Here is how to get paid as a family caregiver in Idaho: the routes to check are attendant care under Idaho Medicaid's Aged and Disabled (A&D) waiver and VA caregiver programs. Attendant care is a covered A&D waiver service, but neither IDHW's home and community based services page nor CMS's waiver factsheet says whether a family member, spouse or legal guardian may be the paid attendant, so put that question to the Idaho Department of Health and Welfare (IDHW) before making any arrangement.Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - CMS State Waivers List, Medicaid.gov. medicaid.gov. Retrieved Sep 4, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID For veteran families, VA programs offer the most immediate path to compensating a family caregiver, spouse included.
The Program of Comprehensive Assistance for Family Caregivers pays a monthly stipend to the designated Primary Family Caregiver of an eligible veteran, with no spousal exclusion.U.S. Department of Veterans Affairs. (n.d.). Program of Comprehensive Assistance for Family Caregivers (PCAFC) - VA Caregiver Support Program. caregiver.va.gov. Retrieved Jun 24, 2026, from https://www.caregiver.va.gov/support/PCAFC-Stipend.asp VA Aid and Attendance has a 2026 maximum of $34,488 a year for a veteran with one dependent, and VA pays that maximum less the claimant's countable income.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Sep 3, 2026, from https://www.va.gov/pension/veterans-pension-rates/
The Short Version
If the care recipient is a veteran, VA programs are the strongest route. PCAFC pays its approved Primary Family Caregiver, who can be a spouse or another family member, a monthly stipend.U.S. Department of Veterans Affairs. (n.d.). Program of Comprehensive Assistance for Family Caregivers (PCAFC) - VA Caregiver Support Program. caregiver.va.gov. Retrieved Jun 24, 2026, from https://www.caregiver.va.gov/support/PCAFC-Stipend.asp Veteran-Directed Care gives the veteran a flexible budget to hire their own aides, and VA says those aides might include a family member.U.S. Department of Veterans Affairs. (2022). Veteran-Directed Care (VA Geriatrics and Extended Care fact sheet, revised February 2022). va.gov. Retrieved Sep 26, 2026, from https://www.va.gov/geriatrics/docs/Veteran-Directed_Care.pdf Aid and Attendance is an increased monthly payment added to a VA pension, and care given by a relative does not stop VA from granting it.U.S. Department of Veterans Affairs. (n.d.). Eligibility For Veterans Pension. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/eligibility/
If the care recipient qualifies for Idaho's A&D waiver, attendant care is one of its covered services. Ask IDHW whether a family member, including a spouse or guardian, can be the paid attendant: neither IDHW's HCBS page nor CMS's waiver factsheet says.Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - CMS State Waivers List, Medicaid.gov. medicaid.gov. Retrieved Sep 4, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID
If neither VA benefits nor Medicaid applies, a private personal services contract is the fallback. Because Idaho Medicaid's 60-month look-back reaches any asset transferred for less than fair market value, the contract should be written before care begins, at a fair-market rate, with documentation.Centers for Medicare & Medicaid Services. (2026). CMS Informational Bulletin - 2026 SSI and Spousal Impoverishment Standards (300% income cap $2,982; CSRA minimum $32,532, maximum $162,660). medicaid.gov. Retrieved Aug 4, 2026, from https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf
How to Get Paid as a Family Caregiver in Idaho: What the State Offers
Idaho Medicaid A&D Waiver Attendant Care
Idaho Medicaid's home and community-based services (HCBS) let Medicaid members receive services in their own home or community rather than an institution, and eligible members must show the need for a level of care that would meet the state's requirements for an institutional setting.Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - CMS State Waivers List, Medicaid.gov. medicaid.gov. Retrieved Sep 4, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID The Aged and Disabled (A&D) Waiver is a Section 1915(c) HCBS waiver administered by IDHW's Division of Medicaid.Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - Medicaid.gov (ID Aged and Disabled Waiver 1076.R07.00). medicaid.gov. Retrieved Jul 17, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID It serves people 65 or older and people 18 to 64 with physical or other disabilities who meet a nursing facility level of care, and its covered services include attendant care, respite, homemaker, chore and companion services.Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - CMS State Waivers List, Medicaid.gov. medicaid.gov. Retrieved Sep 4, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID
