VA Aid and Attendance can help a wartime veteran or surviving spouse pay for assisted living in Kansas, which runs about $5,975 a month, just under the national median. The VA doesn't pay the home: Aid and Attendance comes to the veteran or survivor as part of a monthly VA pension that the family can put toward the bill.U.S. Department of Veterans Affairs. (n.d.). Eligibility For Veterans Pension. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/eligibility/,U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Sep 3, 2026, from https://www.va.gov/pension/veterans-pension-rates/,Genworth Financial. (2025). CareScout Releases 2025 Cost of Care Survey Results. investor.genworth.com. Retrieved Aug 4, 2026, from https://investor.genworth.com/news-events/press-releases/detail/1054/carescout-releases-2025-cost-of-care-survey-results
This guide explains what assisted living costs in Kansas, how much Aid and Attendance pays in 2026, how those care costs can actually lower the income the VA counts against you, who qualifies, how the benefit works alongside KanCare, and how to get free help applying.
In This Guide
- Key Takeaways
- How Much Assisted Living Costs in Kansas
- How Aid and Attendance Helps Pay for Assisted Living in Kansas
- How Kansas Assisted Living Costs Lower Your Countable Income for Aid and Attendance
- Who Qualifies
- How Aid and Attendance Works with Kansas Medicaid (KanCare)
- How to Apply and Get Free Help
- Frequently Asked Questions
- Learn More
How Much Assisted Living Costs in Kansas
Kansas assisted living runs about $5,975 a month in the CareScout (Genworth) 2025 Cost of Care Survey released in March 2026, just under the national median of $6,200 and unchanged from the prior survey.Genworth Financial. (2025). CareScout Releases 2025 Cost of Care Survey Results. investor.genworth.com. Retrieved Aug 4, 2026, from https://investor.genworth.com/news-events/press-releases/detail/1054/carescout-releases-2025-cost-of-care-survey-results Annualized over 12 months, CareScout's state data table puts Kansas at $71,700 a year, while its Kansas release prints $71,370 for the same line; only $71,700 matches the monthly median, so that is the figure used here.Genworth Financial. (2025). CareScout Releases 2025 Cost of Care Survey Results. investor.genworth.com. Retrieved Aug 4, 2026, from https://investor.genworth.com/news-events/press-releases/detail/1054/carescout-releases-2025-cost-of-care-survey-results
These are industry-survey medians collected at the metropolitan-area level, not government figures. Real costs vary across the state and rise as a resident's care needs grow, so treat $5,975 as a planning anchor rather than a quote.Genworth Financial. (2025). CareScout Releases 2025 Cost of Care Survey Results. investor.genworth.com. Retrieved Aug 4, 2026, from https://investor.genworth.com/news-events/press-releases/detail/1054/carescout-releases-2025-cost-of-care-survey-results
Few families cover that bill from one source. Aid and Attendance is one of the most useful pieces for a veteran or surviving spouse, because it adds tax-free monthly income that can go straight toward the rent.U.S. Government Publishing Office. (2024). 38 U.S.C. §5301. Nonassignability and exempt status of benefits — United States Code, 2024 Edition, U.S. Government Publishing Office (govinfo). govinfo.gov. Retrieved Oct 4, 2026, from https://www.govinfo.gov/content/pkg/USCODE-2024-title38/html/USCODE-2024-title38-partIV-chap53-sec5301.htm
How Aid and Attendance Helps Pay for Assisted Living in Kansas
Aid and Attendance is an increased monthly VA pension for wartime veterans and surviving spouses who need help with everyday activities.U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jun 24, 2026, from https://www.va.gov/pension/aid-attendance-housebound/ It goes to the veteran or survivor, and the family can use it however it helps, including assisted living rent.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Sep 3, 2026, from https://www.va.gov/pension/veterans-pension-rates/
For 2026 (rates effective December 1, 2025 through November 30, 2026), the VA sets the maximums as yearly amounts: $29,093 for a veteran with no dependents, $34,488 for a veteran with one dependent, and $18,697 for a surviving spouse. The VA publishes these as annual rates. Pension is paid monthly, and under 38 CFR 3.273 the monthly payment is your maximum annual rate minus your countable income, divided by 12, so your own monthly amount depends on your income:U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Sep 3, 2026, from https://www.va.gov/pension/veterans-pension-rates/
| Who is receiving it | Maximum per year |
|---|---|
| Veteran with no dependents | Up to $29,093 |
| Veteran with one dependent (such as a spouse) | Up to $34,488 |
| Surviving spouse | Up to $18,697 |
At the maximum, $29,093 a year covers roughly 40% of a typical $71,700 a year Kansas assisted living bill. With a spouse, the $34,488 ceiling covers close to half.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Sep 3, 2026, from https://www.va.gov/pension/veterans-pension-rates/,Genworth Financial. (2025). CareScout Releases 2025 Cost of Care Survey Results. investor.genworth.com. Retrieved Aug 4, 2026, from https://investor.genworth.com/news-events/press-releases/detail/1054/carescout-releases-2025-cost-of-care-survey-results The pension goes to the veteran or survivor, not to the facility, so the family decides how to apply it.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Sep 3, 2026, from https://www.va.gov/pension/veterans-pension-rates/
One important point: the figures above are maximums, the most pension the VA will pay. The pension is needs-based, and the VA pays the difference between your income for VA purposes and that limit, so what actually arrives depends on your finances. That is exactly why assisted living costs matter so much for your award, as the next section explains.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Sep 3, 2026, from https://www.va.gov/pension/veterans-pension-rates/
Wondering how much Aid and Attendance your family could receive? Chat with Brevy for a quick eligibility check.
