How to find respite care in New York: a caregiver's roadmap to every 2026 funding stream.
Most important fact for 2026 readers: There is no single "New York respite program." Respite in New York is a layered patchwork of nine-plus distinct funding streams, NFCSP / Title III-E, EISEP, the NYSOFA State Respite Program, the NY State Caregiving and Respite Coalition's Lifespan Respite vouchers, NHTD waiver respite, TBI waiver respite, OPWDD HCBS respite (planned, crisis, site-based, in-home, and Self-Direction "Family Reimbursed Respite"), the Children's 1915(c) waiver respite, MLTC supplemental benefits, the BH HCBS / Crisis Residence pathway, the Medicare hospice respite benefit, and the VA's PCAFC and PGCSS respite programs. Each has its own eligibility door, its own definition of "respite," and its own dollar cap. Eligibility for one stream does not mean eligibility for another. The single best place to start is NY Connects at 1-800-342-9871.
This guide is for unpaid family caregivers in New York looking for time off, a few hours a week, an afternoon, a weekend, or a planned vacation. It walks through every meaningful 2026 funding source, the eligibility rules, the dollar amounts, and the most common myths. It does not duplicate our How to Get Paid as a Family Caregiver in New York flagship, that guide covers compensation for the caregiver's own labor (CDPAP, PCS, NHTD/TBI staffing roles, VA stipends, etc.). This guide is about getting someone else to provide care so you can rest.
TL;DR, The 10 Things to Know About New York Respite in 2026
- NY Connects at 1-800-342-9871 is the front door. Call once, get routed to your county's coordinator, and have every program (NFCSP, EISEP, OPWDD Front Door, NHTD/TBI, MLTC) screened in a single intake. Online directory at https://www.nyconnects.ny.gov/.
- NFCSP / Title III-E is the most-used non-Medicaid respite stream for caregivers of seniors 60+ or any-age adult with Alzheimer's disease and related dementias (ADRD). Authorized under 42 USC §§ 3030s, 3030s-1, 3030s-2. NYSOFA channels NFCSP through area-agency-on-aging offices across all 62 counties.
- NYSOFA funds Caregiver Resource Centers in a subset of New York's 62 counties. Caregivers in counties without a CRC can still access NFCSP services through their county AAA caregiver coordinator, but the level of caregiver-specific staffing varies. Check the NYSOFA page for the current county list.
- A separate NYSOFA State Respite Program (State General Fund, not Title III-E) covers additional counties through community organization grantees. See NYSOFA's respite program page for the current grantee list and counties served.
- The NY State Caregiving and Respite Coalition (NYSCRC) Lifespan Respite voucher provides a per-caregiver award for first-time approved applicants. Caregivers can use it to pay an agency, an individual contractor, or a family member or friend they hire (one of the few state-recognized pathways that can pay friends/family). Run by Lifespan of Greater Rochester, funded by the Lifespan Respite Care Act and the Field Hall Foundation. Contact NYSCRC for current award amounts and availability.
- EISEP (Expanded In-Home Services for the Elderly Program) is 100% state-funded, county-AAA-administered, and serves seniors 60+ who need help but earn too much for Medicaid. EISEP includes a respite component delivered through social adult day or in-home aides on a sliding-scale cost-share.
- Medicaid waiver respite is provider-delivered, not cash-to-family, with one major exception. OPWDD Self-Direction allows participants to budget Family Reimbursed Respite (100% State funds, subject to an annual cap), where the family pays upfront for goods/services and is reimbursed via the Fiscal Intermediary. NHTD, TBI, Children's, and standard OPWDD respite are paid to certified provider agencies, not to the unpaid family caregiver. NHTD is currently capped under a CMS-approved enrollment amendment with new referrals suspended; respite for new applicants is not available there in 2026.
- NY Paid Family Leave provides up to 12 weeks of paid leave at 67% of your average weekly wage (up to the annual state cap set by DFS) to care for a family member with a serious health condition. PFL replaces lost wages while you're absent from work; it does not pay anyone for caregiving labor. Check paidfamilyleave.ny.gov for current benefit rates.
- Medicare hospice covers up to 5 consecutive days of inpatient respite at a time, and can be used multiple times per benefit period subject to the hospice interdisciplinary group's approval, not just once a year. Beneficiary coinsurance is 5% of the Medicare payment, capped at the annual inpatient hospital deductible. See CMS hospice payment rates for current figures.
- There is currently no enacted New York state caregiver tax credit. A9587 and the "Rural Caregiver Relief Act" are pending in the legislature. The Master Plan for Aging Final Report contemplates a caregiver tax credit and reimbursement program, but it remains aspirational. Do not assume any tax credit is currently claimable.
1. The Federal Statutory Foundation
Most of New York's respite spending flows from federal statutes. Understanding them helps explain why the same caregiver might be eligible at one door and ineligible at the next.
1.1 Older Americans Act Title III-E, NFCSP
The National Family Caregiver Support Program (NFCSP) is the largest source of dedicated respite funding flowing to non-Medicaid family caregivers in New York. It's authorized at 42 USC § 3030s-1.
Who counts as an eligible caregiver? Per the 2020 OAA reauthorization (P.L. 116-131) and the 2024 final rule:
- Adult family members or other informal caregivers (age 18+) caring for individuals 60+;
- Adult caregivers of individuals of any age with Alzheimer's disease and related disorders (ADRD);
- Older relative caregivers (age 55+) caring for children under 18 (kinship);
- Older relative caregivers (age 55+) caring for adults 18-59 with disabilities.
Functional impairment requirement. Per NYSOFA 22-PI-15 implementing the federal standard, the care recipient must be functionally impaired, meaning they need substantial assistance with at least two ADLs (verbal reminding, physical cueing, or supervision counts), or significant supervision due to cognitive or mental impairment posing a health or safety risk.
Five allowable service categories under 42 USC § 3030s-1(b):
- Information about available services;
- Assistance accessing services;
- Individual counseling, support groups, and caregiver training;
- Respite care to enable caregivers to be temporarily relieved from caregiving;
- Supplemental services on a limited basis.