Neither IDHW's HCBS page nor CMS's waiver factsheet says whether a family member, spouse or legal guardian may be the paid attendant, so put that question to IDHW rather than assume either answer. Services are approved based on individual needs, and IDHW publishes separate income limits for HCBS, so meeting the level-of-care test alone does not settle eligibility.Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - CMS State Waivers List, Medicaid.gov. medicaid.gov. Retrieved Sep 4, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID
Idaho Commission on Aging and NFCSP
The Idaho Commission on Aging, at (877) 471-2777 or (208) 334-3833, publishes a map that helps you find the Area Agency on Aging serving your county or region, and it runs the Idaho Family Caregiver Support Program.aging.idaho.gov. (n.d.). Welcome to Idaho Commission on Aging. Retrieved Jul 13, 2026, from https://aging.idaho.gov/ That program carries out the federal National Family Caregiver Support Program, authorized under Title III-E of the Older Americans Act, which funds five kinds of service delivered by area agencies on aging: information about available services, help getting access to them, individual counseling with support groups and caregiver training, respite care, and supplemental services on a limited basis. For caregivers of an older person, respite care and supplemental services are available only when that person is frail: unable to perform at least two activities of daily living without substantial human assistance, or, because of a cognitive or other mental impairment, needing substantial supervision because they behave in a manner that poses a serious health or safety hazard. The first three kinds of service carry no such condition.U.S. Government Publishing Office. (2024). 42 U.S.C. §3030s-1 — Program authorized (Older Americans Act, Title III Part E; U.S. Code 2024 ed., govinfo.gov). govinfo.gov. Retrieved Oct 12, 2026, from https://www.govinfo.gov/link/uscode/42/3030s-1?link-type=html
NFCSP serves adult family members and other informal caregivers of people 60 or older, and of people of any age with Alzheimer's disease or a related disorder. It also serves two groups of relatives age 55 or older who live with, and are the primary caregiver for, the person they care for: relatives other than the parent raising a child under 18, who must be the primary caregiver because the parents are unable or unwilling and must have a legal relationship to the child or be raising the child informally; and relatives, including parents, caring for an adult age 18 to 59 with a disability. The services the law names are support for the caregiver, not a wage.U.S. Government Publishing Office. (2024). 42 U.S.C. §3030s-1 — Program authorized (Older Americans Act, Title III Part E; U.S. Code 2024 ed., govinfo.gov). govinfo.gov. Retrieved Oct 12, 2026, from https://www.govinfo.gov/link/uscode/42/3030s-1?link-type=html
You can also find your local agency through the federal Eldercare Locator at 1-800-677-1116.aging.idaho.gov. (n.d.). Welcome to Idaho Commission on Aging. Retrieved Jul 13, 2026, from https://aging.idaho.gov/
The Five Ways to Get Paid as a Family Caregiver in Idaho
Pathway 1: Idaho A&D Waiver Attendant Care
Attendant care is a covered service under Idaho's A&D waiver, but whether a family member can be hired as the paid attendant is a question for IDHW. The steps to work through:Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - CMS State Waivers List, Medicaid.gov. medicaid.gov. Retrieved Sep 4, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID
Check the waiver's population and care test
The A&D waiver serves people 65 or older and people 18 to 64 with physical or other disabilities who meet a nursing facility level of care.Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - CMS State Waivers List, Medicaid.gov. medicaid.gov. Retrieved Sep 4, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID
Check the financial limits
Effective January 2026, IDHW lists a $3,002 monthly income limit and a $2,000 resource limit for an individual in Home and Community Based Services, the same figures it lists for Long-Term Facility Care.Centers for Medicare & Medicaid Services. (2026). CMS Informational Bulletin - 2026 SSI and Spousal Impoverishment Standards (300% income cap $2,982; CSRA minimum $32,532, maximum $162,660). medicaid.gov. Retrieved Aug 4, 2026, from https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf
Ask which services fit the need
