The Georgia SOURCE waiver is not a separate waiver at all. It is one of two service-delivery models inside the state's Elderly and Disabled Waiver Program (EDWP), a single Section 1915(c) Medicaid waiver run by the Georgia Department of Community Health (DCH). SOURCE, short for Service Options Using Resources in a Community Environment, puts an older adult's primary care doctor and their home-care services under one coordinated team; its sibling model, the Community Care Services Program (CCSP), keeps medical care and home care separate. This guide explains how SOURCE works, who qualifies, how to choose a SOURCE site, what it covers, and how to decide between SOURCE and CCSP.
In This Guide
- Key Takeaways
- What SOURCE Is and Where It Fits
- Do You Qualify for the Georgia SOURCE Waiver?
- What Is a SOURCE Site?
- What the Georgia SOURCE Waiver Covers
- How to Apply
- Cost Share
- Structured Family Caregiving Under SOURCE
- SOURCE vs. CCSP: How to Choose
- Frequently Asked Questions
- Learn More
What SOURCE Is and Where It Fits
The most common error about SOURCE, repeated across the web, is that it is a separate "hybrid" Medicaid waiver. It is not. The DCH source is unambiguous: SOURCE and CCSP are both delivery models inside one Section 1915(c) waiver, the Elderly and Disabled Waiver Program (EDWP).Centers for Medicare & Medicaid Services. (1915). CMS/Medicaid.gov — Georgia 1915(c) HCBS waivers (DCH corrective action plan). medicaid.gov. Retrieved Aug 3, 2026, from https://www.medicaid.gov/medicaid/home-community-based-services/downloads/ga-prop-cap.pdf
A Section 1915(c) HCBS waiver lets a state fund home- and community-based services as an alternative to nursing-facility care for people who would otherwise need that level of care.Office of the Law Revision Counsel, U.S. House of Representatives. (n.d.). 42 U.S.C. 1396n(c)(1) — home and community-based waiver authority (uscode.house.gov, current). uscode.house.gov. Retrieved Aug 1, 2026, from https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section1396n&num=0&edition=prelim Within EDWP, the two models differ in how care is coordinated, not in their federal authority:
- CCSP (Traditional/Enhanced): the participant keeps their own primary care doctor and receives HCBS through a separate care coordinator at the Area Agency on Aging.
- SOURCE: the participant enrolls with a SOURCE site, where a SOURCE primary care physician is both the medical home and the lead care coordinator for medical care and home-based services together.
Georgia operates four active Section 1915(c) HCBS waivers in total: EDWP (which contains CCSP and SOURCE), the Independent Care Waiver Program (ICWP) for adults who apply between the ages of 21 and 64 with severe physical disabilities, and the New Options Waiver (NOW) and Comprehensive Supports Waiver (COMP) for people with intellectual and developmental disabilities.Centers for Medicare & Medicaid Services. (1915). CMS/Medicaid.gov — Georgia 1915(c) HCBS waivers (DCH corrective action plan). medicaid.gov. Retrieved Aug 3, 2026, from https://www.medicaid.gov/medicaid/home-community-based-services/downloads/ga-prop-cap.pdf NOW and COMP are administered by DCH, which delegates their day-to-day operation to the Georgia Department of Behavioral Health and Developmental Disabilities (DBHDD), so those two are applied for through DBHDD.
Do You Qualify for the Georgia SOURCE Waiver?
EDWP eligibility (which governs both SOURCE and CCSP) has functional, financial, and program requirements.
Functional Eligibility
The Elderly and Disabled Waiver Program serves individuals age 21 and over who have a functional impairment caused by physical limitations and who qualify for an intermediate nursing-facility level of care.Georgia Department of Community Health. (2025). Elderly and Disabled Waiver Program (EDWP) Fact Sheet (Updated 2025). medicaid.georgia.gov. Retrieved Jul 10, 2026, from https://medicaid.georgia.gov/document/document/elderly-and-disabled-waiver-program-long-version/download Most participants are older adults, but the rule is age 21-plus, not 65-plus. The AAA assessor determines both eligibility and the type of services needed, and the test is the applicant's assessed functional need for hands-on help, not the diagnosis behind it, so an applicant with Alzheimer's disease or another dementia is assessed on the same criteria as anyone else. If you are unsure whether a dementia diagnosis will meet the level-of-care standard, request the assessment rather than ruling yourself out.
