical disruption families experience when transitioning into MyCare is provider network changes. A long-standing home health agency, personal care provider, adult day program, or DME supplier may not be in the new carrier's network. The carrier is required to work with the enrollee to either bring the provider into the network (often through a single-case agreement), transition to an in-network provider with similar capabilities, or document an exception. Families should raise provider network concerns directly with the care coordinator early in the transition and escalate to the carrier's member services line and ODM's MyCare oversight team if continuity is compromised.
The care coordinator role
The single most important relationship a MyCare enrollee has is with their care coordinator, employed by the carrier and assigned to the enrollee within days of enrollment. The care coordinator is the integration point across Medicare and Medicaid, across acute care and HCBS, across the physical health benefit and the behavioral health benefit, and across primary care and specialist care.
Core care coordinator responsibilities include conducting an initial health risk assessment within the federal FIDE-SNP timelines (typically 90 days of enrollment), developing and updating the person-centered service plan, authorizing HCBS services and Medicare-side services where prior authorization is required, monitoring service delivery and quality, managing transitions of care (hospital admission, hospital discharge, SNF admission, SNF discharge, ED visits), responding to changes in clinical condition, addressing social determinants of health, connecting the enrollee with community resources, and serving as the day-to-day point of contact for the enrollee and family.
Caseload structure. Carriers operate different care coordination models. Some carriers assign every enrollee to a single care coordinator who handles all aspects of the case. Others use a team model where a registered nurse care manager handles clinical issues, a social worker handles social determinants and HCBS, and a member services representative handles administrative issues. Caseloads vary by carrier and by enrollee acuity; an enrollee in long-stay nursing facility status with stable conditions may share a coordinator with many other enrollees, while an enrollee with complex behavioral health and HCBS needs may have intensive contact with a dedicated coordinator.
In-home assessments. Most carriers conduct in-home assessments for HCBS-receiving enrollees at the start of enrollment and at periodic intervals. The in-home assessment confirms the service plan, identifies unmet needs, documents the home environment, and builds the care coordinator's understanding of the enrollee's actual life situation rather than the clinical picture alone.
Escalation paths. When a care coordinator is unresponsive, inaccessible, or making decisions the family disagrees with, the family can escalate to the carrier's care management supervisor, to the carrier's member services line, to the carrier's grievance department, to ODM's MyCare oversight team via the Ohio Medicaid Consumer Hotline at 1-800-324-8680, to the Long-Term Care Ombudsman at 1-800-282-1206 (for HCBS and facility issues), and ultimately to a State Hearing.
Prior authorization and service approval
MyCare uses prior authorization for a defined set of services and procedures. The exact list varies by carrier but generally includes:
- Non-emergent hospital admissions beyond a defined acuity threshold
- Skilled nursing facility admissions (both Medicare-paid short-stay SNF and Medicaid-paid long-stay NF)
- HCBS service initiation and increases above pre-authorized levels
- Specialty pharmacy and high-cost medications
- Out-of-network services including providers and DME suppliers
- Certain advanced imaging (MRI, CT, PET) per Medicare Advantage utilization management rules
- Certain DME above standard categories (custom power chairs, specialized beds, environmental control)
- Behavioral health residential treatment and inpatient psychiatric admissions for non-emergent cases
- Home health services that exceed Medicare home health criteria and must be authorized as Medicaid HCBS
- Out-of-state services for non-emergency care
The carrier must respond to prior authorization requests within federally-defined timelines. For standard requests, the response is typically 14 days from the carrier receiving the request. For expedited requests where the standard timeline would jeopardize the enrollee's health, the response is 72 hours. For prescription drug prior authorizations, the timelines are shorter.
When prior authorization is denied, the enrollee receives a written notice that includes the reason for denial, the specific clinical criteria not met, the appeal rights, and the deadline for appeal. The denial notice must comply with federal Medicare and Medicaid notice rules and Ohio's MyCare contract requirements. A denial of HCBS service authorization is also subject to State Hearing rights under OAC 5101:6-7-01.