IDHW approves HCBS services based on individual needs, so ask whether attendant care would be approved for the person you care for.Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - CMS State Waivers List, Medicaid.gov. medicaid.gov. Retrieved Sep 4, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID
Ask the family-hire question directly
Ask IDHW whether the person you have in mind, including a spouse or legal guardian, may be the paid attendant. Neither IDHW's HCBS page nor CMS's waiver factsheet answers it.Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - CMS State Waivers List, Medicaid.gov. medicaid.gov. Retrieved Sep 4, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID
Pathway 2: VA Program of Comprehensive Assistance for Family Caregivers (PCAFC)
The Program of Comprehensive Assistance for Family Caregivers pays a monthly stipend to a designated Primary Family Caregiver of an eligible veteran. The caregiver must be at least 18 and meet one of two alternatives: be a family member of the veteran (a spouse, son, daughter, parent, stepfamily member, or extended family member), or live full time with the veteran, or be willing to if VA designates them. So there is no spousal exclusion, and a partner or friend who lives with the veteran can qualify without being related.U.S. Department of Veterans Affairs. (n.d.). Program of Comprehensive Assistance for Family Caregivers (PCAFC) - VA Caregiver Support Program. caregiver.va.gov. Retrieved Jun 24, 2026, from https://www.caregiver.va.gov/support/PCAFC-Stipend.asp
A 70% rating is necessary but nowhere near enough on its own. VA lists four requirements for the veteran, and all four must be true: a VA disability rating of 70% or higher (individual or combined), discharge from the U.S. military or a date of medical discharge, a need for at least six months of continuous, in-person personal care services, and enrollment in VA health care. Even those four are a first screen: you and the veteran apply together, and VA determines eligibility through that application under the federal regulation's own requirements. The monthly stipend starts from the OPM General Schedule grade 4, step 1 annual salary for the veteran's geographic locality, divided by 12. That monthly base is then multiplied by a factor, and which factor applies depends on whether the veteran is in the current program or is a legacy participant or legacy applicant.U.S. Department of Veterans Affairs. (n.d.). Program of Comprehensive Assistance for Family Caregivers (PCAFC) - VA Caregiver Support Program. caregiver.va.gov. Retrieved Jun 24, 2026, from https://www.caregiver.va.gov/support/PCAFC-Stipend.asp
- Current program (the veteran meets 38 CFR 71.20(a)): the factor is 0.625, or 1.00 if VA determines the veteran is unable to self-sustain in the community.U.S. Department of Veterans Affairs. (n.d.). Program of Comprehensive Assistance for Family Caregivers (PCAFC) - VA Caregiver Support Program. caregiver.va.gov. Retrieved Jun 24, 2026, from https://www.caregiver.va.gov/support/PCAFC-Stipend.asp
- Legacy participant or legacy applicant (38 CFR 71.20(b) or (c)): the factor is set instead by the sum of the veteran's 2019 clinical ratings, and no self-sustain determination is required. A sum of 21 or higher pays 1.00, a sum of 13 to 20 pays 0.625, and a sum of 1 to 12 pays 0.25. This legacy schedule runs for eight years from October 1, 2020, so it lapses October 1, 2028.U.S. Department of Veterans Affairs. (n.d.). Program of Comprehensive Assistance for Family Caregivers (PCAFC) - VA Caregiver Support Program. caregiver.va.gov. Retrieved Jun 24, 2026, from https://www.caregiver.va.gov/support/PCAFC-Stipend.asp
A veteran who meets both sets of criteria is paid whichever of the two amounts is higher. A legacy participant's stipend also cannot fall below what the caregiver was eligible to receive the day before October 1, 2020, for as long as the veteran remains at the address VA has on record.U.S. Department of Veterans Affairs. (n.d.). Program of Comprehensive Assistance for Family Caregivers (PCAFC) - VA Caregiver Support Program. caregiver.va.gov. Retrieved Jun 24, 2026, from https://www.caregiver.va.gov/support/PCAFC-Stipend.asp
