For Oregon SHIBA Medicare help, call 800-722-4134, where the ZIP code you key in can route your call to a local agency near you.sharedsystems.dhsoha.state.or.us. (2026). 2026 Oregon Guide to Medicare Insurance Plans (ODHS SHIBA, form SE 3886). Retrieved Oct 2, 2026, from https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/se-3886-2026.pdf Oregon SHIBA (Senior Health Insurance Benefits Assistance) is part of the Oregon Department of Human Services (ODHS) and offers Medicare information and counseling as a free public service, through a statewide network of trained counselors who volunteer their time.shiba.oregon.gov. (n.d.). Get Help - Oregon SHIBA, Oregon Department of Human Services. Retrieved Jul 30, 2026, from https://shiba.oregon.gov/get-help/Pages/shiba-help.aspx
In This Guide
- What Is Oregon SHIBA, and Who Runs It?
- How to Book an Oregon SHIBA Appointment
- What an Oregon SHIBA Counselor Will Do, and What Only an Agent Can
- Free Medicare Classes and Oregon's Medicare Guide
- Oregon SHIBA and Help Paying for Medicare
- Before Your Oregon SHIBA Appointment
- Frequently Asked Questions
- Learn More
What Is Oregon SHIBA, and Who Runs It?
Oregon SHIBA is Oregon's State Health Insurance Assistance Program, or SHIP.shiba.oregon.gov. (n.d.). Get Help - Oregon SHIBA, Oregon Department of Human Services. Retrieved Jul 30, 2026, from https://shiba.oregon.gov/get-help/Pages/shiba-help.aspx Medicare's "Medicare Appeals" guide defines a SHIP as a state program that gets money from the federal government to give free local health insurance counseling to people with Medicare.Centers for Medicare & Medicaid Services. (2026). Medicare Appeals (CMS Product No. 11525, April 2026) — Medicare.gov. medicare.gov. Retrieved Sep 27, 2026, from https://www.medicare.gov/publications/11525-medicare-appeals.pdf Inside ODHS, Oregon SHIBA's 2026 guide to Medicare plans is produced by the Office of Aging and People with Disabilities.sharedsystems.dhsoha.state.or.us. (2026). 2026 Oregon Guide to Medicare Insurance Plans (ODHS SHIBA, form SE 3886). Retrieved Oct 2, 2026, from https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/se-3886-2026.pdf Oregon SHIBA serves people of all ages who have Medicare.shiba.oregon.gov. (n.d.). Get Help - Oregon SHIBA, Oregon Department of Human Services. Retrieved Jul 30, 2026, from https://shiba.oregon.gov/get-help/Pages/shiba-help.aspx
The people you talk to are trained and certified. Oregon SHIBA describes itself as a statewide network of trained counselors who volunteer their time to educate and advocate for people with Medicare.shiba.oregon.gov. (n.d.). Get Help - Oregon SHIBA, Oregon Department of Human Services. Retrieved Jul 30, 2026, from https://shiba.oregon.gov/get-help/Pages/shiba-help.aspx Before they counsel anyone, Oregon SHIBA counselors must complete an application, finish SHIBA's training program, pass a background check and work with a SHIBA coordinator in their community.sharedsystems.dhsoha.state.or.us. (2026). 2026 Oregon Guide to Medicare Insurance Plans (ODHS SHIBA, form SE 3886). Retrieved Oct 2, 2026, from https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/se-3886-2026.pdf
Our Oregon Medicare plans and coverage guide covers premiums, plan types and enrollment across the state, and our guide to free Medicare counseling through your SHIP explains how SHIPs work everywhere. This page is about getting help from Oregon SHIBA itself.