Funding. State allotments are distributed by share of population age 70+. Each state is guaranteed at least 0.5% of appropriated funds. The federal share is the majority; states and localities contribute the required non-federal match. See ACL's NFCSP page for current national appropriation figures.
1.2 The Lifespan Respite Care Act
Authorized under 42 USC § 254c-13 (the Lifespan Respite Care Act), ACL awards competitive grants to State Lifespan Respite Programs. New York's grant is sub-granted to Lifespan of Greater Rochester, which operates the New York State Caregiving and Respite Coalition (NYSCRC) and its respite voucher program.
1.3 The RAISE Family Caregivers Act
Public Law 115-119 (2018), now codified at 42 USC § 254c-15, established the Family Caregiving Advisory Council. The 2022 National Strategy to Support Family Caregivers identified ~350 federal actions and 150+ state and private actions. ACL convened a joint RAISE/Grandparents Council meeting January 20, 2026; another joint meeting was scheduled April 29, 2026.
1.4 VA caregiver statutes
38 USC § 1720G(a) authorizes the Program of Comprehensive Assistance for Family Caregivers (PCAFC), including respite of not less than 30 days per year for the primary family caregiver. § 1720G(b) authorizes the Program of General Caregiver Support Services (PGCSS), which extends respite eligibility to all enrolled veterans regardless of era or disability rating. See Section 4 for detail.
2. New York State-Level Structure
2.1 NYSOFA, the state unit on aging
NYSOFA (the New York State Office for the Aging, https://aging.ny.gov/) is the State Unit on Aging designated under OAA Title III. NYSOFA channels NFCSP, EISEP, and the State Respite Program through area-agency-on-aging offices, one per county plus NYC DFTA covering all five boroughs.
The 2025 strategic shift. Governor Hochul signed Executive Order 23 in 2022 directing creation of the first-ever NY Master Plan for Aging (MPA). The MPA Final Report was released in 2025, containing 100+ proposals. Proposals affecting respite include:
- Proposal #56, Caregiver Tax Credit and Reimbursement Program (a percentage of out-of-pocket caregiving costs up to a defined cap), flagged as long-term, not yet enacted.
- Multiple proposals to fund NYSCRC at sustainable levels.
- Workforce expansion proposals affecting social adult day, EISEP, and respite delivery capacity.
2.2 NY Connects, the single front door
NY Connects is New York's federally designated Aging and Disability Resource Center / No Wrong Door system, statutorily authorized under NY Elder Law § 214-d. Call 1-800-342-9871, or use the online directory at https://www.nyconnects.ny.gov/. Callers are routed to their county's NY Connects coordinator, who completes an information & assistance intake, identifies eligible programs (NFCSP, EISEP, OPWDD Front Door, NHTD/TBI, MLTC), and refers to the appropriate intake worker.
This is the recommended starting point, even if you already know which program you want, because NY Connects intake also flags adjacent eligibility. Many caregivers call about NFCSP and discover their care recipient also qualifies for EISEP or MLTC respite.
2.3 NYSOFA Caregiver Resource Centers
NYSOFA funds a select group of county AAAs to operate local Caregiver Resource Centers (CRCs). Check the NYSOFA page for the current list of CRC counties.
Standard CRC services include: information & assistance, individual counseling, support groups, caregiver training, and (in most counties) NFCSP-funded respite vouchers or scholarships. Some CRCs run specialized curricula for caregivers of adults with developmental disabilities or for minority populations.
Geographic gap warning. Many counties do not have a dedicated CRC. In those counties caregivers still access NFCSP services via the county AAA caregiver coordinator, but the level of caregiver-specific staffing varies materially. Don't assume CRC presence is universal.
2.4 EISEP, Expanded In-Home Services for the Elderly Program
EISEP is authorized at NY Elder Law § 214 (1987); regulations at 9 NYCRR Subtitle Y. It is 100% state-funded, county-AAA-administered, and serves people 60+ who are NOT Medicaid-eligible and who need help with at least one ADL or two IADLs.
Four EISEP service categories:
- Case management, universal for all enrollees.
- In-home assistance, Level I (IADL housekeeping, shopping, cooking) or Level II (ADL personal care like bathing, dressing, grooming). Provided via licensed home care agency, the EISEP consumer-directed model, or direct-hire (county-dependent).
- Non-institutional respite, temporary relief through social adult day or in-home personal care for the primary informal caregiver. EISEP respite is the only respite stream tied to this elderly-but-not-Medicaid eligibility door.
- Ancillary services, home repairs, assistive devices, personal emergency response systems, etc.
Cost-sharing. EISEP is non-categorical (income does not bar eligibility) but operates on a sliding-scale cost-share based on income vs. cost of services delivered, ranging from no-cost to full-cost. AAAs collect cost-share via post-service billing.
2026 status. The FY 2026 NY Enacted Budget held EISEP funding roughly flat year-over-year. EISEP waiting lists exist in larger counties; verify county-by-county.
2.5 The NYSOFA State Respite Program
The NYSOFA State Respite Program is a separately appropriated NY State General Fund line, not Title III-E NFCSP. NYSOFA contracts directly with community-based organizations to deliver in-home and out-of-home substitute care across a subset of counties. See NYSOFA's State Respite Program page for the current grantee list and counties served.
Eligibility. Family or unpaid caregivers supporting adults unable to meet daily needs due to mental or physical impairment. Priority goes to caregivers of care recipients age 60+ who are frail or disabled. The State Respite Program does not pay the family caregiver, it pays a substitute caregiver.
Counties not covered by the State Respite Program rely on NFCSP, EISEP, NYSCRC vouchers, and Medicaid waiver respite.
2.6 NY Paid Family Leave (PFL)
Statute: NY Workers' Compensation Law Article 9, § 200 et seq.
2026 benefit:
- Up to 12 weeks of leave;
- 67% of average weekly wage;
- Capped at $1,228.53/week (67% of NYSAWW $1,833.63), an increase of $51.21/week from 2025;
- Job protection (continued health insurance, return-to-job rights);
- Employee contribution rate 0.388% of gross wages, max annual contribution $354.53 per the NYS DFS Decision of November 14, 2025.