Primary and Secondary Family Caregivers both receive caregiver education and training, mental health counseling, and certain travel benefits when traveling with the veteran for care. A Primary Family Caregiver may also receive the stipend, CHAMPVA health care benefits if they don't already qualify for care under another health care plan, free legal and financial planning help related to the veteran's needs, and at least 30 days of respite care per year. The stipend is paid only once the caregiver enrolls in direct deposit through VA's customer engagement portal.U.S. Department of Veterans Affairs. (n.d.). Program of Comprehensive Assistance for Family Caregivers (PCAFC) - VA Caregiver Support Program. caregiver.va.gov. Retrieved Jun 24, 2026, from https://www.caregiver.va.gov/support/PCAFC-Stipend.asp For help, support and referrals, family caregivers can call VA's Caregiver Support Line at 1-855-260-3274, Monday through Friday, 8:00 a.m. to 8:00 p.m. Eastern Time.U.S. Department of Veterans Affairs. (n.d.). VA's National Caregiver Support Line (CSL) - VA Caregiver Support Program. caregiver.va.gov. Retrieved Aug 1, 2026, from https://www.caregiver.va.gov/help_landing.asp
Pathway 3: VA Veteran-Directed Care (VDC)
VA Veteran-Directed Care gives veterans of any age a flexible budget for home and community services, which the veteran or the family caregiver can manage. Veterans can hire their own personal care aides, and VA says that might include their own family member or neighbor. VA's Veterans Health Administration developed the program with the Administration for Community Living in 2008.U.S. Department of Veterans Affairs. (2022). Veteran-Directed Care (VA Geriatrics and Extended Care fact sheet, revised February 2022). va.gov. Retrieved Sep 26, 2026, from https://www.va.gov/geriatrics/docs/Veteran-Directed_Care.pdf
VDC is part of VA's Standard Medical Benefits Package, so an enrolled veteran who meets the clinical need for it is eligible where it is offered, but VA says it is only available in certain locations. VA may charge a copay based on the veteran's service-connected disability status. Ask your VA social worker whether VDC is available where the veteran lives.U.S. Department of Veterans Affairs. (2022). Veteran-Directed Care (VA Geriatrics and Extended Care fact sheet, revised February 2022). va.gov. Retrieved Sep 26, 2026, from https://www.va.gov/geriatrics/docs/Veteran-Directed_Care.pdf
Pathway 4: VA Aid and Attendance
VA Aid and Attendance is an increased monthly payment added to a VA pension. A veteran must qualify for Veterans Pension, which among other conditions requires at least one day of active duty during a wartime period, and must meet at least one aid-and-attendance requirement, such as needing another person's help with daily activities like bathing, feeding and dressing.U.S. Department of Veterans Affairs. (n.d.). Eligibility For Veterans Pension. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/eligibility/ A surviving spouse of a wartime veteran can receive an Aid and Attendance rate through Survivors Pension.U.S. Department of Veterans Affairs. (n.d.). Current Survivors Pension Benefit Rates. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/family-and-caregiver-benefits/survivor-compensation/survivors-pension/rates/
2026 Aid and Attendance rates, which the VA publishes as annual maximums, not guaranteed payments: VA pays the difference between a claimant's income for VA purposes and the applicable maximum, so a veteran or survivor with countable income receives less than the ceiling (effective December 1, 2025 through November 30, 2026):
- Veteran with no dependents: up to $29,093 a year
- Veteran with one dependent: up to $34,488 a year
- Surviving spouse (no dependents): up to $18,697 a yearU.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Sep 3, 2026, from https://www.va.gov/pension/veterans-pension-rates/
Income for VA purposes is not gross income. VA says non-reimbursable medical expenses may reduce it, but only the amount above a threshold can be deducted. VA prints that threshold as $872 for a veteran with no spouse or child, $1,141 for a veteran with one dependent, and $584 for a surviving spouse with no dependent child. Pension is paid monthly: the maximum less countable income, divided by 12, rounded down to the whole dollar.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Sep 3, 2026, from https://www.va.gov/pension/veterans-pension-rates/
The net worth limit is $163,699. VA pension also applies a 36-month look-back on asset transfers under 38 CFR 3.276, and the look-back never includes a date before October 18, 2018.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Sep 3, 2026, from https://www.va.gov/pension/veterans-pension-rates/
The pension goes to the veteran, and under 38 CFR 3.352(c) care provided by a relative or another member of the household does not prevent VA from granting the added allowance. None of VA's listed pension requirements involves Idaho Medicaid enrollment.U.S. Department of Veterans Affairs. (n.d.). Eligibility For Veterans Pension. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/eligibility/ Families can use the money to pay a family caregiver, ideally under a written personal services contract.