How to Book an Oregon SHIBA Appointment
Oregon SHIBA says it works with local partners to provide counseling, and it gives three ways to schedule an appointment:shiba.oregon.gov. (n.d.). Find Help Near You - Oregon SHIBA, Oregon Department of Human Services. Retrieved Oct 2, 2026, from https://shiba.oregon.gov/get-help/Pages/help-near-you.aspx
- Call a local office. The Find Help Near You page on SHIBA's site has a search tool for finding an office near you.shiba.oregon.gov. (n.d.). Find Help Near You - Oregon SHIBA, Oregon Department of Human Services. Retrieved Oct 2, 2026, from https://shiba.oregon.gov/get-help/Pages/help-near-you.aspx Oregon SHIBA's 2026 guide notes that each local location keeps its own hours.sharedsystems.dhsoha.state.or.us. (2026). 2026 Oregon Guide to Medicare Insurance Plans (ODHS SHIBA, form SE 3886). Retrieved Oct 2, 2026, from https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/se-3886-2026.pdf
- Call Oregon SHIBA's statewide toll-free line, 800-722-4134. TTY users can dial 711, and Oregon SHIBA accepts all relay calls.shiba.oregon.gov. (n.d.). Find Help Near You - Oregon SHIBA, Oregon Department of Human Services. Retrieved Oct 2, 2026, from https://shiba.oregon.gov/get-help/Pages/help-near-you.aspx
- Email Oregon SHIBA at shiba.oregon@odhs.oregon.gov.shiba.oregon.gov. (n.d.). Find Help Near You - Oregon SHIBA, Oregon Department of Human Services. Retrieved Oct 2, 2026, from https://shiba.oregon.gov/get-help/Pages/help-near-you.aspx
Plan on some waiting right now. Oregon SHIBA's home page currently warns that it is getting more phone and email inquiries than usual, so phone wait times may be longer and email responses may be delayed.shiba.oregon.gov. (n.d.). Find Help Near You - Oregon SHIBA, Oregon Department of Human Services. Retrieved Oct 2, 2026, from https://shiba.oregon.gov/get-help/Pages/help-near-you.aspx Oregon SHIBA's 2026 guide adds that in times of high call volume, callers may be redirected to the national Medicare assistance telephone lines.sharedsystems.dhsoha.state.or.us. (2026). 2026 Oregon Guide to Medicare Insurance Plans (ODHS SHIBA, form SE 3886). Retrieved Oct 2, 2026, from https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/se-3886-2026.pdf National research points the same way: the Medicare Payment Advisory Commission (MedPAC) reports that SHIP funding has not kept pace with Medicare enrollment and that counselors face capacity constraints as call volumes have risen.medpac.gov. (2026). Chapter 2: The complexity of Medicare enrollment decisions for beneficiaries — Report to the Congress: Medicare and the Health Care Delivery System (Medicare Payment Advisory Commission, June 2026). Retrieved Oct 2, 2026, from https://www.medpac.gov/wp-content/uploads/2026/06/Jun26_Ch2_MedPAC_Report_To_Congress_SEC.pdf The same MedPAC report found that beneficiaries who used their SHIP reported positive experiences, so a slow first contact is a reason to start early, not to give up.medpac.gov. (2026). Chapter 2: The complexity of Medicare enrollment decisions for beneficiaries — Report to the Congress: Medicare and the Health Care Delivery System (Medicare Payment Advisory Commission, June 2026). Retrieved Oct 2, 2026, from https://www.medpac.gov/wp-content/uploads/2026/06/Jun26_Ch2_MedPAC_Report_To_Congress_SEC.pdf
If you're booking for a parent who lives in a different part of Oregon, keep in mind that the statewide line routes by the ZIP code a caller enters.sharedsystems.dhsoha.state.or.us. (2026). 2026 Oregon Guide to Medicare Insurance Plans (ODHS SHIBA, form SE 3886). Retrieved Oct 2, 2026, from https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/se-3886-2026.pdf Tell whoever answers where your parent lives, so the appointment is set up with help near them rather than near you.