How Kansas Assisted Living Costs Lower Your Countable Income for Aid and Attendance
VA Pension, including its Aid and Attendance increase, is needs-based: to be eligible, your yearly family income and net worth must meet limits set by Congress.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/veterans-pension-rates/ Because the award is keyed to the income the VA counts, you can lower that income by deducting unreimbursed medical expenses, and the care you pay for at an assisted living facility can be one of those expenses.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/veterans-pension-rates/
The deduction has a floor: only the portion of those expenses that exceeds 5% of the applicable pension rate is deductible.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/veterans-pension-rates/ As the VA puts it, "If you have medical expenses, you may deduct only the amount that's above 5% of your MAPR amount ($872 for a Veteran with no spouse or child)."U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/veterans-pension-rates/ The floor rises if you have dependents, but it never includes the Aid and Attendance or housebound increase.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/veterans-pension-rates/
| Veteran category | 5% floor (annual) |
|---|---|
| Veteran with no spouse or child | $872 |
In plain terms: subtract the floor from your yearly qualifying medical expenses, and the rest reduces the income the VA counts. Assisted living at about $5,975 a month is roughly $71,700 a year over 12 months, far above that floor, but the bill counts only to the extent it meets the VA's rules for a care facility other than a nursing home, set out in 38 CFR 3.278.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/veterans-pension-rates/,Genworth Financial. (2025). CareScout Releases 2025 Cost of Care Survey Results. investor.genworth.com. Retrieved Aug 4, 2026, from https://investor.genworth.com/news-events/press-releases/detail/1054/carescout-releases-2025-cost-of-care-survey-results When it does, a veteran whose income looks too high to qualify can still qualify once large, recurring medical expenses are deducted.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/veterans-pension-rates/
Those rules work in layers. The facility must be licensed if Kansas requires facilities of its type to be licensed, and a residential facility must be staffed 24 hours a day with care providers.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/veterans-pension-rates/ Payments for help with daily activities count if the resident is receiving health care or custodial care there and either needs Aid and Attendance or is housebound, or a physician, physician assistant, certified nurse practitioner, or clinical nurse specialist states in writing that the resident needs to be in a protected environment.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/veterans-pension-rates/ Rent and meals count only if the facility provides or contracts for the resident's health or custodial care, or one of those clinicians states in writing that the resident must live in the facility (or a similar one) to receive that care.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/veterans-pension-rates/ Ask a Veteran Service Representative to review your billing statements against these conditions before you file.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/veterans-pension-rates/
Who Qualifies
To qualify for Aid and Attendance, the veteran generally must meet all of the following:U.S. Department of Veterans Affairs. (n.d.). Eligibility For Veterans Pension. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/eligibility/
- Wartime service: at least one day during a recognized wartime period (such as World War II, Korea, Vietnam, or the Gulf War). If you started active duty before September 8, 1980, you need at least 90 days of active duty; an enlisted person who started after September 7, 1980 generally needs 24 months or the full period called to active duty, with some exceptions.U.S. Department of Veterans Affairs. (n.d.). Eligibility For Veterans Pension. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/eligibility/
- No dishonorable discharge, plus at least one of four conditions. Any single one satisfies the test: you are 65 or older; you have a permanent and total disability; you are a patient in a nursing home for long-term care because of a disability; or you are getting Social Security Disability Insurance or Supplemental Security Income. A wartime veteran under 65 who receives SSI qualifies on that branch alone, with no disability rating.U.S. Department of Veterans Affairs. (n.d.). Eligibility For Veterans Pension. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/eligibility/
- Net worth under $163,699 for 2026, a limit the VA measures by counting the claimant's and their dependents' assets and annual income together, while excluding the primary home, a vehicle, and basic household items.U.S. Department of Veterans Affairs. (n.d.). Eligibility For Veterans Pension. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/eligibility/
- A need for aid and attendance: help with daily activities such as bathing, dressing, or feeding yourself, being largely confined to bed, being in a nursing home due to incapacity, or having severely limited eyesight.U.S. Department of Veterans Affairs. (n.d.). Eligibility For Veterans Pension. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/eligibility/
