If you're caring for a parent or a close friend in New York, the Consumer Directed Personal Assistance Program (CDPAP) can pay you to do it. You pick the aide, you direct the care, and Medicaid covers the wages. Two big things changed recently, so let's walk through who can be paid in 2026, what it pays, and how to apply.

In This Guide

Who Can Be Paid to Be Your CDPAP Aide?

This is the first question almost everyone asks, so let's start here. The short version: CDPAP is unusually generous about paying family, but there are three hard lines you can't cross.

You cannot pay your spouse. You also can't pay anyone else who is legally responsible for the consumer's care and support, which is why a parent can't be paid while the person getting care is under 21, and you can't pay the person who serves as the consumer's official "designated representative." Subject to those exclusions, another adult relative can be the paid aide. An adult child caring for a parent, a sibling, a grandparent, an aunt, an uncle, a cousin, a grandchild, even a friend or neighbor, all of them can be the paid aide. And yes, a parent of an adult child 21 or older can be paid too. One condition rides along with paying a relative: your local district or managed care plan has to determine that the services are consistent with the plan of care and cost no more in the aggregate than equivalent services from a non-relative.

The spouse rule is the one that disappoints people most, so it's worth being clear about why it exists. It's a New York choice, not a federal one. Federal law actually lets states pay legally responsible relatives, including spouses, if they want to. New York has simply decided not to.

Can be your paid aide Cannot be your paid aide
An adult child, sibling, grandchild, or cousin Your spouse
A grandparent, aunt, or uncle Anyone else legally responsible for the consumer's care and support
A friend or neighbor A parent, while the person needing care is under 21
A parent, once the person needing care is 21 or older The designated representative who directs the care

So here's the practical move if you're a spouse: you can't be the paid aide, but another relative often can. Many couples have an adult child or a sibling step into the paid role while the spouse keeps doing what they were already doing. If the person needing care is a veteran, separate VA programs can sometimes pay a spouse, which is a different path worth checking.

One more catch. The "designated representative," the person who legally directs the care when the consumer can't direct it themselves, can't also be the paid aide. That's a conflict-of-interest rule. Families with one available adult usually split the roles: one person directs and handles paperwork, another does the hands-on care and gets paid.

Do You Qualify for CDPAP in New York?

CDPAP has two gates: a money gate and a health gate. You have to clear both.

The money gate is Medicaid. CDPAP is a Medicaid benefit, so the person receiving care has to be on New York Medicaid, specifically the community (home-based) kind. In 2026, the community Medicaid income level is $1,836/month for a single applicant and $2,489/month for a couple, and the asset limit is $33,038 for a single applicant and $44,796 for a couple.

Over the income limit? Don't give up. New York is a "medically needy" state, which means you can still qualify by spending the excess down each month. Many applicants instead route the extra monthly income into a pooled income trust, which keeps it from counting against them.

Read the fine print on that one before you count on it, because there is a married-couple exception that hits CDPAP families directly. New York's own consumer notice says that if you are married and your Medicaid eligibility is determined under spousal impoverishment budgeting with post-eligibility rules, which is how it works when you are enrolled in a Managed Long Term Care plan, income you place in a trust still counts. Most adults reach CDPAP through MLTC, so a married applicant should not assume a pooled trust will solve the income problem. Ask your district or an elder-law attorney how your case will be budgeted first.

The health gate got stricter on September 1, 2025. This is the part that catches a lot of families off guard. To start personal care or CDPAP services now, an adult applicant (the state directive states it for Medicaid recipients age 21 or older) has to need at least limited assistance with physical maneuvering, meaning hands-on help, with more than two activities of daily living, things like bathing, dressing, transferring, and toileting. If there's a documented dementia or Alzheimer's diagnosis, the bar is supervision with more than one such activity instead.

That's a real tightening. People who used to qualify on errands-and-medication help alone, without much hands-on personal care, may not make the cut anymore. The good news: if you were already enrolled before September 1, 2025, you keep your old eligibility ("Legacy Status") as long as your coverage doesn't lapse. A gap can cost you that protection and force you to re-qualify under the new, tougher floor.

There's also a third requirement that's easy to miss: the person getting care has to be able to direct their own care, or have someone do it for them. If they can't make and communicate care decisions, they need a designated representative (often a family member) to direct the aide on their behalf.

How Much Does CDPAP Pay in 2026?

Here are the numbers that matter in 2026.

As of January 1, 2026, the home-care aide minimum wage in New York is $19.65/hour in New York City, Long Island, and Westchester County, and $18.65/hour in the rest of the state. That's the floor an aide is paid, set by the New York State Department of Labor.

