An adult child can be paid to care for a parent at home through the MassHealth Personal Care Attendant program, which funds members with permanent or chronic disabilities to hire help.U.S. Government Publishing Office. (n.d.). 42 CFR 440.167 Personal care services - eCFR. ecfr.gov. Retrieved Sep 4, 2026, from https://www.ecfr.gov/current/title-42/section-440.167 MassHealth, the state's Medicaid program, won't pay the member's spouse or a relative who is their legal guardian as a Personal Care Attendant (PCA).Centers for Medicare & Medicaid Services. (n.d.). Massachusetts State Plan Amendment MA-26-0004 — CMS approval letter (PCA payment methodology and fee schedule rates). medicaid.gov. Retrieved Oct 14, 2026, from https://www.medicaid.gov/medicaid/spa/downloads/MA-26-0004.pdf For work on or after July 1, 2025, the MassHealth PCA program pays a family member the published PCA wage of $20.00 to $22.40 an hour, by seniority step.Centers for Medicare & Medicaid Services. (n.d.). Massachusetts State Plan Amendment MA-26-0004 — CMS approval letter (PCA payment methodology and fee schedule rates). medicaid.gov. Retrieved Oct 14, 2026, from https://www.medicaid.gov/medicaid/spa/downloads/MA-26-0004.pdf
In This Guide
- Which Family Members the MassHealth PCA Program Will Pay
- If You Live With the Person You Care For
- How Many Hours a Family PCA Can Work
- What the MassHealth PCA Program Pays a Family Member
- How to Get Hired as Your Family Member's PCA
- Frequently Asked Questions
Which Family Members the MassHealth PCA Program Will Pay
The MassHealth PCA program is self-directed: the member recruits, hires, trains, schedules and manages their own PCA, who assists with activities of daily living.U.S. Government Publishing Office. (n.d.). 42 CFR 440.167 Personal care services - eCFR. ecfr.gov. Retrieved Sep 4, 2026, from https://www.ecfr.gov/current/title-42/section-440.167
MassHealth regulation 130 CMR 422.404 bars a PCA who is a "family member" as 130 CMR 422.402 defines it: only the member's spouse, the parent of a minor member (including an adoptive parent), and any legally responsible relative. Adult children aren't in that definition, so they can be paid MassHealth PCAs. A 2009 Massachusetts State Auditor report records MassHealth changed the definition, effective March 1, 2006, to let an adult child, a parent of an adult child, a son-in-law or a daughter-in-law be paid as a PCA.U.S. Government Publishing Office. (n.d.). 42 CFR 440.167 Personal care services - eCFR. ecfr.gov. Retrieved Oct 14, 2026, from https://www.ecfr.gov/current/title-42/section-440.167
| Your relationship to the member | Can you be the paid PCA? |
|---|---|
| Adult child | Yes |
| Relative who lives with the member | Yes, but fewer household-task hours |
| Spouse | No |
| Parent of a member under 18 | No |
| Relative who is the member's legal guardian | No |
| The member's surrogate or administrative proxy | No |
| The member's foster parent | No |
130 CMR 422.404 also bars the member's surrogate: their legal guardian, family member or another adult named in the service agreement who handles PCA management tasks the member can't or won't do.U.S. Government Publishing Office. (n.d.). 42 CFR 440.167 Personal care services - eCFR. ecfr.gov. Retrieved Oct 14, 2026, from https://www.ecfr.gov/current/title-42/section-440.167 Siblings, grandchildren and other relatives not on that list should ask the Personal Care Management (PCM) agency before counting on the income.
If You Live With the Person You Care For
MassHealth PCAs who live permanently with the member aren't required to use Electronic Visit Verification (EVV), though the live-in exemption must be renewed every year.U.S. Government Publishing Office. (n.d.). 42 CFR 440.167 Personal care services - eCFR. ecfr.gov. Retrieved Oct 14, 2026, from https://www.ecfr.gov/current/title-42/section-440.167 See how EVV works.
When the PCM agency sets PCA hours for instrumental activities of daily living (IADLs), it must assume that family members living with the member will provide most of that help, such as routine laundry, housekeeping, shopping, and meal preparation and clean-up.U.S. Government Publishing Office. (n.d.). 42 CFR 440.167 Personal care services - eCFR. ecfr.gov. Retrieved Oct 14, 2026, from https://www.ecfr.gov/current/title-42/section-440.167 Expect the paid hours to go mostly to your parent's personal care, not the shared household.
How Many Hours a Family PCA Can Work
A member can schedule one PCA for no more than 50 hours a week, counting hours that PCA works for other members; more takes authorization from MassHealth or its designee. MassHealth doesn't cover PCA services above 60 hours a week in the aggregate.U.S. Government Publishing Office. (n.d.). 42 CFR 440.167 Personal care services - eCFR. ecfr.gov. Retrieved Oct 14, 2026, from https://www.ecfr.gov/current/title-42/section-440.167 Those are caps, not promises: ask the PCM agency what your parent's evaluation allows.