Who counts as a "family member" under 12 NYCRR § 380-2.5: spouse, domestic partner, child or stepchild (any age), parent or step-parent or parent-in-law, grandparent, grandchild, sibling, and "any individual with whom the employee has a close personal relationship" (effective 2023 expansion).
Important misunderstanding to avoid. PFL pays the caregiver's lost wages while they're absent from work providing or arranging care. It does not pay anyone for caregiving labor itself. PFL is funded by employee payroll deductions, not by state appropriation. PFL applies to private-sector employees and certain public-sector workers (some public employers opt in or out under collective bargaining). PFL is also distinct from federal FMLA, which provides 12 weeks of unpaid (job-protected) leave under separate rules.
How PFL pairs with respite. A common scenario: a working caregiver takes two weeks of PFL to relieve their parent's full-time aide; PFL replaces the caregiver's wages, the aide is unaffected, and the caregiver fully takes over for two weeks. Another scenario: PFL in single-day increments to cover medical appointments or urgent needs. PFL is NOT respite per se, but it makes respite financially viable for working caregivers.
2.7 NY family caregiver tax credit, status as of May 2026
There is no enacted state caregiver tax credit currently. Active legislative proposals:
- A9587 (2025-2026 session), introduced January 2026; would establish a caregiver tax credit up to $6,000 and a reimbursement program administered by NYSOFA. Pending.
- The "Rural Caregiver Relief Act", would provide a $3,000 credit for caregivers providing 20+ hours/week of care to a qualified family member. Pending.
- MPA Proposal #56, flagged as long-term; tax-and-finance integration challenges noted; not yet enacted.
Some online sources cite a "temporary 2024 caregiver tax provision repealed December 31, 2026", verify any such claim against the specific Tax Law section and the FY 2026 Enacted Budget before relying on it. AARP NY has lobbied for the credit but does not claim it is current law.
The federal Credit for Caring Act (S. 2418 / H.R. 7165, 119th Congress) is also pending; it would allow up to a $5,000 nonrefundable credit. Not enacted.
3. Medicaid Waiver and Managed Care Respite
If your care recipient is enrolled in Medicaid, they may have a dedicated respite benefit built into their waiver or managed care plan. This is the highest-dollar respite source by far, but it requires the care recipient be enrolled in the qualifying program first.
3.1 NHTD Waiver Respite
Authority: 1915(c) HCBS Waiver NY.0444 (Nursing Home Transition and Diversion).
Service definition (NYSDOH NHTD Program Manual): "Respite Services is an individually designed service intended to provide scheduled relief to informal, non-paid supports who provide primary care and support to a waiver participant. Respite Services are provided in a 24-hour block of time, not to exceed thirty (30) days per year. The primary location for the provision of this service is in the waiver participant's home, but Respite Services may also be provided in another dwelling acceptable to the waiver participant."
Critical caveats:
- Provider-delivered only. NHTD respite is delivered by certified Respite provider agency staff. Family caregivers cannot self-pay; spouses cannot deliver paid NHTD respite.
- Annual cap: 30 days per year.
- 2026 enrollment freeze. CMS approved a 9,400-participant cap on November 23, 2025; enrollment had reached approximately 12,700 by mid-January 2026; NYSDOH has suspended new referrals and chosen NOT to maintain a formal waiting list. NHTD respite is therefore not accessible to new applicants in 2026, only to current participants. Approximately 50 slots open per month via attrition and are reallocated by region. See our NY HCBS Waivers complete guide for the full cap context.
3.2 TBI Waiver Respite
Authority: 1915(c) HCBS Waiver NY.0269.R05.00 (Traumatic Brain Injury). Eligibility limited to individuals who experienced a documented TBI between ages 18 and 64 and require nursing-facility level of care. The TBI waiver service definition mirrors NHTD's: "TBI Respite Care Services may be included in the Service Plan to provide relief to informal, non-paid supports who provide primary care and support to a participant." Same 30-day annual cap structure; same provider-only delivery model.
The TBI waiver is not subject to the NHTD enrollment freeze and is operating normally in 2026.
3.3 OPWDD Comprehensive Waiver Respite
Authority: 1915(c) HCBS Comprehensive Waiver NY.0238.R07.00 (effective 10/1/2024 – 9/30/2029, latest amendment 4/1/2025), administered by the Office for People With Developmental Disabilities. Respite is one of OPWDD's core HCBS services.
Modalities (per OPWDD HCBS Service Definitions):
- In-Home Respite, staff comes to the participant's home.
- Site-Based Respite, participant goes to a certified respite site, often associated with a day program or a freestanding site. "Site-based respite is available to individuals living with their families and provides participants the opportunity to socialize, make new friends, experience new leisure activities, receive homework assistance, and relax in a safe environment while caregivers finish out their workday."
- Community-Based / Recreational Respite, supported community activities.
- Overnight / Sleepover Respite, overnight stays at certified Free Standing Respite (FSR) sites or Individualized Residential Alternatives (IRAs).
- Crisis Respite (Resource Centers), IRA / FSR facilities certified by OPWDD as Resource Centers serving CSIDD-enrolled individuals; provides crisis stabilization, assessment, treatment, and intervention identification to avoid hospitalization. Coordinated through NYSTART regional teams. See OPWDD ADM 2021-07.
OPWDD Self-Direction respite, the major exception to the "no cash to family" rule. Participants in OPWDD's Self-Direction model can budget respite within their personalized budget. Family Reimbursed Respite is paid 100% State funds and capped at $3,000 per year, the family pays upfront for respite-related goods or services and is reimbursed via the Fiscal Intermediary. This is the only Medicaid pathway in New York where a family member can effectively be reimbursed for respite-related expenditures, though the reimbursement is for goods and services, not direct compensation for the family caregiver's care labor.