A quick warning, because it trips families up: a lot of CDPAP marketing pages and trade-press summaries still quote a three-tier "CDPAP base wage" schedule of $20.65, $20.05, and $18.65 an hour. That is not the Department of Labor wage floor. The two figures above are. Downstate aides are separately covered by New York's Home Care Worker Wage Parity Law (Public Health Law § 3614-c), which requires a supplemental benefit portion on top of the cash wage, so check the current state wage-parity schedule or ask your fiscal intermediary for the operative amount rather than trusting an old number on a marketing site.

There's one more piece of the pay picture families ask about: taxes. You may have read that if you're an aide who lives in the same home as the person you care for, your wages are excluded from federal income tax under the IRS "difficulty of care" rule (IRS Notice 2014-7). Be careful with that one. Notice 2014-7 is written for Medicaid home and community-based services waiver payments, and CDPAP is a Medicaid State Plan service, not a 1915(c) waiver program. For a state program that isn't an HCBS waiver, the IRS says whether payments are excludable "will depend on the nature of the payments and the purpose and design of the program." So don't leave CDPAP income off a return on the assumption that the exclusion applies; have a tax professional confirm it for your situation first.

How Do You Apply for CDPAP in New York?

The path has a few steps, but it's knowable. Here's the order it actually happens in.

1
Step 1

Confirm Medicaid

Make sure the person receiving care is enrolled in community Medicaid (see the money gate above). If they're not enrolled yet, that's step zero, and our how to apply for New York Medicaid guide walks through it.

2
Step 2

Get the assessment

Functional eligibility runs through the New York Independent Assessor (NYIA). It's a multi-stage review: a Community Health Assessment in the home, an order from the Independent Practitioner Panel, and, when a proposed plan of care newly calls for more than 12 hours of care a day on average, an extra Independent Review Panel evaluation. Individuals may call the NYIA directly at 1-855-222-8350 to start.

3
Step 3

Enroll in a managed care plan, if you need one

Most adults reach CDPAP through a Managed Long Term Care (MLTC) plan, not directly. Enrollment is mandatory for Medicaid recipients age 21 or older who need community-based long-term care for a continuous period of more than 120 days, and the statute carries a list of excluded groups, so ask your district whether an exclusion applies to you. You can compare and join plans through New York Medicaid Choice. Our New York MLTC guide explains how the plans work.

4
Step 4

Choose your aide

This is the part that makes CDPAP different: you pick the person, within the who-can-be-paid rules above. No agency assigns you a stranger.

5
Step 5

Register with PPL

Public Partnerships LLC is now the statewide fiscal intermediary, which means it acts as the joint employer of your aide and handles wages and benefits, income tax and other required withholdings, and employment records. Your plan (or local Medicaid office) authorizes the hours, you and your aide complete PPL's onboarding, and the paychecks start.

If you get stuck anywhere in this process, start with your plan's member services line and your local district Medicaid office, and keep every notice you receive. The appeal deadlines below run from the date on the notice, so the paperwork is what protects you.

What the PPL Switch Means for You

If you've used CDPAP before, or you're reading older guides, this is the biggest thing to understand.

For years, New York had hundreds of "fiscal intermediaries," the companies that handled CDPAP payroll, and you could choose among them. That's over. Since April 1, 2025, Public Partnerships LLC (PPL) is the only one, replacing what the state describes as a fragmented system of 600 fiscal intermediaries. Everyone already using CDPAP had to move over: as of March 31, 2025, the day before the deadline, New York reported that roughly 255,000 consumers had taken action ahead of the transition, including about 195,000 who had started or completed registration with PPL.

So if you've seen older advice about "shopping for a fiscal intermediary," that choice is gone. Today PPL acts as the joint employer of CDPAP aides statewide, responsible for processing wages and benefits, income tax and other required withholdings, and employment records, and it runs the electronic visit verification (the clock-in/clock-out app aides use, which federal law requires for Medicaid personal care services delivered in the home).

One practical note for anyone whose pay went sideways during the move: if your aide worked but wasn't paid correctly, you're not stuck. You can escalate through your plan and file a wage complaint with the New York State Department of Labor at dol.ny.gov. Keep timesheets and pay records.

What If Your Hours Get Cut?

Getting a notice that your CDPAP hours are being reduced is scary, but you have real rights here, and a tight deadline you don't want to miss.

First, your hours come from your assessment, not from a statewide number. When a proposed plan of care newly calls for more than 12 hours of care a day on average, the district has to request a second look from the Independent Review Panel before it's approved. That's an extra review step inside the assessment process, not a published ceiling on hours, so if anyone quotes you a flat statewide hour limit, ask them to put the authority for it in writing.