Pathway 5: Private Personal Services Contract
For families outside both VA and Idaho Medicaid systems, a personal services contract documents and compensates caregiving work. To show the payments bought care at fair market value, the contract should be:
- Written and signed before care begins
- Specific about services, schedule, and rate
- Priced at or below what local home care agencies charge for the same services
- Supported by ongoing service logs
Idaho Medicaid applies a 60-month look-back to any asset transferred for less than fair market value, counted from the date of the application for long-term care or HCBS services or the date of the transfer, whichever is later.Centers for Medicare & Medicaid Services. (2026). CMS Informational Bulletin - 2026 SSI and Spousal Impoverishment Standards (300% income cap $2,982; CSRA minimum $32,532, maximum $162,660). medicaid.gov. Retrieved Aug 4, 2026, from https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf Under federal law, a transfer for less than fair market value during the look-back triggers a penalty period during which Medicaid will not pay for long-term care, so undocumented cash payments to family members are a risk.U.S. Social Security Administration. (n.d.). Social Security Act sec. 1917(c) [42 U.S.C. 1396p(c)] - Taking into account certain transfers of assets: look-back date, penalty period, start date, divisor, and the (c)(2) exceptions (SSA Compilation of the Social Security Laws). ssa.gov. Retrieved Oct 8, 2026, from https://www.ssa.gov/OP_Home/ssact/title19/1917.htm A written contract at a fair-market rate executed before care begins provides a defensible paper trail. Confirm current Idaho look-back rules with an Idaho elder-law attorney.
A contract with a spouse works differently: federal law already exempts an asset transferred to the individual's spouse from the transfer penalty, so ask an elder-law attorney before writing one.U.S. Social Security Administration. (n.d.). Social Security Act sec. 1917(c) [42 U.S.C. 1396p(c)] - Taking into account certain transfers of assets: look-back date, penalty period, start date, divisor, and the (c)(2) exceptions (SSA Compilation of the Social Security Laws). ssa.gov. Retrieved Oct 8, 2026, from https://www.ssa.gov/OP_Home/ssact/title19/1917.htm
| Pathway | Administered by | Spouse eligible? | Typical monthly value | Key requirement |
|---|---|---|---|---|
| A&D waiver attendant care | Idaho IDHW / Medicaid | Ask IDHW | Ask IDHW | Nursing facility level of care plus HCBS income and resource limits |
| VA PCAFC | VA (federal) | Yes | Varies by locality | 70%+ rating plus other VA requirements |
| VA Veteran-Directed Care | VA, developed with ACL | Family member can be hired; ask about a spouse | Flexible budget | VA health care enrollment, clinical need, local availability |
| VA Aid and Attendance | VA (federal) | Paid to veteran; a relative's care does not bar it | Up to $34,488/yr (veteran with one dependent), less countable income | Wartime service, a need for aid and attendance, net worth limit $163,699 |
| Personal Services Contract | Private | Spousal transfers are already exempt; ask an attorney | Negotiated rate | Written contract before care begins |
How to Choose
Choosing how to be paid for a family member's care is rarely just a paperwork decision. It affects household income, tax exposure, and how caregiving reshapes daily life. The pathway that fits usually comes down to whether the care recipient is a veteran, qualifies for Idaho Medicaid, or neither.
Veteran household: If the veteran has a 70%+ rating and needs at least six months of continuous, in-person personal care, start by applying for PCAFC; the rating is only the first of several requirements. Spouses qualify, and the primary caregiver may also get CHAMPVA health care benefits if not already covered under another plan.U.S. Department of Veterans Affairs. (n.d.). Program of Comprehensive Assistance for Family Caregivers (PCAFC) - VA Caregiver Support Program. caregiver.va.gov. Retrieved Jun 24, 2026, from https://www.caregiver.va.gov/support/PCAFC-Stipend.asp Check Aid and Attendance as well, which has its own service, income and net worth tests.U.S. Department of Veterans Affairs. (n.d.). Eligibility For Veterans Pension. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/eligibility/ Ask your VA social worker whether Veteran-Directed Care is available where the veteran lives.U.S. Department of Veterans Affairs. (2022). Veteran-Directed Care (VA Geriatrics and Extended Care fact sheet, revised February 2022). va.gov. Retrieved Sep 26, 2026, from https://www.va.gov/geriatrics/docs/Veteran-Directed_Care.pdf
Non-veteran Medicaid household: Ask IDHW whether the person you care for qualifies for the A&D waiver and whether the specific family relationship is permitted for a paid attendant.Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - CMS State Waivers List, Medicaid.gov. medicaid.gov. Retrieved Sep 4, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID
Private-pay household: A personal services contract is the right structure for families outside both systems. Involve an Idaho elder-law attorney if the care recipient might apply for Idaho Medicaid within the next five years.