The most common prior authorization disputes in MyCare involve home health service hour reductions when the carrier transitions an enrollee from PASSPORT or OHCW into MyCare, DME requests that the carrier characterizes as not medically necessary, skilled nursing facility level of care determinations when the carrier wants to transition an enrollee from SNF rehabilitation to HCBS or assisted living, and out-of-network single-case agreement disputes when a long-standing provider is not in the carrier's network. Families navigating these disputes should document the clinical justification carefully, work with the treating provider to submit supporting documentation, and escalate aggressively when continuity of care is at risk.
Appeals: the two-stage process
MyCare appeals run in two stages, with significantly different timelines and burdens of proof at each stage.
Stage one: plan-level appeal. When the carrier issues an adverse decision (denial, reduction, suspension, or termination of services), the enrollee has the right to file a plan-level appeal. The carrier must provide a written notice that includes the appeal rights, the deadline (typically 60 days from the notice for standard appeals on the Medicare side, with Medicaid-side appeal timelines varying), and the procedures. The plan-level appeal is reviewed by carrier staff not involved in the original decision, who can overturn, modify, or uphold the original decision. The carrier must respond within federally-defined timelines: 30 days for pre-service standard appeals, 72 hours for expedited pre-service appeals, 60 days for post-service appeals, and 7 days for Part D drug coverage appeals.
Stage two: State Hearing. If the plan upholds the denial on the Medicaid side (HCBS authorization, Medicaid wraparound coverage, dental, vision, NEMT, long-stay NF, or any Medicaid-funded benefit), the enrollee can request a State Hearing through the Ohio Department of Job and Family Services Bureau of State Hearings. The State Hearing is an independent administrative hearing conducted by an ODJFS hearing officer. The hearing officer is not employed by ODM or the carrier. Filing deadline: typically 90 days from the adverse notice. File by phone at 1-866-635-3748, by email through the JFS portal, by mail, or in person at a CDJFS office.
Aid pending hearing. If the State Hearing request is filed within 15 days of the adverse notice for a termination or reduction of authorized services, the enrollee can request aid pending hearing, which keeps the existing service authorization in place while the hearing is pending. Aid pending hearing is one of the most important consumer protections in the Medicaid appeals system and prevents the carrier from cutting off services during the months-long State Hearing process.
Medicare-side appeals follow a separate federal track under 42 CFR 422 Subpart M for Medicare Advantage and FIDE-SNP appeals. After the plan-level appeal, Medicare-side appeals go to an Independent Review Entity (IRE), then to an Administrative Law Judge, then to the Medicare Appeals Council, then to federal district court. The Medicaid-side State Hearing path and the Medicare-side IRE path are not the same; they run in parallel for cross-coverage disputes.
Legal representation. Free legal help is available from Ohio Legal Aid, Pro Seniors Cincinnati at 1-800-488-6070, Disability Rights Ohio at 1-800-282-9181 (especially for disability-related MyCare appeals on the Medicare or Medicaid side), and county legal aid offices. The Long-Term Care Ombudsman at 1-800-282-1206 advocates for HCBS recipients and facility residents and can support appeals related to service continuity.
Frequently Asked Questions
Standard Ohio Medicaid managed care covers Medicaid-only members through the Ohio Medicaid Next Generation managed care program with five contracted plans (Anthem, AmeriHealth Caritas, Buckeye, CareSource, Humana, Molina, UHC depending on the rollout year). It covers acute and ambulatory care, behavioral health, and a defined set of long-term care benefits. The MyCare Waiver, in contrast, covers full-dual eligibles only, integrates Medicare and Medicaid into a single FIDE-SNP plan, and absorbs the PASSPORT and Ohio Home Care Waiver benefits for HCBS-receiving enrollees. The two programs use different carrier contracts, different rate structures, and different federal authorities (the Medicaid side of MyCare is a §1915(b)(c) waiver; standard managed care is a §1915(a) and §1915(b) authority).
If you are receiving PASSPORT or OHCW services and you transition into MyCare, your AAA case manager relationship may change. Some MyCare carriers subcontract with AAAs to continue using AAA staff as care coordinators, in which case your case manager may be the same person but now wears a MyCare carrier hat. Other carriers run care coordination entirely with carrier-employed staff, in which case your AAA case manager hands off to a new carrier-employed care coordinator. The ACAT clinical eligibility assessment continues to be done by the AAA regardless. Ask your existing AAA case manager and your new MyCare carrier directly how care coordination will be handled in your specific situation.