Financial Eligibility
EDWP applies a single waiver income test that does not split SOURCE from CCSP.Centers for Medicare & Medicaid Services. (2026). CMS CMCS Informational Bulletin — Updated 2026 SSI and Spousal Impoverishment Standards (April 27, 2026). medicaid.gov. Retrieved Jul 10, 2026, from https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf For 2026:
- Income: Gross monthly income below $2,982 for a single applicant, which is 300% of the SSI Federal Benefit Rate.U.S. Social Security Administration. (2026). SSI Federal Payment Amounts for 2026. ssa.gov. Retrieved Aug 4, 2026, from https://www.ssa.gov/oact/cola/SSI.html An applicant whose income equals or exceeds this cap is income-ineligible until they route income through a Qualified Income Trust (see below), which restores eligibility.
- Assets: Countable assets at or below $2,000 for a single applicant and $3,000 for a couple with both applying.U.S. Social Security Administration. (2026). SSI Federal Payment Amounts for 2026. ssa.gov. Retrieved Aug 4, 2026, from https://www.ssa.gov/oact/cola/SSI.html
- Married applicants: Federal spousal-impoverishment rules protect the at-home (community) spouse. For 2026 the Community Spouse Resource Allowance ranges from $32,532 to $162,660, and the maximum monthly maintenance needs allowance is $4,066.50.Office of the Law Revision Counsel, U.S. House of Representatives. (n.d.). 42 U.S.C. 1396r-5 (Social Security Act sec. 1924, spousal impoverishment), U.S. Code prelim (rolling current edition), Office of the Law Revision Counsel — the CSRA is the GREATEST of four alternatives; the dollar cap binds only clauses (i) and (ii)(II); (e)(2) fair-hearing and (f)(3) court-order routes carry no dollar amount. uscode.house.gov. Retrieved Aug 4, 2026, from https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section1396r-5&num=0&edition=prelim
- Home equity: The federal Medicaid home-equity limit applies; for 2026 it starts at the federal minimum of $752,000.Office of the Law Revision Counsel, U.S. House of Representatives. (2026). 42 U.S.C. 1396p(f) - Disqualification for long-term care assistance for individuals with substantial home equity, including the (f)(2) exception and the (f)(4) hardship waiver (uscode.house.gov prelim view, rolling edition; text contains those laws in effect on August 1, 2026). uscode.house.gov. Retrieved Aug 3, 2026, from https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section1396p&num=0&edition=prelim The home is generally not counted while a community spouse or qualifying dependent lives there.
The Qualified Income Trust (Miller Trust)
Georgia is an income-cap state. An applicant whose income is equal to or greater than the Medicaid cap of $2,982 per month for 2026 is income-ineligible for any long-term-care class of assistance unless and until they establish a Qualified Income Trust (QIT, or "Miller Trust") to shelter income above the limit.U.S. Social Security Administration. (2026). SSI Federal Payment Amounts for 2026. ssa.gov. Retrieved Aug 4, 2026, from https://www.ssa.gov/oact/cola/SSI.html,Centers for Medicare & Medicaid Services. (2026). CMS CMCS Informational Bulletin — Updated 2026 SSI and Spousal Impoverishment Standards (April 27, 2026). medicaid.gov. Retrieved Aug 4, 2026, from https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf,Office of the Law Revision Counsel, U.S. House of Representatives. (n.d.). 42 U.S.C. 1396p(d)(4)(B) — qualified income trust (uscode.house.gov, current). uscode.house.gov. Retrieved Aug 1, 2026, from https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section1396p&num=0&edition=prelim The trust must hold only the applicant's income, be irrevocable, and name DCH as remainder beneficiary up to the amount Medicaid paid for the applicant's care.Centers for Medicare & Medicaid Services. (2026). CMS CMCS Informational Bulletin — Updated 2026 SSI and Spousal Impoverishment Standards (April 27, 2026). medicaid.gov. Retrieved Aug 4, 2026, from https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf
SOURCE Site Enrollment
A SOURCE participant must enroll with an approved SOURCE site that operates in their area. The SOURCE site agrees to be the participant's primary care medical home and lead care coordinator. If no SOURCE site operates in the participant's county, CCSP is generally the alternative.