What an Oregon SHIBA Counselor Will Do, and What Only an Agent Can
Oregon SHIBA states the limit of its counselors' role in writing. Oregon SHIBA says its certified counselors provide unbiased information, answer general Medicare questions, help people understand the insurance options available to them, and help them learn whether they qualify for income-related benefits.shiba.oregon.gov. (n.d.). Find Help Near You - Oregon SHIBA, Oregon Department of Human Services. Retrieved Oct 2, 2026, from https://shiba.oregon.gov/get-help/Pages/help-near-you.aspx Oregon SHIBA's Find Help Near You page says plainly that its certified counselors "can not recommend a Medicare plan."shiba.oregon.gov. (n.d.). Find Help Near You - Oregon SHIBA, Oregon Department of Human Services. Retrieved Oct 2, 2026, from https://shiba.oregon.gov/get-help/Pages/help-near-you.aspx
That still leaves a lot of practical help. Oregon SHIBA's 2026 guide says a SHIBA counselor can help you learn about plan options and plan rules, such as how and when you can make changes, and lists free help comparing Medicare Advantage plans, Medigap policies and prescription drug plans, and with filing claims.sharedsystems.dhsoha.state.or.us. (2026). 2026 Oregon Guide to Medicare Insurance Plans (ODHS SHIBA, form SE 3886). Retrieved Oct 2, 2026, from https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/se-3886-2026.pdf Oregon SHIBA's home page describes the help as local, confidential and one-on-one.shiba.oregon.gov. (n.d.). Find Help Near You - Oregon SHIBA, Oregon Department of Human Services. Retrieved Oct 2, 2026, from https://shiba.oregon.gov/get-help/Pages/help-near-you.aspx
The recommendation itself is where Oregon SHIBA hands off. Its Find Help Near You page says licensed insurance agents can help you enroll in a Medicare plan, and that only insurance agents can recommend which Medicare plan may be best for you.shiba.oregon.gov. (n.d.). Find Help Near You - Oregon SHIBA, Oregon Department of Human Services. Retrieved Oct 2, 2026, from https://shiba.oregon.gov/get-help/Pages/help-near-you.aspx Whether a SHIP counselor will complete an enrollment for you varies by state; MedPAC says some SHIP grantees help enroll beneficiaries in Medicare plans.medpac.gov. (2026). Chapter 2: The complexity of Medicare enrollment decisions for beneficiaries — Report to the Congress: Medicare and the Health Care Delivery System (Medicare Payment Advisory Commission, June 2026). Retrieved Oct 2, 2026, from https://www.medpac.gov/wp-content/uploads/2026/06/Jun26_Ch2_MedPAC_Report_To_Congress_SEC.pdf If you want help with the enrollment step itself, ask Oregon SHIBA what it can do when you book.
The line exists for a reason. Federal law (42 U.S.C. 1395b-4) requires each state's SHIP grant plan to provide assurances that SHIP staff members, including volunteers, have no conflict of interest in providing counseling.U.S. Government Publishing Office. (n.d.). 42 U.S.C. 1395b-4 — Health insurance information, counseling, and assistance grants (govinfo.gov). govinfo.gov. Retrieved Oct 12, 2026, from https://www.govinfo.gov/link/uscode/42/1395b-4?link-type=html The Administration for Community Living (ACL) gives, as one example of a person with an inherent conflict of interest, anyone who receives compensation for enrolling beneficiaries in a specific insurance plan.U.S. Government Publishing Office. (n.d.). 42 U.S.C. 1395b-4 — Health insurance information, counseling, and assistance grants (govinfo.gov). govinfo.gov. Retrieved Oct 12, 2026, from https://www.govinfo.gov/link/uscode/42/1395b-4?link-type=html A practical approach is to use an Oregon SHIBA counselor to understand your choices, then decide yourself or with an agent. Our comparison of SHIP counselors and Medicare brokers explains how brokers are paid and when one may be the right call.
Free Medicare Classes and Oregon's Medicare Guide
If you'd rather learn the basics in a room (or on a screen) before meeting one-on-one, Oregon SHIBA's home page links to free classes near you.sharedsystems.dhsoha.state.or.us. (2026). 2026 Oregon Guide to Medicare Insurance Plans (ODHS SHIBA, form SE 3886). Retrieved Oct 2, 2026, from https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/se-3886-2026.pdf Many are run by county SHIBA programs. For fall 2026, SHIBA's Events and Presentations page lists Medicare 101 classes taught by Clackamas County SHIBA counselors, Multnomah County SHIBA classes on Medicare basics and how SHIBA can help during fall enrollment, and a Medicare Basics course taught on Zoom by trained volunteers in cooperation with Multnomah County Aging and Disability Services.sharedsystems.dhsoha.state.or.us. (2026). 2026 Oregon Guide to Medicare Insurance Plans (ODHS SHIBA, form SE 3886). Retrieved Oct 2, 2026, from https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/se-3886-2026.pdf At least one listing encourages spouses and family members to come, which makes a class a good first step for an adult child helping a parent.sharedsystems.dhsoha.state.or.us. (2026). 2026 Oregon Guide to Medicare Insurance Plans (ODHS SHIBA, form SE 3886). Retrieved Oct 2, 2026, from https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/se-3886-2026.pdf Dates and locations change each season, so check the page for what's near you.