FY 2026 OPWDD budget. $30 million in FY 2026 (annualizing to $60M) for OPWDD priority program reforms and new service opportunities. A 2.1% Targeted Inflationary Increase for OPWDD providers. Almost $850M annualized to support frontline workforce wage increases.
CAS / CANS June 1, 2026 effective date. OPWDD has been transitioning from the legacy Developmental Disabilities Profile 2 (DDP-2) to the Coordinated Assessment System (CAS) for adults and CANS-NY for children. Authorization of HCBS service hours, including respite, will follow the CAS algorithm starting June 1, 2026 in the rolled-out regions. The transition meaningfully affects respite hour authorizations because the algorithm replaces the legacy budget-tier methodology.
3.4 Children's 1915(c) Waiver Respite
Authority: Children's 1915(c) HCBS Waiver NY.4125.R06.03 (latest amendment effective April 1, 2026). Operates the consolidated children's HCBS benefit (formerly six separate child waivers consolidated in 2019).
Services include Planned Respite and Crisis Respite. The April 2026 amendment revised respite service definitions and rates among other changes (also rolled Day Habilitation into Community Habilitation and ended Maximus's role as the C-YES / Independent Entity for Medicaid-enrolled children, Health Homes now perform that function). Consult the official approved amendment document for current respite definition language.
3.5 BH HCBS / Crisis Residence
Authority: 1115 MRT BH HCBS for HARP (Health and Recovery Plan) and HIV SNP enrollees historically. Adult BH HCBS originally included Short-Term Crisis Respite and Intensive Crisis Respite for individuals facing a behavioral-health crisis.
2024 transition. Adult BH HCBS Short-Term Crisis Respite and Intensive Crisis Respite transitioned to Crisis Residence services under the broader Crisis Intervention Benefit, available to ALL adult Medicaid Managed Care enrollees, not just HARP. This expanded access beyond the HARP-only population and is now the operative pathway.
3.6 MLTC respite
MLTC partial-cap, MAP, and PACE plans cover services in lieu of nursing-facility care for Medicaid-eligible duals 21+ requiring 120+ days of community-based LTSS. While "respite" is not always a discrete MLTC line item, MLTC plans cover Social Adult Day Care and many cover personal care or CDPAP at sufficient hours to function as caregiver respite. PACE plans (e.g., CenterLight, ArchCare) can also cover overnight respite stays at the PACE day center under certain models.
For full plan structure, see our NY Managed Long Term Care complete guide. For the integrated Medicare-Medicaid product type, see NY Medicaid Advantage Plus.
4. VA Respite for Veteran Caregivers
If your care recipient is a veteran enrolled in VA care, the VA's two caregiver programs both include respite.
4.1 PCAFC, Comprehensive
Statute: 38 USC § 1720G(a). Eligibility was expanded in two phases per the MISSION Act: Phase 1 (WWII through 5/7/1975 vets); Phase 2 (5/8/1975 through 9/10/2001 vets, effective October 2022).
PCAFC provides:
- Monthly stipend (Tier 1 or Tier 2 based on functional need);
- CHAMPVA health coverage for the caregiver;
- Mental-health counseling;
- Technical training and financial planning;
- Respite care of not less than 30 days per year.
For full PCAFC eligibility detail see our How to Get Paid as a Family Caregiver in New York flagship.
4.2 PGCSS, General
Statute: 38 USC § 1720G(b). Covers all enrolled veterans regardless of era or disability rating. No stipend. Provides peer support, skills training, telephone support (1-855-260-3274), wellness contacts, education, and respite care up to 30 days per year.
4.3 Three VA-purchased respite modalities
The 30-day annual respite is shared across:
- In-Home Respite, Home Health agency employee comes to the veteran's home.
- Adult Day Health Care (ADHC) Respite, veteran attends a VA-purchased ADHC program.
- Nursing Home Respite, veteran goes to a VA Community Living Center (CLC) or community nursing home for a short stay.
Coordination runs through the facility Caregiver Support Coordinator (every VAMC has one). New York VAMCs include VA NY Harbor (Manhattan, Brooklyn, St. Albans), Bronx, Northport, Hudson Valley, Albany, Syracuse, Bath, Canandaigua, and Buffalo.
5. County-Level / AAA / NFCSP Respite Vouchers
Each NY AAA receives an annual NFCSP allocation (federal Title III-E + state match). AAAs allocate a portion to respite services. Implementation models vary by county:
- Voucher / scholarship. AAA reimburses the caregiver up to a per-caregiver annual cap for approved respite providers. Common amounts range $300–$1,500 per year, county-dependent.
- Direct service contract. AAA contracts with a home care agency and assigns hours to caregivers.
- Caregiver-Directed Respite (NYSOFA TAM 23-04 model). Optional service-delivery model allowing caregivers to choose their own respite worker (including family or friends) under an AAA-administered framework. Adoption is county-by-county.
NYC DFTA caregiver services
NYC's AAA, the Department for the Aging, issued updated Caregiver Services Standards of Operation and Scope of Services in October 2025. DFTA contracts with multiple borough-based providers to deliver NFCSP-compliant Caregiver Resource Centers. Voucher amounts and eligibility detail are in the DFTA standards document.
Major suburban AAAs
- Nassau County Office for the Aging, operates a NYSOFA-funded CRC; partners with EAC Inc. for State Respite Program coverage.
- Westchester County DSPS, operates a NYSOFA-funded CRC; partners with NYSCRC's Field Hall Foundation grant covering Westchester, Putnam, and Dutchess.
- Suffolk County Office for the Aging, partners with RiseWell for State Respite Program; runs NFCSP separately.
- Rockland, Orange, Putnam County OFAs, operate CRCs.
Caregiver-Directed Respite (NYSOFA TAM 23-04)
NYSOFA in 2023 issued Technical Assistance Memorandum 23-TAM-04 implementing an optional Caregiver-Directed Respite Care service-delivery model under NFCSP. The model allows AAAs to offer caregivers a voucher-style mechanism where caregivers choose their respite provider, potentially including family or friends, with administrative oversight by the AAA. This is the closest NFCSP comes to letting a caregiver hire their own informal helper. Adoption varies by county.