Not sure which pathway fits? Brevy's care navigator can help you work through Idaho's options. Chat at brevy.com.
IRS Notice 2014-7 and Taxes
Under IRS Notice 2014-7, qualified Medicaid waiver payments a caregiver receives for personal care of someone who lives in the same home as the caregiver may be excluded from the caregiver's federal gross income. The notice is written for payments under a state Medicaid Home and Community-Based Services waiver described in section 1915(c) of the Social Security Act.Internal Revenue Service. (n.d.). Certain Medicaid waiver payments may be excludable from income. irs.gov. Retrieved Jun 3, 2026, from https://www.irs.gov/individuals/certain-medicaid-waiver-payments-may-be-excludable-from-income Idaho's A&D waiver is a Section 1915(c) HCBS waiver.Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - Medicaid.gov (ID Aged and Disabled Waiver 1076.R07.00). medicaid.gov. Retrieved Jul 17, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID For a Medicaid program that is not an HCBS waiver, the IRS says the treatment depends on the nature of the payments and the purpose and design of the program, so it cannot be assumed. The same-home condition is strict: a caregiver who has a separate home where they live and carry on their private life may not exclude the payments. Verify with a tax professional whether your program and living arrangement qualify.Internal Revenue Service. (n.d.). Certain Medicaid waiver payments may be excludable from income. irs.gov. Retrieved Jun 3, 2026, from https://www.irs.gov/individuals/certain-medicaid-waiver-payments-may-be-excludable-from-income
Pay under a private personal services contract is not a Medicaid waiver payment, so the Notice 2014-7 exclusion does not cover it; ask a tax professional how to report it.Internal Revenue Service. (n.d.). Certain Medicaid waiver payments may be excludable from income. irs.gov. Retrieved Jun 3, 2026, from https://www.irs.gov/individuals/certain-medicaid-waiver-payments-may-be-excludable-from-income
Common Misconceptions
"Idaho's A&D waiver automatically permits any family member as the paid attendant." Attendant care is a covered A&D waiver service, but neither IDHW's HCBS page nor CMS's waiver factsheet says whether a family member, spouse or legal guardian may be the paid attendant. Ask IDHW rather than assume either answer.Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - CMS State Waivers List, Medicaid.gov. medicaid.gov. Retrieved Sep 4, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID
"Medicare pays for ongoing personal care." Original Medicare does not pay family members a wage for personal or custodial care, and it excludes custodial care that helps with daily activities like bathing and dressing when that is the only care you need. Its home health benefit pays a Medicare-certified agency, not a relative, for part-time or intermittent skilled care for someone who is homebound.Centers for Medicare & Medicaid Services. (n.d.). Home Health Services Coverage. medicare.gov. Retrieved Jul 17, 2026, from https://www.medicare.gov/coverage/home-health-services For ongoing help with daily activities, look to Idaho Medicaid and the VA programs above.
"A verbal arrangement is enough for Medicaid purposes." Idaho's 60-month look-back reaches any transfer for less than fair market value.Centers for Medicare & Medicaid Services. (2026). CMS Informational Bulletin - 2026 SSI and Spousal Impoverishment Standards (300% income cap $2,982; CSRA minimum $32,532, maximum $162,660). medicaid.gov. Retrieved Aug 4, 2026, from https://www.medicaid.gov/federal-policy-guidance/downloads/cib04272026.pdf Without a written agreement, payments to a family member can be hard to tell apart from such a transfer. A written contract, executed before care begins and priced at a fair-market rate, separates legitimate compensation from a transfer that could trigger a penalty period.U.S. Social Security Administration. (n.d.). Social Security Act sec. 1917(c) [42 U.S.C. 1396p(c)] - Taking into account certain transfers of assets: look-back date, penalty period, start date, divisor, and the (c)(2) exceptions (SSA Compilation of the Social Security Laws). ssa.gov. Retrieved Oct 8, 2026, from https://www.ssa.gov/OP_Home/ssact/title19/1917.htm
Frequently Asked Questions
Can I get paid to care for my parent in Idaho?