Maybe. Each MyCare carrier has its own provider network, and your existing providers may or may not be in that network. Before accepting an auto-assignment, check the carrier's provider directory for each of your key providers (primary care, specialists, home health agency, DME supplier, behavioral health provider, pharmacy). If a critical provider is not in your assigned carrier's network, you can request a different carrier whose network does include your provider, or you can ask the carrier to pursue a single-case agreement to bring your existing provider in. Continuity of care protections apply during the transition period.
Dual eligibles can decline MyCare in some circumstances. On the Medicare side, you can choose to remain in fee-for-service Medicare or enroll in a non-MyCare Medicare Advantage plan. On the Medicaid side, the LTSS portion (PASSPORT or OHCW services) is generally delivered through MyCare in MyCare counties, so opting out fully is limited. If you live outside MyCare counties, you are not subject to MyCare at all. If you have a complex reason to opt out (PACE enrollment, narrow exception circumstances), call the Ohio Medicaid Consumer Hotline at 1-800-324-8680 to discuss options.
The original MyCare program operated from May 2014 through December 31, 2025 as a federal Medicare-Medicaid Plan demonstration under the CMS Financial Alignment Initiative. The demonstration ended nationally because CMS chose to transition to a different integration model. Next Generation MyCare is Ohio's January 1, 2026 successor program, built on the federal FIDE-SNP architecture under 42 CFR 422.2. The underlying state Medicaid waiver authority at OAC Chapter 5160-58 continues, but the Medicare side has shifted from MMP to FIDE-SNP. The county footprint is also expanding under Next Gen. See /medicaid/ohio/next-gen-mycare for the program rollout detail.
The baseline benefit package is the same because all four carriers must meet federal FIDE-SNP standards and Ohio's MyCare contract requirements. However, supplemental benefits, provider networks, drug formularies, care coordination models, and customer service quality vary meaningfully between carriers. Carrier choice should be driven by which network includes your existing providers, which formulary covers your prescriptions, and which care coordination model fits your needs.
Yes. MyCare covers both Medicare-paid short-stay skilled nursing facility care (Part A, up to 100 days per spell of illness with skilled-need criteria) and Medicaid-paid long-stay custodial nursing facility care for enrollees who meet NF level of care and exhaust the Medicare benefit or do not qualify for skilled care. The MyCare carrier authorizes the SNF admission, coordinates the stay, and manages transitions back to community settings. See /care-types/ohio/nursing-homes for the broader Ohio nursing facility landscape.
MyCare covers the services portion of assisted living for enrollees who are also enrolled in the Assisted Living Waiver under OAC 5160-33 and reside in a Medicaid-participating licensed Residential Care Facility. The integration between the AL Waiver and MyCare follows specific rules that the carrier and AAA coordinate. Room and board is still the resident's responsibility, paid from income. Not all RCFs participate in the AL Waiver, so finding a participating RCF that is also in the MyCare carrier's network is the practical constraint.
The two appeal tracks run in parallel and are not consolidated. If a denial involves both Medicare-funded services and Medicaid-funded wraparound (for example, a denial of a service that Medicare could cover or Medicaid could cover depending on classification), the carrier may issue a single notice that addresses both, but the appeal paths still split: Medicare appeals go through the federal Independent Review Entity pipeline, and Medicaid appeals go through the Ohio State Hearing pipeline. File both within their respective deadlines. Legal aid attorneys and the Long-Term Care Ombudsman can help coordinate parallel appeals.
Document every adverse decision in writing. File plan-level appeals within deadlines. Escalate within the carrier (member services, grievance department, supervisory chain). Use ODM oversight at the Ohio Medicaid Consumer Hotline at 1-800-324-8680. Engage the Long-Term Care Ombudsman at 1-800-282-1206 for HCBS and facility issues. Get legal support from Ohio Legal Aid, Pro Seniors at 1-800-488-6070, or Disability Rights Ohio at 1-800-282-9181. Use the State Hearing process for Medicaid-side disputes. If patterns of inappropriate denials continue, you can also change carriers monthly under the dual-eligible Special Enrollment Period.