NFCSP allocation methodology
NYSOFA distributes the federal NFCSP allotment using an Intra-State Funding Formula approved as part of the State Plan on Aging submitted to ACL every 4 years. The formula weights factors like 60+/70+ population, low-income elderly, minority elderly, and rural elderly. Specific 2026 county allocations are published in NYSOFA's annual funding letters.
6. Adult Day Programs as Respite
Adult day programs are one of the most underused but highest-value respite tools in New York. They function as employment-respite for working caregivers (3–5 days/week) and as scheduled relief for full-time caregivers.
6.1 Social Adult Day Services (SADS / SADC)
Regulation: 9 NYCRR § 6654.20.
SADS programs provide variety of long-term-care services to functionally impaired individuals in congregate, community, or home settings. Primary objectives include reducing loneliness/isolation, improving social determinants of health, providing respite and support to caregivers, and helping working caregivers balance employment with caregiving.
Funding sources:
- NYSOFA Grant Recipients, 12 named organizations operate SADS with direct NYSOFA grant support.
- Local AAA SADS, approximately 52 additional programs funded locally.
- MLTC-contracted SADC, providers must follow NY DOH requirements rather than NYSOFA regulations. MLTC plans pay SADC providers directly for enrolled members under MLTC Policy 13.11.
- Private pay, typically $90–$150/day depending on locality.
Certification. SADCs contracting with MLTC plans must be certified by DOH/OMIG/NYSOFA per 9 NYCRR § 6654.20 standards.
Respite use case. Working family caregivers commonly use SADC three to five days per week as employment-respite. SADC operates four to eight hours per day, providing supervision, meals, and social activities, but no medical care.
6.2 Adult Day Health Care (ADHC / Medical Model)
Regulation: 10 NYCRR Part 425.
ADHC is the medical-model day program operating from a residential health-care facility (nursing home) or freestanding site. ADHC provides nursing assessments, physical/occupational therapy, social work, meals, and medications. Reimbursed by Medicaid (MLTC, fee-for-service) and Medicare (in some circumstances). The daily Medicaid rate is set by DOH.
ADHC vs. SADC, distinctions writers commonly miss:
| Attribute | ADHC | SADC |
|---|---|---|
| Model | Medical | Social |
| Regulation | 10 NYCRR Part 425 | 9 NYCRR § 6654.20 |
| Nursing oversight | Yes | No |
| Funded by | Medicaid (MLTC, FFS) | MLTC / NYSOFA / private pay |
| Often colocated with | Nursing facility | Senior center, community |
Both function as respite for the family caregiver but the eligibility doors are different.
6.3 Medicare hospice respite benefit
Statute and regulation: 42 USC § 1395d(a)(4); 42 CFR Part 418.
Medicare hospice benefit covers inpatient respite up to 5 consecutive days at a time at a hospice inpatient unit, contracted hospital, or contracted skilled nursing facility, to give the family caregiver a rest.
FY 2026 details:
- CMS finalized a 2.6% payment update for hospices.
- Inpatient Respite Care daily rate is approximately $473/day for 2026 (verify against the FY 2026 Hospice Wage Index Final Rule).
- Beneficiary coinsurance is 5% of the Medicare payment for a respite day, capped at the inpatient hospital deductible for the year.
- Day 6 and beyond: payment drops to the routine home-care rate, removing the inpatient respite mechanic.
Key point: Hospice respite is the most underused respite benefit in the country. Family caregivers of beneficiaries on Medicare hospice can request inpatient respite up to once per benefit period (and sometimes more in certain circumstances). The hospice interdisciplinary group must approve. Common approved reasons include caregiver illness, planned vacation, funeral attendance, and surgery recovery. It is NOT a single 5-day annual cap, that's a common myth.
7. Specialized Respite
7.1 NYSCRC / Lifespan Respite voucher program
Operator: NY State Caregiving and Respite Coalition (NYSCRC), managed by Lifespan of Greater Rochester.
Voucher details (2026):
- Up to $600 per first-time approved caregiver applicant.
- Eligibility: kinship caregivers caring for children under 18, OR caregivers of any-age individuals with a long-term chronic condition.
- Awarded in date order until annual funds exhaust.
- Caregivers can hire and train their own respite providers, agency, individual contractor, or family member or friend.
- Special funding via Field Hall Foundation grant covers Putnam, Dutchess, and Westchester County residents.
- Contact: Rebecca Aikens at Lifespan of Greater Rochester, 585-645-4572.
Mini-grant program. NYSCRC issues seed-money mini-grants to communities developing or expanding volunteer respite programs modeled on the national Faith in Action / Interfaith Caregivers framework.
Funding. ACL Lifespan Respite Care Act grants (FY 2025 federal appropriation $10M nationally), Field Hall Foundation, and other private sources. The Master Plan for Aging Final Report contemplates a state appropriation to sustain operations.
7.2 Alzheimer's Disease Caregiver Support Initiative (ADCSI)
Funding: NYSDOH. ADCSI is a five-year grant initiative supporting caregivers and people with dementia in the community. ADCSI projects deliver consultation, support groups, education and training, respite, and a 24-hour helpline. ADCSI grantees operate across multiple NY counties, many host CRCs simultaneously, layering ADCSI dollars onto NFCSP dollars to fund respite scholarships for caregivers of individuals with ADRD.
7.3 Centers of Excellence for Alzheimer's Disease (CEADs)
Funding: NY DOH-funded clinical centers (currently 10 funded centers, pending verification of 2026 count). CEADs train physicians, healthcare providers, and students on detection, diagnosis, and treatment of ADRD; they facilitate care management and linkage to community services including respite.
7.4 Alzheimer's Association Center for Dementia Respite Innovation (CDRI)
CDRI is a federally funded innovation hub for dementia respite. It issues grants to community providers piloting innovative respite models. Several NY providers have received CDRI grants.