What Is a SOURCE Site?
A SOURCE site is the operational hub of the SOURCE model. It is an approved physician group, community health center, or community-based organization that has contracted with DCH to deliver coordinated primary care plus HCBS care coordination for SOURCE participants.
What a SOURCE Site Does
- Primary care. A SOURCE primary care physician (PCP) serves as the medical home. The PCP provides routine medical care, manages chronic conditions, prescribes medications, refers to specialists, and admits to the hospital when needed.
- HCBS care coordination. A SOURCE care coordinator (often a nurse or social worker) develops and manages the home-care plan, supervises home-care providers, conducts regular contacts and home visits, and responds to changes in condition.
- Integrated care. Because the PCP and the care coordinator work on the same team, medical and home-care decisions are coordinated, which reduces redundant assessments and conflicting care plans.
Types of SOURCE Sites
- Physician groups, including geriatric medicine and primary care practices for older adults
- Federally Qualified Health Centers (FQHCs) with SOURCE certification
- Community health centers and hospital-based outpatient practices with SOURCE certification
- Community-based organizations with a contracted SOURCE PCP relationship
SOURCE-site availability varies across Georgia. Metro Atlanta typically has the most sites; mid-size cities usually have at least one; some rural counties have none, in which case CCSP is the practical alternative. Ask your Area Agency on Aging for the current SOURCE-site list when you call.
What the Georgia SOURCE Waiver Covers
SOURCE covers the same EDWP home- and community-based services as CCSP, plus the coordinated primary care layer through the SOURCE site.Centers for Medicare & Medicaid Services. (1915). CMS/Medicaid.gov — Georgia 1915(c) HCBS waivers (DCH corrective action plan). medicaid.gov. Retrieved Aug 3, 2026, from https://www.medicaid.gov/medicaid/home-community-based-services/downloads/ga-prop-cap.pdf
HCBS Services
- Adult Day Health: center-based daytime supervision, social activities, meals, personal care, and nursing oversight
- Alternative Living Services: personal-care-home placement where the participant receives 24-hour personal care
- Emergency Response System: a wearable or in-home button connecting to a 24-hour monitoring center
- Home-Delivered Meals: nutritionally balanced meals delivered to the home
- Out-of-Home Respite: short-term placement to give a family caregiver a break
- Personal Support Services: hands-on personal care in the home (bathing, dressing, toileting, transferring, light housekeeping, meal preparation, medication reminders)
- Consumer-Directed Personal Support Services: the participant directs their own personal-support attendant
- Skilled Nursing: periodic skilled nursing in the home
- Structured Family Caregiving: a live-in family caregiver paid through an approved provider organization
Coordinated Primary Care
Through the SOURCE site, participants also receive routine office visits with the SOURCE PCP, chronic-disease and medication management, specialist referrals, hospital admission and discharge planning, and an annual comprehensive assessment.
What SOURCE Does Not Cover
- Services that Medicare or another primary insurer covers (Medicare remains the primary payer for acute care for dual-eligible participants)
- Nursing-facility long-term care, which is a separate Medicaid pathway
- Rent, utilities, food, and personal items, which come out of the participant's retained income
How to Apply
The statewide entry point for EDWP, including SOURCE, is the Area Agency on Aging (AAA) network. A person who already has active full Medicaid may contact a SOURCE site directly for assessment.Georgia Department of Community Health. (2025). Elderly and Disabled Waiver Program (EDWP) Fact Sheet (Updated 2025). medicaid.georgia.gov. Retrieved Jul 10, 2026, from https://medicaid.georgia.gov/document/document/elderly-and-disabled-waiver-program-long-version/download In the Atlanta region, the Atlanta Regional Commission's AAA operates under the "Empowerline" brand; Empowerline is the metro-Atlanta AAA, not the statewide front door.
