Yes, Medicare covers home infusion therapy, so you can get certain intravenous (IV) or under-the-skin drugs at home instead of sitting in a hospital or clinic. Part B pays for the professional services, the equipment, and the supplies, and you usually pay 20% of the approved cost after your Part B deductible.

In This Guide

What Home Infusion Therapy Actually Is

Infusion therapy just means getting medicine delivered into your body slowly over time, either intravenously (through a vein) or subcutaneously (under the skin), rather than as a pill you swallow. Home infusion therapy lets you get that treatment at home instead of making the trip to a hospital or clinic.

For a lot of families, that's the whole appeal. A drug that used to mean hours in an infusion chair can, for certain medications, be given at your kitchen table by a visiting nurse or by you and a caregiver once you've been trained.

What Does Medicare Cover for Home Infusion Therapy?

Medicare Part B covers the home infusion therapy services, meaning the professional care, the equipment, and the supplies needed to give you the drug at home. Think of it as everything around the medication: the visiting nurse's time, the pump, the tubing, and the rest of the gear.

Only certain drugs qualify for this benefit. Medicare groups them into three categories: some IV drugs (things like antifungals and antivirals, certain heart and pulmonary-hypertension drugs, pain management, and chelation), certain subcutaneous drugs including some immunotherapy, and IV chemotherapy and related biologicals. If your treatment falls into one of those buckets, the services to deliver it at home are covered.

If you want the general rules on the kind of equipment Medicare rents or buys for use at home, its durable medical equipment coverage is a good companion read.

What About the Drug Itself?

The home infusion benefit above pays for the services and supplies to administer the drug. The drug itself is a separate matter.

Depending on the specific medication, the drug may be covered on its own, and how it's covered can hinge on which drug it is. So before you start, it's worth asking your plan or provider which part of your Medicare, your regular medical coverage or a separate Part D prescription drug plan, would pay for the medication. Don't assume the answer from the services side. Getting that confirmed up front is how you avoid a surprise on the drug.

What Does Medicare-Covered Home Infusion Therapy Cost?

For the covered home infusion therapy services, the math is the standard Part B split: Medicare pays 80% of the Medicare-approved amount, and you pay the remaining 20%. That 20% coinsurance kicks in after you've met the annual Part B deductible, which is $283 in 2026.

So in plain terms: you cover the deductible first if you haven't already met it for the year, and then you're responsible for a fifth of the approved cost of the services. If you have a Medigap policy or other supplemental coverage, it may pick up some or all of that 20%, so check what your plan does.

How Medicare Pays the Supplier

You don't have to know the billing mechanics to get your care, but it helps to understand why your first visit and later visits can look different on paper.

Medicare pays the qualified home infusion supplier a single set amount per payment category for each day a drug is actually administered, and it pays 80% of the lesser of the supplier's actual charge or Medicare's fee schedule amount. There are three payment categories, matching the three drug groups above.

One quirk worth knowing: Medicare sets that payment higher for the supplier's first visit to your home, the one that gets your infusion started, and lower for the visits after it. That's built into how the benefit works, not an extra charge someone is tacking on.

Frequently Asked Questions

Does Medicare cover IV therapy at home?

Yes, when the drug is one Medicare has approved for the home infusion benefit and it's given through a qualified home infusion supplier. The same benefit also covers certain drugs delivered under the skin, not just IV.

How much does home infusion therapy cost with Medicare?

Your out-of-pocket share is 20% of the Medicare-approved amount for the services, once you've met the annual Part B deductible ($283 in 2026)., The dollar figure varies by which of the three payment categories your drug falls in, and Medigap or other supplemental coverage can absorb part or all of the 20%.

Does Medicare pay for the infusion drug itself?

Not through the home infusion services benefit. The drug is billed on its own, and it may land under Part B or a Part D drug plan depending on the medication. That's the piece to confirm with your plan before you start, because the services being covered doesn't tell you how the drug is covered.

What kinds of drugs qualify for home infusion under Medicare?

Your supplier or provider can tell you whether your specific medication is on Medicare's list, which spans three groups: certain IV drugs (antifungals, antivirals, some heart and pulmonary-hypertension drugs, pain management, and chelation), certain subcutaneous drugs including some immunotherapy, and IV chemotherapy and related biologicals.

Learn More

MedicareMedicare and Durable Medical Equipment: What's CoveredHow Medicare durable medical equipment coverage works: the 5 rules for covered DME, your 20% cost, the enrolled-supplier rule, and rent vs. buy in 2026. MedicareMedicare Part D: How Prescription Drug Coverage WorksMedicare Part D in 2026: a $2,100 out-of-pocket cap, no donut hole, three benefit phases, the $615 deductible, premiums, the late penalty, and Extra Help. MedicareMedicare Preventive Services: What You Get for FreeMedicare preventive services are mostly free: two wellness visits, screenings, and vaccines at $0, plus the billing trap that can turn free into a charge.

Find personalized help understanding what home infusion therapy will cost under Medicare at brevy.com.

The information on Brevy.com is for educational purposes only and is not a substitute for professional legal, financial, or medical advice. Rules vary by state and program and change frequently. Always verify with the relevant agency or a qualified professional. Brevy is not a law firm, financial advisor, or healthcare provider.

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Brevy Care Team

Expert eldercare guidance from Brevy's team of healthcare professionals and researchers.