7.5 OPWDD Crisis Respite (Resource Centers)
Per OPWDD ADM 2021-07, certified IRA / Free Standing Respite facilities designated as Resource Centers serve CSIDD-enrolled individuals. They provide crisis stabilization, assessment, treatment, and identification of interventions to reduce stress for the individual and supports, with the goal of avoiding hospitalizations or emergency-services calls. NYSTART teams (regional CSIDD operators) coordinate placements.
7.6 Camp programs as respite
OPWDD operates Camp Wilton, a state-operated recreational camp for individuals with developmental disabilities. Several private nonprofits, AHRC, YAI, The Arc NY, operate residential summer camps that function as multi-day respite for the family.
7.7 Volunteer respite networks
NY has multiple volunteer-respite-driven organizations:
- Faith in Action interfaith caregivers.
- Older Adult Volunteer Respite (OAVR) programs.
- Senior Companion Program (Senior Corps under AmeriCorps Seniors, federal).
These typically deliver about four hours per week per match, no cost to the caregiver. Often layered on top of NFCSP dollars.
8. Common Pitfalls and Myths
8.1 Myth, "Medicaid pays family members directly for respite."
False in nearly all cases. Medicaid waiver respite is provider-delivered to certified agencies; family caregivers are not paid for their own respite labor. The lone partial exception is OPWDD Self-Direction Family Reimbursed Respite ($3,000/year, 100% State funds, paid up-front and reimbursed via Fiscal Intermediary). Even there, the reimbursement is for goods and services, not direct compensation for the family caregiver's care labor. Don't conflate CDPAP (family-as-paid-aide) with respite, these are distinct services.
8.2 Myth, "NFCSP respite is available to anyone caring for a senior."
False. Eligibility requires (a) the care recipient to be functionally impaired (2+ ADL needs OR significant supervision needs due to cognitive/mental impairment posing health/safety risk), AND (b) the care recipient to be 60+ OR any-age with ADRD OR a child under 18 with a kinship caregiver 55+ OR an adult 18-59 with disability with a relative caregiver 55+. Some counties layer additional income screens for prioritization (federally permitted under "those in greatest social and economic need").
8.3 Myth, "Paid Family Leave pays the family member for caregiving."
False. PFL replaces the caregiver's lost wages from their job while they're absent providing care. It does not pay anyone for caregiving labor itself. PFL is paid by the employer's PFL insurance policy (funded by employee payroll deductions). PFL is also distinct from federal FMLA (unpaid leave under separate rules).
8.4 Myth, "NYSOFA Caregiver Resource Centers are statewide."
False. NYSOFA funds CRCs in only 17 of New York's 62 counties. Caregivers in non-CRC counties can still access NFCSP services via their county AAA, but the level of caregiver-specific staffing varies materially.
8.5 Myth, "There's a New York caregiver tax credit."
False as of May 2026. A9587 and the Rural Caregiver Relief Act are pending. Verify before publishing or relying on any tax-credit guidance.
8.6 Myth, "Hospice respite is just 5 days, full stop."
Incomplete. Medicare hospice respite is up to 5 consecutive days at the inpatient respite rate per occurrence; it can be used multiple times per benefit period subject to hospice interdisciplinary group approval. Day 6+ pays at the routine home-care rate, but this doesn't preclude a second respite admission later.
8.7 Myth, "NHTD is frozen with zero new slots."
Mostly true but with nuance. CMS approved a 9,400-participant cap on November 23, 2025; NYSDOH has suspended new referrals. About 50 slots open monthly via attrition and are reallocated proportionately by region, not first-come-first-served. There is no formal waiting list. For practical purposes, NHTD respite is not accessible to new applicants in 2026; current participants retain their respite benefit.
8.8 Myth, "OPWDD will pay parents to provide respite to their own child."
False in general. OPWDD respite providers must be staff of certified Respite providers OR Family Care providers (a distinct OPWDD service). A parent of a minor child or a spouse may not be paid as that participant's OPWDD respite worker. A parent can in some structures be a paid Direct Support Professional for an adult son/daughter under specific limits, consult OPWDD's most recent legally-responsible-individual guidance.
8.9 Myth, "EISEP requires Medicaid."
False, opposite. EISEP eligibility specifically requires the participant be 60+ AND NOT eligible for equivalent Medicaid services. EISEP exists to serve the over-60 functionally impaired population that earns too much for Medicaid. Cost-share scales with income.
8.10 Myth, "BH HCBS Crisis Respite is only for HARP enrollees."
Outdated. Adult BH HCBS Short-Term Crisis Respite and Intensive Crisis Respite transitioned to Crisis Residence services available to ALL adult Medicaid Managed Care enrollees, not just HARP. The pathway changed.
9. How to Choose Among the Streams, A Decision Tree
Most New York caregivers can navigate the patchwork by answering a few questions in order:
- Is your care recipient on Medicaid AND enrolled in a 1915(c) waiver (NHTD, TBI, OPWDD, Children's) or in MLTC/MAP/PACE?
- If yes, respite is built into their plan (subject to the program's cap and rules). Engage the plan's care manager (CCO for OPWDD, RRDC for NHTD/TBI, Health Home for Children's, MLTC plan for adult duals).
- Is your care recipient a veteran enrolled with the VA?
- If yes, contact the Caregiver Support Coordinator at their VAMC. PCAFC primary caregivers and PGCSS-eligible veterans have 30 days of respite/year shared across in-home, ADHC, and nursing-home modalities.
- Is your care recipient on Medicare hospice?
- If yes, ask the hospice IDG about inpatient respite, up to 5 consecutive days at a time, multiple times per benefit period subject to approval.
- Is your care recipient 60+ but not Medicaid-eligible?
- If yes, the EISEP door fits. Sliding-scale cost-share. Apply through your county AAA.
- Are you (the caregiver) caring for someone 60+, someone of any age with ADRD, a child under 18 (as a kinship caregiver 55+), or an adult 18-59 with a disability (as a relative 55+)?
- If yes, you qualify for NFCSP. Apply through your county AAA, and check if your county is one of the 17 with a NYSOFA-funded Caregiver Resource Center for richer caregiver-specific support.