Oregon SHIBA also publishes the "2026 Oregon Guide to Medicare Insurance Plans," which the guide says SHIBA counselors and Oregonians eligible for Medicare can use to decide what plan works best for them.sharedsystems.dhsoha.state.or.us. (2026). 2026 Oregon Guide to Medicare Insurance Plans (ODHS SHIBA, form SE 3886). Retrieved Oct 2, 2026, from https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/se-3886-2026.pdf SHIBA's Medicare Publications page posts the 2026 guide and a 2026 corrections sheet in English and Spanish, with a tool for finding a place to pick up a printed copy.sharedsystems.dhsoha.state.or.us. (2026). 2026 Oregon Guide to Medicare Insurance Plans (ODHS SHIBA, form SE 3886). Retrieved Oct 2, 2026, from https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/se-3886-2026.pdf The guide is also available free of charge in other languages, large print, braille or another format you prefer.sharedsystems.dhsoha.state.or.us. (2026). 2026 Oregon Guide to Medicare Insurance Plans (ODHS SHIBA, form SE 3886). Retrieved Oct 2, 2026, from https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/se-3886-2026.pdf Read the corrections sheet alongside it before relying on any plan detail.
Oregon SHIBA and Help Paying for Medicare
Federal guidance says SHIPs help people with limited income apply for programs such as Medicaid, the Medicare Savings Programs and Extra Help.Administration for Community Living. (n.d.). State Health Insurance Assistance Program (SHIP). acl.gov. Retrieved Jul 15, 2026, from https://acl.gov/programs/connecting-people-services/state-health-insurance-assistance-program-ship Oregon SHIBA spells out what that means for Extra Help: its Help Paying for Medicare Costs page says Oregon SHIBA's counselors can help you complete and submit an application for the Extra Help program.shiba.oregon.gov. (n.d.). Find Help Near You - Oregon SHIBA, Oregon Department of Human Services. Retrieved Oct 2, 2026, from https://shiba.oregon.gov/get-help/Pages/help-near-you.aspx Extra Help lowers prescription drug costs, and our Extra Help guide explains who qualifies.
Oregon SHIBA doesn't decide who gets the Medicare Savings Programs. Oregon administers its Medicare Savings Programs through ODHS, and ODHS says Oregon has no asset limits for any of its Medicare Savings Programs.U.S. Social Security Administration. (2026). SSA - POMS: HI 00815.023 - Medicare Savings Programs Income and Resource Limits - 02/26/2026. secure.ssa.gov. Retrieved Jul 9, 2026, from https://secure.ssa.gov/poms.nsf/lnx/0600815023 For March 2026 through February 2027, ODHS lists a monthly income limit of $1,330 for an individual for the Qualified Medicare Beneficiary (QMB) program, which helps pay Part A and Part B premiums, deductibles and coinsurance.U.S. Social Security Administration. (2026). SSA - POMS: HI 00815.023 - Medicare Savings Programs Income and Resource Limits - 02/26/2026. secure.ssa.gov. Retrieved Jul 9, 2026, from https://secure.ssa.gov/poms.nsf/lnx/0600815023 Our guide to Oregon Medicare Savings Programs has the couple figures and the other three programs.
Before Your Oregon SHIBA Appointment
An Oregon SHIBA counselor can do much more with your actual paperwork than with a description of it. Before the appointment, gather:
- Your Medicare card and any plan member ID cards
- A list of every prescription, with the dose, if you're comparing drug plans
- Any plan notice, bill or denial letter you have questions about
- Your monthly income and a rough total of savings, if you want to check whether you qualify for help paying costs
Timing matters most in the fall. Medicare Open Enrollment runs October 15 through December 7 each year, and changes you make then take effect January 1 of the following year.Centers for Medicare & Medicaid Services. (n.d.). Open Enrollment. medicare.gov. Retrieved Sep 2, 2026, from https://www.medicare.gov/health-drug-plans/open-enrollment Oregon SHIBA currently warns that phone waits may be longer than usual, so book in October rather than the first week of December.shiba.oregon.gov. (n.d.). Find Help Near You - Oregon SHIBA, Oregon Department of Human Services. Retrieved Oct 2, 2026, from https://shiba.oregon.gov/get-help/Pages/help-near-you.aspx Our Medicare Open Enrollment guide explains what you can change.
Frequently Asked Questions
What if I can't get through to Oregon SHIBA by phone?