Contact your Area Agency on Aging
Call your regional AAA, which serves as the EDWP entry point and conducts the initial screening. You can find your AAA through the Georgia Aging and Disability Resource Connection (ADRC).
Complete the functional assessment
The AAA conducts an assessment to verify the intermediate nursing-facility level of care and identify the best-fit program. If SOURCE is viable (a SOURCE site operates in your area), the AAA discusses SOURCE-site options.
Select a SOURCE site
You choose a SOURCE site from the approved providers in your area. Factors to weigh include geographic accessibility for in-person visits, whether the SOURCE PCP has experience with your conditions, care-coordinator availability, and which home-care agencies and adult day health centers the site works with.
Apply for Medicaid
If you are not already a Medicaid recipient, apply for long-term-care Medicaid through the Georgia Division of Family and Children Services (DFCS). Apply online at Georgia Gateway, by phone, or in person. See our Georgia Medicaid application guide for operational details.
Enroll and build your care plan
Once Medicaid eligibility is approved, the SOURCE site enrolls you, your SOURCE PCP conducts an initial comprehensive visit, and the care coordinator visits your home to build the care plan. The plan is submitted to DCH for approval, and services begin.
Cost Share
DCH calculates a cost share (also called patient liability) for each participant based on gross monthly income, the cost of the care plan, a maintenance allowance for community living expenses, health-insurance premiums, and any family allowance. The maintenance allowance is set to leave the participant with enough income for rent or mortgage, utilities, food, and other community-living costs. Many participants pay a modest monthly cost share; the amount is the same calculation under SOURCE and CCSP, and the federal post-eligibility rules behind it are covered in our CCSP guide.
For reference, a Medicaid member who instead resides in a nursing facility keeps a Personal Needs Allowance of $70 per month, with the remainder of income applied to the cost of care.U.S. Government Publishing Office. (n.d.). ecfr.gov. Retrieved Aug 4, 2026, from https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-C/part-435/subpart-H/section-435.725 SOURCE participants live in the community and are not subject to the nursing-facility patient-liability formula.
Structured Family Caregiving Under SOURCE
Structured Family Caregiving (SFC) is a service under Georgia's Elderly and Disabled Waiver, offered through both CCSP and SOURCE, that supports a live-in family caregiver providing care to the waiver member. A live-in relative or other approved caregiver may be paid through an approved SFC provider organization. Georgia's SFC rules exclude a spouse, legal guardian, parent of a minor child, or conservator from serving as the paid caregiver, and providers across the state apply that bar; because DCH does not publish the exclusion in its public EDWP materials, confirm how it applies to your family with your AAA or the SFC provider before you plan around the income.Centers for Medicare & Medicaid Services. (n.d.). Georgia Waiver Factsheet — GA Elderly and Disabled Waiver (0112.R08.00). medicaid.gov. Retrieved Jul 30, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/GA Current stipend levels and the tax treatment are covered in our CCSP guide's Structured Family Caregiving section and our guide on how to get paid as a family caregiver in Georgia.
How SFC Works Under SOURCE
- The participant enrolls in SOURCE through the AAA or a SOURCE site.
- SFC is added as a service in the care plan.
- The participant and family member select an approved SFC provider organization.
- The SFC provider conducts a home assessment, trains the caregiver, and pays a monthly stipend set by the participant's assessed acuity level.
- The SOURCE care coordinator and SFC provider jointly oversee care, and the SOURCE PCP integrates SFC into the medical care plan.
Current Georgia stipend figures are in our CCSP guide; the provider you choose confirms the exact amount once the acuity level is set.
SOURCE vs. CCSP: How to Choose
Because SOURCE and CCSP share one waiver, eligibility, services, and cost-share calculation are the same. The choice turns on care coordination, your existing doctor relationships, and whether a SOURCE site operates near you.
| Dimension | SOURCE | CCSP (Traditional/Enhanced) |
|---|---|---|
| Federal authority | Section 1915(c) EDWP | Section 1915(c) EDWP |
| Primary care | Through the SOURCE site's PCP | Keep your own PCP |
| Care coordination | SOURCE site coordinates medical care and HCBS together | AAA care coordinator handles HCBS only |
| Eligibility (age, LOC, income, assets) | Same EDWP test | Same EDWP test |
| HCBS services covered | Same EDWP services | Same EDWP services |
| Cost-share calculation | Same DCH formula | Same DCH formula |
| Best fit when | You want integrated care and have no PCP you need to keep | You want to keep your existing doctor, or no SOURCE site operates in your county |
You can switch between SOURCE and CCSP during open enrollment or with good cause, such as a SOURCE site closing, dissatisfaction with the SOURCE PCP, or relocation. Work with your AAA care coordinator to navigate the switch.