- Do you live in one of the 23 counties served by the NYSOFA State Respite Program?
- If yes, contact the regional grantee directly (see Section 2.5).
- Is your care recipient a child under 18, OR an any-age individual with a long-term chronic condition?
- If yes, you're likely eligible for the NYSCRC Lifespan Respite voucher (up to $600). Call Lifespan at 585-645-4572.
- Are you employed and need to take time off work to provide care?
- If yes, check NY Paid Family Leave, 12 weeks at up to $1,228.53/week in 2026. Pairs with respite, doesn't replace it.
In practice, many caregivers stack two or three streams: PFL for the time off work, MLTC SADC for daytime supervision, NYSCRC Lifespan voucher for a weekend with a hired aide. NY Connects can help map the stack.
10. Resources and Contacts
State agency contacts
- NY Connects, 1-800-342-9871 (statewide LTSS info & assistance). https://www.nyconnects.ny.gov/
- NYSOFA, https://aging.ny.gov/
- NYSOFA Caregiver Resource Centers list, https://aging.ny.gov/caregiver-resource-centers
- NYSOFA State Respite Program list, https://aging.ny.gov/respite-program
- OPWDD Front Door, 1-866-946-9733
- OPWDD respite services page, https://opwdd.ny.gov/types-services/respite-services
- NYSDOH NHTD Waiver Program, https://www.health.ny.gov/facilities/long_term_care/nhtd/
- NYSDOH TBI Waiver Program, https://www.health.ny.gov/health_care/medicaid/program/longterm/tbi.htm
- NY Paid Family Leave, https://paidfamilyleave.ny.gov/2026
Lifespan / NYSCRC
- NYSCRC main, https://www.nyscrc.org/
- Lifespan Respite voucher application, Rebecca Aikens, 585-645-4572
VA caregiver
- VA Caregiver Support Line, 1-855-260-3274
- VA caregiver respite, https://www.caregiver.va.gov/support/Respite.asp
Alzheimer's / dementia
- Alzheimer's Association NY chapters, 24/7 Helpline 1-800-272-3900
- NYSDOH dementia services, https://www.health.ny.gov/diseases/conditions/dementia/help.htm
- Alzheimer's Disease Caregiver Support Initiative, administered through NYSDOH-grantee organizations
Crisis lines
- 988 Suicide and Crisis Lifeline, 988 (call or text)
- NY OMH Crisis Text Line, text "GOT5" to 741741
- NYSTART (CSIDD crisis), coordinates OPWDD Resource Center placements regionally
11. Frequently Asked Questions
Q1. Where do I start if I have absolutely no idea what's available?
Call NY Connects at 1-800-342-9871. A single intake will screen you for NFCSP, EISEP, OPWDD Front Door, NHTD/TBI, MLTC, and any local programs in your county. Faster than starting at any single program.
Q2. Will Medicaid pay me to provide respite for my own family member?
Almost never. Medicaid waiver respite is provider-delivered. The one major exception is OPWDD Self-Direction Family Reimbursed Respite, capped at $3,000/year, where the family pays upfront for respite-related goods or services and is reimbursed via the Fiscal Intermediary, but even that's for goods and services, not direct compensation for caregiving labor. If your goal is to be paid for the care you provide (not just to get respite), see How to Get Paid as a Family Caregiver in New York, CDPAP is the primary pathway.
Q3. Is there a New York family caregiver tax credit I can claim on my 2026 taxes?
No, there is no enacted New York state caregiver tax credit as of May 2026. A9587 and the Rural Caregiver Relief Act are pending in the legislature. The Master Plan for Aging Proposal #56 contemplates a $6,000 credit, but it's not enacted. Don't rely on a credit being claimable until you confirm it against the New York Tax Law and the FY 2026 Enacted Budget.
Q4. My parent is on Medicare hospice. How often can we use the inpatient respite benefit?
Up to 5 consecutive days at a time, multiple times per benefit period, subject to the hospice interdisciplinary group's approval. It is NOT a one-time-per-year cap. Common reasons that get approved include caregiver illness, planned vacation, funeral attendance, and surgery recovery. The 2026 inpatient respite rate is approximately $473/day; coinsurance is 5% of Medicare payment, capped at the year's inpatient hospital deductible.
Q5. I'm a veteran's spouse. What VA respite is available?
If your spouse is a Post-9/11 veteran (or has been brought into PCAFC under the MISSION Act expansion phases), and you are the primary family caregiver in PCAFC, you have at least 30 days of respite per year. If your spouse is enrolled in VA care but you're not in PCAFC, you may still qualify under PGCSS for up to 30 days of respite per year. Call your VAMC's Caregiver Support Coordinator or the VA Caregiver Support Line at 1-855-260-3274.
Q6. We applied for NHTD and are being told there's a cap. What now?
NHTD's enrollment cap was reached in late 2025. NYSDOH suspended new referrals and chose not to maintain a formal waiting list. About 50 slots open per month via attrition and are reallocated by region (not first-come-first-served). For practical purposes, NHTD is not accessible to new applicants in 2026. The most common alternative pathways are MLTC (with SADC and personal care that can function as respite) and CFCO (Community First Choice Option, an entitlement). See our NY HCBS Waivers complete guide.
Q7. I work full-time. Can I take Paid Family Leave for caregiving?
Yes, up to 12 weeks at $1,228.53/week in 2026 (67% of the New York State Average Weekly Wage of $1,833.63). PFL covers caring for a family member with a serious health condition; eligible relationships include spouse, domestic partner, child of any age, parent and parent-in-law (added 2023), grandparent, grandchild, and sibling (added effective 1/1/2023 via Chapter 720 of the Laws of 2021). Chosen-family / designated person is not yet covered (A.6492 / S.4267 would expand). PFL replaces your wages from your job; it does not pay anyone for caregiving labor itself. PFL is funded by employee payroll deductions (0.388% of gross wages, max $354.53/year per the NYS DFS Decision of November 14, 2025).
Q8. What's the difference between Adult Day Health Care and Social Adult Day Care?