How the MyCare Waiver fits with the rest of Ohio Medicaid
The MyCare Waiver sits at a specific intersection of Ohio's Medicaid landscape. It is not a substitute for PASSPORT or the Ohio Home Care Waiver; rather, it absorbs the service delivery of those waivers for the subset of waiver participants who are also Medicare-eligible and live in MyCare counties. The federal cost-neutrality requirements of §1915(c) HCBS waivers continue to apply to the absorbed services, which is why the underlying service packages of PASSPORT and OHCW are preserved inside MyCare under OAC 5160-58-04. The Assisted Living Waiver, while integrated with MyCare for dual eligibles in MyCare counties, follows specific rules about how AL Waiver services are coordinated with MyCare carrier benefits.
For Medicaid-only members who are not dual eligibles, MyCare does not apply. They receive their Medicaid through standard Ohio Medicaid managed care (operated by the same carriers but under different contracts) or fee-for-service Medicaid for the population segments still in FFS. HCBS services for Medicaid-only members continue to flow through PASSPORT, OHCW, the AL Waiver, or the DODD waivers depending on eligibility, with case management handled by AAAs or County Boards of DD.
For dual eligibles outside MyCare counties, MyCare also does not apply. These individuals have separate Medicare coverage (fee-for-service Medicare or a non-MyCare Medicare Advantage plan) and separate Ohio Medicaid coverage (fee-for-service or standard Medicaid managed care). HCBS services flow through PASSPORT or OHCW on the standard non-MyCare track. The expansion of MyCare through Next Gen is gradually narrowing this population by adding counties to the MyCare footprint.
For DODD waiver participants (Individual Options, Level One, SELF), MyCare interacts differently. DODD waiver services are administered by County Boards of DD under OAC Chapter 5123, not by ODM or ODA. Dual-eligible DODD waiver participants may be enrolled in MyCare for their Medicare and acute-care Medicaid benefits while their DODD waiver services continue to be administered through the County Board structure. The integration mechanics are different from PASSPORT/OHCW absorption and depend on the specific waiver and the county.
For nursing facility long-stay residents who are dual-eligible in MyCare counties, MyCare typically covers the Medicaid NF benefit (room and board paid from income with the NF Personal Needs Allowance reserved for the resident; Medicaid pays the gap to the facility per institutional Medicaid rules) along with Medicare for any acute episodes. The MyCare carrier coordinates the long-stay placement, monitors quality, and manages any transitions back to community settings.
Practical guidance for families approaching MyCare
If you are newly approaching MyCare, here is the operational sequence that produces the best outcomes:
1. Confirm dual eligibility and MyCare county status. Verify that you have both Medicare (Part A and Part B at minimum) and full-benefit Ohio Medicaid. Confirm that you live in a MyCare county per the current ODM rollout schedule. If you are not in a MyCare county yet, you may be added in a future Next Gen MyCare phase.
2. Get the auto-assignment notice early. Watch for the letter from ODM informing you of your auto-assigned MyCare carrier and effective date. Do not ignore this letter. It includes the timeline within which you can change plans before auto-enrollment becomes effective.
3. Compare carriers actively. Use the Ohio Medicaid Consumer Hotline at 1-800-324-8680, the carrier websites, and your AAA case manager (if you are on PASSPORT or OHCW) to compare carriers. Check each carrier's provider directory for your existing providers, compare drug formularies for your existing prescriptions, and consider supplemental benefits.
4. Choose actively or accept the auto-assignment. Make an active choice if the auto-assigned carrier does not have the providers or formulary coverage you need. You can call the consumer hotline or contact your chosen carrier directly to enroll.
5. Meet your care coordinator within 90 days. After enrollment, the carrier should reach out to schedule an initial health risk assessment and, for HCBS-receiving enrollees, an in-home assessment. If you do not hear from the carrier within 30 days of effective enrollment, call the carrier's member services line to escalate.
6. Build the service plan deliberately. Work with the care coordinator to build a person-centered service plan that covers your medical, behavioral health, HCBS, and social needs. Be specific about what you need, why you need it, and how often. The service plan drives the authorization decisions that follow.