Frequently Asked Questions
Is SOURCE a separate waiver from CCSP?
No. SOURCE and CCSP are two service-delivery models inside the same Section 1915(c) waiver, Georgia's Elderly and Disabled Waiver Program (EDWP). They share the same eligibility rules, the same covered services, and the same cost-share calculation. The difference is how care is coordinated: SOURCE integrates primary care and home-care coordination through a SOURCE site, while CCSP keeps them separate.
Who is eligible for SOURCE?
EDWP, and therefore SOURCE, serves individuals age 21 and over with a functional impairment from physical limitations who qualify for an intermediate nursing-facility level of care. Most participants are older adults, but the rule is 21-plus, not 65-plus. For 2026, a single applicant's gross monthly income must be below $2,982 and countable assets at or below $2,000, with a Qualified Income Trust required once income reaches the cap.
Do I have to switch doctors if I enroll in SOURCE?
Usually. SOURCE delivers your primary care through the SOURCE site's PCP, so unless your current doctor already practices at a SOURCE site, enrolling means changing primary-care doctors. If keeping your current doctor matters and that doctor is not part of a SOURCE site, CCSP is the better path. You can keep specialists outside the SOURCE site, but they coordinate with the SOURCE PCP.
How do I apply for SOURCE in Georgia?
Contact your regional Area Agency on Aging, the statewide entry point for EDWP. A person who already has active full Medicaid may contact a SOURCE site directly. The AAA conducts the level-of-care assessment, helps you select a SOURCE site, and routes you to a long-term-care Medicaid application through DFCS if you are not already enrolled.
Can I use SOURCE with Medicare?
Yes. Many SOURCE participants are dually eligible for Medicare and Medicaid. Medicare remains the primary payer for acute medical services; Medicaid, through SOURCE, pays for the home- and community-based services and the primary-care coordination. The SOURCE PCP coordinates with Medicare and Medicare Advantage plans.
Is there a PACE program in Georgia instead?
As of mid-2026, Georgia has no confirmed operating PACE (Program of All-Inclusive Care for the Elderly) site. The state issued a PACE Request for Proposals that closed in May 2025 and was still in procurement.Georgia Department of Community Health. (n.d.). Program of All-Inclusive Care for the Elderly (PACE) Updates. dch.georgia.gov. Retrieved Jul 30, 2026, from https://dch.georgia.gov/programs/program-all-inclusive-care-elderly-pace-updates For an HCBS alternative to nursing-facility care available now, EDWP (SOURCE or CCSP) is the operating pathway.
Can a spouse be paid as my Structured Family Caregiver?
Generally, no. Georgia's Structured Family Caregiving rules exclude a spouse, legal guardian, parent of a minor child, or conservator from being the paid structured family caregiver, and SFC providers across the state apply that bar. Another live-in relative or approved caregiver may be paid through an approved SFC provider organization. DCH does not publish the exclusion in its public EDWP materials, so confirm your own situation with your AAA or the SFC provider rather than assuming either way.
What if I am denied SOURCE eligibility?
Request a state hearing through the Georgia Office of State Administrative Hearings (OSAH) within the timeframe stated on your denial notice. If you file early enough, you can request aid pending for terminations or reductions of existing services. Free legal help is available through the Georgia Legal Services Program and Atlanta Legal Aid.
Learn More
Find personalized help comparing SOURCE and CCSP and choosing a SOURCE site at brevy.com.
The information on Brevy.com is for educational purposes only and is not a substitute for professional legal, financial, or medical advice. Rules vary by state and program and change frequently. Always verify with the relevant agency or a qualified professional. Brevy is not a law firm, financial advisor, or healthcare provider.