What the MassHealth PCA Program Pays a Family Member
Under MassHealth Administrative Bulletin 25-13, for work on or after July 1, 2025, the PCA wage is $20.00 an hour at Seniority Step 1 (0 to 3,640 hours worked as a PCA since 2008), then $20.60, $21.20 and $21.80, up to $22.40 at Step 5 (18,201 or more hours). For work on or after July 1, 2025, a MassHealth PCA who hasn't completed, and isn't exempt from, New Hire Orientation (NHO) gets $19.50 an hour.Centers for Medicare & Medicaid Services. (n.d.). Massachusetts State Plan Amendment MA-26-0004 — CMS approval letter (PCA payment methodology and fee schedule rates). medicaid.gov. Retrieved Oct 14, 2026, from https://www.medicaid.gov/medicaid/spa/downloads/MA-26-0004.pdf
Starting January 1, 2026, a PCA working for a member who meets MassHealth's clinical criteria for complex care, with the complex care modifier in their prior authorization, earns a complex care differential: $23.25 an hour at Step 1 up to $25.65 at Step 5. A MassHealth PCA must complete NHO to receive either the seniority rates or the complex care differential.Centers for Medicare & Medicaid Services. (n.d.). Massachusetts State Plan Amendment MA-26-0004 — CMS approval letter (PCA payment methodology and fee schedule rates). medicaid.gov. Retrieved Oct 14, 2026, from https://www.medicaid.gov/medicaid/spa/downloads/MA-26-0004.pdf
Don't mistake the billing rate for your wage: for work on or after July 1, 2025, MassHealth's total hourly PCA rates ($22.24 at Step 1 up to $24.92 at Step 5) add an 11.20% employer expense component for employer-required taxes and workers' compensation insurance; that extra isn't paid to the PCA. The wage is set under the collective bargaining agreement between 1199SEIU, the PCAs' union, and the PCA Quality Home Care Workforce Council.Centers for Medicare & Medicaid Services. (n.d.). Massachusetts State Plan Amendment MA-26-0004 — CMS approval letter (PCA payment methodology and fee schedule rates). medicaid.gov. Retrieved Oct 14, 2026, from https://www.medicaid.gov/medicaid/spa/downloads/MA-26-0004.pdf
How to Get Hired as Your Family Member's PCA
A MassHealth PCA must be at least 16, physically able to do the tasks, understand and carry out the member's or surrogate's directions, and be willing to receive training and supervision. A PCA also can't be on the HHS Office of Inspector General list of excluded individuals or other lists barring them from MassHealth, and can't be paid by anyone else for the same activity time.U.S. Government Publishing Office. (n.d.). 42 CFR 440.167 Personal care services - eCFR. ecfr.gov. Retrieved Sep 4, 2026, from https://www.ecfr.gov/current/title-42/section-440.167
Make sure your parent has MassHealth
People 65 or older generally use the senior application (SACA-2); see how to apply for MassHealth.U.S. Government Publishing Office. (2024). 42 U.S.C. 1396p(c)(1)(B)(i) — Liens, adjustments and recoveries, and transfers of assets (United States Code, 2024 Edition, GPO govinfo; the federal 60-month look-back date the Massachusetts regulation implements; independent-domain corroboration). govinfo.gov. Retrieved Oct 15, 2026, from https://www.govinfo.gov/content/pkg/USCODE-2024-title42/html/USCODE-2024-title42-chap7-subchapXIX-sec1396p.htm
Contact a PCM agency
Your parent enrolls by contacting a Personal Care Management agency in their area.Office of the Law Revision Counsel, U.S. House of Representatives. (n.d.). 42 U.S.C. 3030s - Definitions (Older Americans Act, National Family Caregiver Support Program). uscode.house.gov. Retrieved Sep 4, 2026, from https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title42-section3030s&num=0&edition=prelim
Your parent hires you
as their PCA.U.S. Government Publishing Office. (n.d.). 42 CFR 440.167 Personal care services - eCFR. ecfr.gov. Retrieved Oct 14, 2026, from https://www.ecfr.gov/current/title-42/section-440.167
Get your provider number, sign the agreement and finish New Hire Orientation
If you live together, request the EVV live-in exemption
each year.U.S. Government Publishing Office. (n.d.). 42 CFR 440.167 Personal care services - eCFR. ecfr.gov. Retrieved Oct 14, 2026, from https://www.ecfr.gov/current/title-42/section-440.167
Frequently Asked Questions
Is MassHealth PCA pay tax-free?
Not automatically. IRS Notice 2014-7 treats qualified payments under a section 1915(c) Medicaid waiver as excludable difficulty-of-care payments; for other programs, the IRS says it depends on the payments and the program's design.Internal Revenue Service. (n.d.). Certain Medicaid waiver payments may be excludable from income. irs.gov. Retrieved Aug 1, 2026, from https://www.irs.gov/individuals/certain-medicaid-waiver-payments-may-be-excludable-from-income Ask a tax professional; see whether Medicaid waiver payments are taxable.
Does MassHealth PCA pay depend on where in Massachusetts I live?
No. The PCA wage rates in MassHealth's bulletin are statewide, with no regional breakdown.Centers for Medicare & Medicaid Services. (n.d.). Massachusetts State Plan Amendment MA-26-0004 — CMS approval letter (PCA payment methodology and fee schedule rates). medicaid.gov. Retrieved Oct 14, 2026, from https://www.medicaid.gov/medicaid/spa/downloads/MA-26-0004.pdf
Do the Domestic Workers Bill of Rights rules on 24-hour shifts cover a live-in MassHealth PCA?
No. The state's Domestic Workers Bill of Rights sets rules for 24-hour shifts, sleep time and days off, but its definition of a domestic worker "shall not include: (A) a personal care attendant", meaning one who works under the MassHealth PCA program.malegislature.gov. (n.d.). M.G.L. c. 149, section 190 - Domestic workers (Massachusetts Legislature). Retrieved Oct 1, 2026, from https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXI/Chapter149/Section190
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The information on Brevy.com is for educational purposes only and is not a substitute for professional legal, financial, or medical advice. Rules vary by state and program and change frequently. Always verify with the relevant agency or a qualified professional. Brevy is not a law firm, financial advisor, or healthcare provider.
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