Possibly. If your parent qualifies for Idaho's A&D waiver, attendant care is one of its covered services, but neither IDHW's HCBS page nor CMS's waiver factsheet says whether an adult child can be the paid attendant, so ask IDHW.Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - CMS State Waivers List, Medicaid.gov. medicaid.gov. Retrieved Sep 4, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID If your parent is a veteran, PCAFC can pay a son or daughter as the Primary Family Caregiver.U.S. Department of Veterans Affairs. (n.d.). Program of Comprehensive Assistance for Family Caregivers (PCAFC) - VA Caregiver Support Program. caregiver.va.gov. Retrieved Jun 24, 2026, from https://www.caregiver.va.gov/support/PCAFC-Stipend.asp Veteran-Directed Care lets the veteran hire their own aides, and VA says those might include a family member.U.S. Department of Veterans Affairs. (2022). Veteran-Directed Care (VA Geriatrics and Extended Care fact sheet, revised February 2022). va.gov. Retrieved Sep 26, 2026, from https://www.va.gov/geriatrics/docs/Veteran-Directed_Care.pdf
Does Idaho have CDPAP?
CDPAP, the Consumer Directed Personal Assistance Program, is the name of New York's Medicaid program for paying a relative as a personal assistant.Office of the Federal Register. (2008). CMS Final Rule — Self-Directed Personal Assistance Services Program State Plan Option (Cash and Counseling), 73 FR 57854 (Oct. 3, 2008). federalregister.gov. Retrieved Sep 2, 2026, from https://www.federalregister.gov/documents/full_text/text/2008/10/03/E8-23102.txt In Idaho, the Medicaid service to ask about is attendant care under the Aged and Disabled (A&D) waiver. Neither IDHW's HCBS page nor CMS's waiver factsheet says whether a family member, spouse or legal guardian may be the paid attendant, so put that question to IDHW before you make any arrangement.Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - CMS State Waivers List, Medicaid.gov. medicaid.gov. Retrieved Sep 4, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID
Can a spouse be paid as a caregiver in Idaho?
Whether a spouse can be the paid attendant under Idaho's A&D waiver is a question to put to IDHW.Centers for Medicare & Medicaid Services. (n.d.). Idaho Waiver Factsheet - CMS State Waivers List, Medicaid.gov. medicaid.gov. Retrieved Sep 4, 2026, from https://www.medicaid.gov/medicaid/section-1115-demo/demonstration-and-waiver-list/Waiver-Descript-Factsheet/ID For veteran households, PCAFC has no spousal exclusion: a spouse can be the paid Primary Family Caregiver if the veteran qualifies.U.S. Department of Veterans Affairs. (n.d.). Program of Comprehensive Assistance for Family Caregivers (PCAFC) - VA Caregiver Support Program. caregiver.va.gov. Retrieved Jun 24, 2026, from https://www.caregiver.va.gov/support/PCAFC-Stipend.asp Ask the VA as well whether Veteran-Directed Care is offered in your area and whether a spouse can be the paid worker.
What is the 2026 Aid and Attendance rate?
The VA publishes these rates as annual maximums, and VA pays the difference between a claimant's income for VA purposes and that maximum, so a claimant with countable income receives less than the full amount. For a veteran with one dependent, the 2026 maximum is $34,488 a year (effective December 1, 2025 through November 30, 2026). For a veteran with no dependents, the maximum is $29,093 a year. Surviving spouses with no dependents have a maximum of up to $18,697 a year. The monthly payment is the maximum less countable income, divided by 12 and rounded down to the whole dollar.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Sep 3, 2026, from https://www.va.gov/pension/veterans-pension-rates/
Is the PCAFC stipend taxable income?
The VA pages this guide relies on describe how the PCAFC stipend is calculated and paid but do not address its tax treatment, so confirm it with the VA Caregiver Support Coordinator or a tax professional. Medicaid caregiver pay has its own rule: the IRS Notice 2014-7 exclusion is written for payments under a 1915(c) Home and Community-Based Services waiver, and it applies only when the caregiver lives in the same home as the person receiving care.Internal Revenue Service. (n.d.). Certain Medicaid waiver payments may be excludable from income. irs.gov. Retrieved Jun 3, 2026, from https://www.irs.gov/individuals/certain-medicaid-waiver-payments-may-be-excludable-from-income
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The information on Brevy.com is for educational purposes only and is not a substitute for professional legal, financial, or medical advice. Rules vary by state and program and change frequently. Always verify with the relevant agency or a qualified professional. Brevy is not a law firm, financial advisor, or healthcare provider.
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