7. Use the appeals process if necessary. If the carrier issues an adverse decision, do not accept it without scrutiny. File a plan-level appeal. If the plan upholds the denial on Medicaid-funded benefits, file a State Hearing within 90 days and request aid pending hearing within 15 days for terminations or reductions. Get legal help from Ohio Legal Aid, Pro Seniors, or Disability Rights Ohio when the stakes are high.
8. Switch plans if necessary. Dual eligibles have monthly Special Enrollment Period flexibility on the Medicare side and monthly Medicaid switching on the Medicaid side under MyCare. If your carrier is not delivering effective care coordination, switch.
9. Stay engaged through reassessments. Annual reassessments are required for HCBS-receiving enrollees. The reassessment can change your service authorization. Prepare for the reassessment by documenting changes in your condition, your environment, and your support network.
Key statutes, rules, and authorities
- 42 USC 1396n(b) (federal §1915(b) managed care waiver authority)
- 42 USC 1396n(c) (federal §1915(c) HCBS waiver authority)
- 42 USC 1396a(a)(10)(E) (Medicare Savings Programs and dual eligibility)
- 42 CFR 422.2 (FIDE-SNP definition under Medicare Advantage rules)
- 42 CFR 422.514(h) (Exclusively Aligned Enrollment for FIDE-SNPs)
- 42 CFR 422 Subpart M (Medicare Advantage appeals process)
- 42 CFR Part 484 (Medicare home health conditions of participation)
- Ohio Administrative Code Chapter 5160-58 (MyCare Ohio Waiver)
- OAC 5160-58-04 (continuation of PASSPORT and OHCW services within MyCare)
- OAC Chapter 5160-31 (PASSPORT Waiver, for service package incorporation)
- OAC Chapter 5160-46 (Ohio Home Care Waiver, for service package incorporation)
- OAC Chapter 5160-33 (Assisted Living Waiver)
- OAC Chapter 5160-3 (Medicaid financial eligibility for long-term care)
- OAC 5101:6-7-01 (State Hearings procedures)
Key phone numbers and contacts
- Ohio Medicaid Consumer Hotline: 1-800-324-8680 (MyCare enrollment, plan changes, eligibility questions, opt-out, general Ohio Medicaid information)
- Ohio Department of Medicaid MyCare Information: medicaid.ohio.gov (current MyCare county list, carrier information, program rollout)
- Anthem Blue Cross and Blue Shield (MyCare): 1-844-912-1226 (member services, care coordination, prior authorization)
- Buckeye Health Plan (MyCare): 1-866-549-8289 (member services, care coordination, prior authorization)
- CareSource (MyCare): 1-855-475-3163 (member services, care coordination, prior authorization)
- Molina Healthcare of Ohio (MyCare): 1-855-665-4623 (member services, care coordination, prior authorization)
- Ohio Department of Job and Family Services Bureau of State Hearings: 1-866-635-3748 (file Medicaid-side appeals after plan-level appeal is exhausted)
- Long-Term Care Ombudsman: 1-800-282-1206 (HCBS and facility quality concerns, MyCare service continuity, dual-eligible advocacy)
- Ohio Senior Hotline (Area Agency on Aging): 1-866-243-5678 (PASSPORT and HCBS connection, MyCare transitions, AAA case management)
- Pro Seniors: 1-800-488-6070 (free legal services for older adults, MyCare appeals support)
- Disability Rights Ohio: 1-800-282-9181 (free legal services for adults with disabilities, MyCare appeals support)
- Medicare Beneficiary Helpline: 1-800-MEDICARE / 1-800-633-4227 (Medicare-side issues, plan changes, IRE appeals)
- Ohio Senior Health Insurance Information Program (OSHIIP): 1-800-686-1578 (free Medicare counseling and plan comparison support)
This guide reflects Ohio Medicaid policy, MyCare program rules, and federal FIDE-SNP standards in effect as of May 2026. Reimbursement rates, carrier networks, county footprints, and program details change frequently. Verify specifics with the Ohio Department of Medicaid, your MyCare carrier directly, and a qualified elder-law attorney or benefits counselor before making decisions that depend on this information.
Find personalized help navigating MyCare Ohio at brevy.com.