Use one of the other two routes. Oregon SHIBA takes appointment requests by email at shiba.oregon@odhs.oregon.gov, and its Find Help Near You page lists local offices you can call directly.shiba.oregon.gov. (n.d.). Find Help Near You - Oregon SHIBA, Oregon Department of Human Services. Retrieved Oct 2, 2026, from https://shiba.oregon.gov/get-help/Pages/help-near-you.aspx For a Medicare question that can't wait, 1-800-MEDICARE (1-800-633-4227), run by the Centers for Medicare & Medicaid Services (CMS), lets you talk with a real person 24 hours a day, 7 days a week, except some federal holidays; TTY users call 1-877-486-2048.Centers for Medicare & Medicaid Services. (n.d.). Contact Medicare — Medicare.gov. medicare.gov. Retrieved Jul 23, 2026, from https://www.medicare.gov/talk-to-someone
Should I go to Oregon SHIBA or an agent to switch Medigap plans on my birthday?
Often both. Oregon's Medigap birthday rule lets you compare Medicare Supplement prices and apply for a new policy from 30 days before your birthday until 30 days after, as long as you keep the same plan type or choose one with lesser benefits.Centers for Medicare & Medicaid Services. (n.d.). When can I buy a Medigap policy?. medicare.gov. Retrieved Jul 30, 2026, from https://www.medicare.gov/health-drug-plans/medigap/ready-to-buy/when An Oregon SHIBA counselor can help you compare Medigap policies, but Oregon SHIBA's 2026 guide says only licensed Medicare insurance agents can enroll you into a Medigap plan.sharedsystems.dhsoha.state.or.us. (2026). 2026 Oregon Guide to Medicare Insurance Plans (ODHS SHIBA, form SE 3886). Retrieved Oct 2, 2026, from https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/se-3886-2026.pdf Our Oregon Medicare Supplement guide explains the rule in full.
Can Oregon SHIBA help with a denied claim or an appeal?
Yes. Oregon SHIBA's 2026 guide lists filing claims among the free help it offers.sharedsystems.dhsoha.state.or.us. (2026). 2026 Oregon Guide to Medicare Insurance Plans (ODHS SHIBA, form SE 3886). Retrieved Oct 2, 2026, from https://sharedsystems.dhsoha.state.or.us/DHSForms/Served/se-3886-2026.pdf Medicare's "Medicare Appeals" guide (April 2026) also tells people with Medicare to call their SHIP for free, personalized counseling, including help with appeals.Centers for Medicare & Medicaid Services. (2026). Medicare Appeals (CMS Product No. 11525, April 2026) — Medicare.gov. medicare.gov. Retrieved Sep 27, 2026, from https://www.medicare.gov/publications/11525-medicare-appeals.pdf The appeal levels and deadlines are in our guide to Medicare appeals.
Is Oregon SHIBA the same program as Idaho's or Washington's SHIBA?
No. The letters match, but the programs don't. Oregon SHIBA stands for Senior Health Insurance Benefits Assistance and is part of ODHS.shiba.oregon.gov. (n.d.). Get Help - Oregon SHIBA, Oregon Department of Human Services. Retrieved Jul 30, 2026, from https://shiba.oregon.gov/get-help/Pages/shiba-help.aspx Idaho's program, Idaho SHIBA, is Senior Health Insurance Benefits Advisors, a service of the Idaho Department of Insurance.Administration for Community Living. (n.d.). State Health Insurance Assistance Program (SHIP) - Administration for Community Living. acl.gov. Retrieved Jul 15, 2026, from https://acl.gov/programs/connecting-people-services/state-health-insurance-assistance-program-ship Washington's program, Washington SHIBA, is Statewide Health Insurance Benefits Advisors, at the Washington Office of the Insurance Commissioner, with its own toll-free number.Centers for Medicare & Medicaid Services. (n.d.). Washington SHIBA (Statewide Health Insurance Benefits Advisors) - CMS. cms.gov. Retrieved Aug 1, 2026, from https://www.cms.gov/contacts/statewide-health-insurance-benefits-advisors-shiba/general-beneficiary-contact/1562241 If you live in Oregon, call Oregon's line, 800-722-4134.shiba.oregon.gov. (n.d.). Get Help - Oregon SHIBA, Oregon Department of Human Services. Retrieved Jul 30, 2026, from https://shiba.oregon.gov/get-help/Pages/shiba-help.aspx
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