The VA reviews assets transferred for less than fair market value during the 3-year look-back period before you file, and a penalty period can apply.U.S. Department of Veterans Affairs. (n.d.). Eligibility For Veterans Pension. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/eligibility/ A surviving spouse of a qualifying wartime veteran can apply under the same net worth limit.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Sep 3, 2026, from https://www.va.gov/pension/veterans-pension-rates/
How Aid and Attendance Works with Kansas Medicaid (KanCare)
A senior can receive both VA pension or Aid and Attendance and Kansas Medicaid long-term care, but the two programs interact and the rules matter.U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jun 24, 2026, from https://www.va.gov/pension/aid-attendance-housebound/ Kansas Medicaid is branded KanCare and is administered by the Kansas Department of Health and Environment (KDHE).U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jun 24, 2026, from https://www.va.gov/pension/aid-attendance-housebound/
At the KanCare eligibility step, Kansas applies SSI income rules, under which the Aid and Attendance allowance is not income, so only the basic pension counts toward the Medicaid income limit.U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jun 24, 2026, from https://www.va.gov/pension/aid-attendance-housebound/ That overlap is what lets some families layer both programs.
There is one situation where the pension shrinks: under federal law, a veteran with no spouse or child, or a surviving spouse with no child, who is covered by a Medicaid plan for nursing-facility services may be paid no more than $90 per month in VA pension for any month after the month of admission.U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jun 24, 2026, from https://www.va.gov/pension/aid-attendance-housebound/ VA states that when it awards the $90 rate, the facility can't count that payment as income toward the cost of care, and the resident keeps the full $90 for personal expenses.U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jun 24, 2026, from https://www.va.gov/pension/aid-attendance-housebound/ Kansas handles this by exempting the reduced pension from the patient-liability calculation; it is not Kansas's $62 monthly personal needs standard, and the two should not be added together.U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jun 24, 2026, from https://www.va.gov/pension/aid-attendance-housebound/ This reduction is tied to Medicaid-covered nursing-facility care, not to paying privately for assisted living. And the statute reads "nursing facility" narrowly: 38 U.S.C. 5503(d)(1)(B) excludes "a facility that is a State home with respect to which the Secretary makes per diem payments for nursing home care pursuant to section 1741(a) of this title".U.S. Government Publishing Office. (n.d.). 38 CFR 3.551(i) - Certain beneficiaries receiving Medicaid-covered nursing home care ($90/month pension limit; authority 38 U.S.C. 5503) (eCFR, current edition). ecfr.gov. Retrieved Aug 3, 2026, from https://www.ecfr.gov/current/title-38/section-3.551 Kansas's own eligibility manual says veterans with a spouse or other dependents, and veterans living in one of the state VA homes, are not subject to the reduced pension.U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jun 24, 2026, from https://www.va.gov/pension/aid-attendance-housebound/ If a move to a Kansas state veterans home is on the table, have that stay checked against the statutory definition with a Veteran Service Representative rather than assuming the cap applies.U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jun 24, 2026, from https://www.va.gov/pension/aid-attendance-housebound/
How that lands on a specific household's numbers depends on its other income and expenses, so anyone weighing both programs should confirm their own figures with a Kansas Office of Veterans Services representative and with KanCare or KDHE before making a decision.U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jun 24, 2026, from https://www.va.gov/pension/aid-attendance-housebound/
How to Apply and Get Free Help
The steps below are the pension route, which is what this guide covers: the VA's own condition is that you may be eligible for this benefit if you get a VA pension.U.S. Department of Veterans Affairs. (n.d.). VA Form 21-2680. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/forms/21-2680/
- VA Form 21-0966 (Intent to File), first, if you are still gathering information. Submitting an intent to file can secure the earliest possible effective date for any retroactive payments you may be eligible to receive.U.S. Department of Veterans Affairs. (n.d.). VA Form 21-2680. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/forms/21-2680/
- VA Form 21-2680 (Examination for Housebound Status or Permanent Need for Regular Aid and Attendance), whose examination information section a medical examiner must fill out to document the need for assistance. This form is not limited to the pension route: it also covers Aid and Attendance that will be added to monthly compensation.U.S. Department of Veterans Affairs. (n.d.). VA Form 21-2680. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/forms/21-2680/