If a plan does move to cut your hours, you can appeal. The path runs through your plan's internal appeal, then an external review under New York Public Health Law § 4914, and then a State Fair Hearing under 18 NYCRR Part 358.

Here's the part to act on fast: ask for "aid continuing." If you request the hearing before the cut's effective date, or within 10 days of the notice, your services keep flowing at the old level while you wait for the decision. Miss that window and you may lose coverage during the appeal. When in doubt, file quickly and ask for aid continuing in writing.

If you want the citations, here's the backbone in one place. CDPAP is created by New York Social Services Law § 365-f and implemented by 18 NYCRR § 505.28; together they set who can be paid and how the program runs. The assessment process sits under 22 OHIP/ADM-01, and the managed-care system that delivers it is authorized by Public Health Law § 4403-f and operates under New York's federal Section 1115 Medicaid demonstration. The September 2025 minimum-needs test comes from MLTC Policy 25.04 and 25 OHIP/ADM-03.

Frequently Asked Questions

Can my spouse be paid as my CDPAP aide?

No. New York does not allow a spouse to be the paid CDPAP personal assistant, no matter your living situation or preference. It's a state policy choice, not a federal rule, since federal law would let states pay spouses. The usual workaround is to have a different adult relative serve as the paid aide.

Can a parent be paid to care for their child through CDPAP?

Only if the child is 21 or older. A parent cannot be the paid aide for a child under 21, because parents are legally responsible for a minor's care. Once the child turns 21, a parent can be paid. For a younger child, an adult sibling, grandparent, aunt, uncle, or cousin can be the paid aide instead.

How much does a CDPAP aide make in 2026?

At least $19.65/hour in New York City, Long Island, and Westchester County, and $18.65/hour in the rest of the state, as of January 1, 2026. Downstate aides are also covered by the Home Care Worker Wage Parity Law, which requires a supplemental benefit portion on top of the cash wage, so confirm the current total with your fiscal intermediary.

Do I have to join a managed care plan to get CDPAP?

Usually, yes. Most adults access CDPAP through a Managed Long Term Care (MLTC) plan, and enrollment is mandatory for Medicaid recipients 21 or older who need community-based long-term care for a continuous period of more than 120 days, subject to the statute's list of excluded groups. The September 2025 minimum-needs test applies when you enroll in an MLTC plan; it does not apply to enrollment in a PACE plan, which uses the nursing-facility level-of-care test instead.

What changed when New York moved to PPL?

Since April 1, 2025, Public Partnerships LLC (PPL) is the single statewide fiscal intermediary, replacing what the state calls a fragmented system of 600 prior companies, and every existing consumer had to re-register. As of March 31, 2025, about 255,000 consumers had taken action ahead of the deadline, including roughly 195,000 who had started or completed PPL registration. PPL acts as the joint employer of CDPAP aides and handles wages and benefits, tax withholding, and employment records.

My CDPAP hours were just cut. What should I do?

Appeal, and do it fast. Start with your plan's internal appeal, then an external review under Public Health Law § 4914, then a State Fair Hearing. Ask for "aid continuing" before the effective date of the action, or within 10 days of the notice, so your services keep running at the old level while you wait.

Is my CDPAP pay taxable?

Treat it as taxable income unless a professional tells you otherwise. The IRS "difficulty of care" exclusion in Notice 2014-7 is written for Medicaid home and community-based services waiver payments, and CDPAP is a Medicaid State Plan service rather than a 1915(c) waiver program. For a state program that isn't an HCBS waiver, the IRS says excludability depends on the nature of the payments and the purpose and design of the program, so a live-in CDPAP aide should confirm the treatment with a tax professional rather than assume the exclusion applies.

Where to Get Help

These are the New York agencies that handle CDPAP enrollment, assessments, and wage complaints.

New York Independent Assessor (NYIA) Conducts the independent assessment, the practitioner order, and the independent review of high-needs cases for personal care and CDPAP services. 1-855-222-8350
New York Medicaid Choice Compares and enrolls you in a Managed Long Term Care (MLTC) plan. www.nymedicaidchoice.com
New York State Department of Labor Sets the home-care aide minimum wage and takes wage complaints. dol.ny.gov

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The information on Brevy.com is for educational purposes only and is not a substitute for professional legal, financial, or medical advice. Rules vary by state and program and change frequently. Always verify with the relevant agency or a qualified professional. Brevy is not a law firm, financial advisor, or healthcare provider.

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