- VA Form 21P-527EZ (Application for Veterans Pension), for a wartime veteran pursuing the pension route who is not already receiving a VA pension. It is the means-tested wartime pension application, so a veteran whose Aid and Attendance would be added to VA disability compensation rather than to a pension is not the person filing it.U.S. Department of Veterans Affairs. (n.d.). VA Form 21-2680. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/forms/21-2680/
You can file the forms online at VA.gov, by mail to the VA Pension Intake Center, or in person at a VA regional office, and an accredited representative can help you file.U.S. Department of Veterans Affairs. (n.d.). VA Form 21-2680. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/forms/21-2680/ The VA's answer to how long a decision takes is "It depends." It processes claims in the order it receives them, unless a claim requires priority processing.U.S. Department of Veterans Affairs. (n.d.). VA Form 21-2680. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/forms/21-2680/
Do not do this alone. The Kansas Office of Veterans Services (KOVS) provides claims assistance through Veteran Service Representatives, whom it describes as trained and accredited, at field office locations across Kansas.U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/aid-attendance-housebound/ Don't just turn up at one, though. KOVS tells veterans that to find out which benefits you may qualify for, "schedule an appointment with your local Veteran Service Representative."U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/aid-attendance-housebound/ Its Veteran Services Program can assist with filing VA claims, including the non-service-connected pension benefits that carry Aid and Attendance at the higher pension rate.U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/aid-attendance-housebound/ KOVS states that all services are provided for no charge between 9:00 a.m. and 5:00 p.m., and claims counseling, development, and processing can also be completed from home by video conference or telephone.U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/aid-attendance-housebound/ Book an appointment with your local VSR, or call the KOVS main line, (785) 296-3976.U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/aid-attendance-housebound/
Frequently Asked Questions
Does the VA pay my Kansas assisted living facility directly?
No. The VA does not pay the facility. Aid and Attendance is part of the monthly pension the veteran or surviving spouse receives, and the family applies that money toward the assisted living bill along with other income and savings.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Sep 3, 2026, from https://www.va.gov/pension/veterans-pension-rates/,U.S. Department of Veterans Affairs. (n.d.). Eligibility For Veterans Pension. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/eligibility/
How much of my Kansas assisted living cost can Aid and Attendance cover?
The 2026 ceiling is $29,093 a year for a veteran alone and $34,488 a year for a veteran with a spouse, against a typical Kansas assisted living cost of about $5,975 a month, or $71,700 a year. At the maximum, that covers roughly 40% to nearly half of the bill, so most families combine it with other resources.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Sep 3, 2026, from https://www.va.gov/pension/veterans-pension-rates/,Genworth Financial. (2025). CareScout Releases 2025 Cost of Care Survey Results. investor.genworth.com. Retrieved Aug 4, 2026, from https://investor.genworth.com/news-events/press-releases/detail/1054/carescout-releases-2025-cost-of-care-survey-results
Can my assisted living costs help me qualify even if my income seems too high?
Often, yes. The pension is needs-based, and unreimbursed medical expenses above 5% of the applicable pension rate ($872 in 2026 for a veteran with no spouse or child, higher with dependents) are deducted from your countable income, which can bring a seemingly too-high income down to a qualifying level.U.S. Department of Veterans Affairs. (n.d.). Current Pension Rates For Veterans. va.gov. Retrieved Jul 31, 2026, from https://www.va.gov/pension/veterans-pension-rates/
Can I get both Aid and Attendance and KanCare?
A senior can receive both VA pension or Aid and Attendance and KanCare long-term care, though the programs interact and a veteran with no spouse or child whose nursing-facility care is Medicaid-covered may be paid no more than $90 a month in pension after the month of admission. Confirm your situation with a KOVS representative and KanCare before deciding.U.S. Department of Veterans Affairs. (n.d.). Aid And Attendance Benefits And Housebound Allowance. va.gov. Retrieved Jun 24, 2026, from https://www.va.gov/pension/aid-attendance-housebound/
Compare Care Settings in Kansas
Aid and Attendance can help pay for any care setting. See how it works for the others:
- How Aid and Attendance Pays for a Nursing Home in Kansas
- How Aid and Attendance Pays for In-Home Care in Kansas
- How Aid and Attendance Pays for Memory Care in Kansas
Learn More
The information on Brevy.com is for educational purposes only and is not a substitute for professional legal, financial, or medical advice. Rules vary by state and program and change frequently. Always verify with the relevant agency or a qualified professional. Brevy is not a law firm, financial advisor, or healthcare provider.
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