ADHC is the medical model (10 NYCRR Part 425): nursing oversight, PT/OT, social work, meals, medications, paid by Medicaid (MLTC, FFS) or Medicare in some cases. SADC is the social model (9 NYCRR § 6654.20): no medical care, supervision and social activities only, paid by MLTC plans, NYSOFA grants, or private pay ($90–$150/day typical). Both function as respite for the family caregiver.
Q9. My care recipient has Alzheimer's. What's the best respite pathway?
If they're 60+ they qualify under NFCSP regardless of income. If they're under 60 with ADRD, they still qualify under NFCSP under the dedicated ADRD-of-any-age provision. Layer on Alzheimer's Disease Caregiver Support Initiative (ADCSI) grantee resources, the Alzheimer's Association 24/7 Helpline (1-800-272-3900), and any NYSCRC Lifespan Respite voucher you're eligible for. If your care recipient is on Medicaid, MLTC SADC for daytime supervision is the highest-volume daily respite tool.
Q10. Can a family member or friend be my respite provider?
In a few specific pathways, yes:
- NYSCRC Lifespan Respite voucher, you can hire a family member or friend.
- NYSOFA Caregiver-Directed Respite (TAM 23-04), county-by-county adoption.
- OPWDD Self-Direction Family Reimbursed Respite, limited to $3,000/year of goods and services.
In most other Medicaid waiver pathways, the respite provider must be staff of a certified provider agency. CDPAP is a separate pathway, it pays a family member to be the regular caregiver (not respite); see our CDPAP complete guide.
Q11. My county doesn't have a NYSOFA Caregiver Resource Center. Am I out of luck?
No. All 62 counties have an Area Agency on Aging that administers NFCSP. The CRC designation just means a county has additional NYSOFA-funded caregiver-specific staffing, it doesn't mean caregiver services are limited to those 17 counties. Call NY Connects at 1-800-342-9871 and ask for your county's caregiver coordinator.
Q12. How do I stack streams to maximize respite?
A common stacked approach for working caregivers of a Medicaid-enrolled senior with dementia:
- MLTC SADC five days/week (daytime employment-respite, plan-funded).
- NFCSP voucher through your county AAA for evening/weekend in-home help.
- NYSCRC Lifespan voucher ($600 first-time) for a weekend or week of intensive respite.
- NY Paid Family Leave for one to two weeks of vacation when you need to be fully off-work and present.
- Hospice respite if/when the care recipient enters hospice, for inpatient breaks.
Each layer has its own door; NY Connects can help you map them.
Q13. What's the right respite for a child with developmental disabilities?
If your child is enrolled in OPWDD's Comprehensive Waiver, OPWDD respite (in-home, site-based, or overnight) is the primary pathway, with Self-Direction Family Reimbursed Respite as an additional $3,000/year option. If they're enrolled in the Children's Waiver (NY.4125), Planned Respite and Crisis Respite are built-in benefits. The April 1, 2026 amendment revised respite definitions and rates, confirm with your child's care coordinator. NFCSP can also apply if a relative caregiver 55+ is the primary support.
Q14. What happens if my care recipient enters a nursing home temporarily, does that count as respite?
It can, but it's not paid out of any of the streams above unless specifically authorized:
- MAP and PACE plans cover full nursing-home stays for enrolled members.
- MLTCP (Partial Cap) covers the first 3 months of a Long-Term Nursing Home Stay (LTNHS) under PHL § 4403-f(7-a); after 3 months the member is disenrolled to fee-for-service Medicaid.
- VA respite can include short stays at a VA Community Living Center or community nursing home.
- Medicare hospice respite uses an inpatient hospice unit, contracted hospital, or contracted SNF for up to 5 consecutive days.
- Self-pay: many NY nursing facilities accept short-term respite stays at private rates (~$500–$800/day).
For full institutional Medicaid eligibility see our NY Long-Term Care Nursing Home Medicaid complete guide.
Sources
This guide is built on primary sources. Key authorities:
Federal:
- 42 USC §§ 3030s, 3030s-1, 3030s-2, National Family Caregiver Support Program. https://www.law.cornell.edu/uscode/text/42/3030s-1
- 42 USC § 254c-13a, Lifespan Respite Care Act.
- 42 USC § 254c-15, RAISE Family Caregivers Act.
- 38 USC § 1720G, VA caregiver programs (PCAFC and PGCSS). https://www.law.cornell.edu/uscode/text/38/1720G
- 42 USC § 1395d(a)(4); 42 CFR Part 418, Medicare hospice and inpatient respite. https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-418
- 42 USC § 1396n(c), 1915(c) HCBS waivers. https://www.law.cornell.edu/uscode/text/42/1396n
- ACL National Family Caregiver Support Program, https://acl.gov/programs/support-caregivers/national-family-caregiver-support-program
- ACL Lifespan Respite Care Program, https://acl.gov/programs/support-caregivers/lifespan-respite-care-program
New York state-level:
- NY Elder Law § 214, EISEP. https://www.nysenate.gov/legislation/laws/ELD/214
- NY Elder Law § 214-d, NY Connects.
- NY Workers' Compensation Law Article 9 § 200 et seq., NY Paid Family Leave.
- 9 NYCRR § 6654.20, Social Adult Day Services. https://www.law.cornell.edu/regulations/new-york/9-NYCRR-6654.20
- 10 NYCRR Part 425, Adult Day Health Care. https://regs.health.ny.gov/volume-c-title-10/1472732205/part-425-adult-day-health-care
Operational:
- NYSOFA, https://aging.ny.gov/
- NYSOFA respite landing page, https://aging.ny.gov/respite
- NYSOFA Caregiver Resource Centers, https://aging.ny.gov/caregiver-resource-centers
- NYSOFA State Respite Program, https://aging.ny.gov/respite-program
- NYSOFA EISEP, https://aging.ny.gov/expanded-home-services-elderly-eisep
- NYSOFA 22-PI-15 NFCSP Standards, https://aging.ny.gov/system/files/documents/2022/11/22-pi-15-national-family-caregiver-support-program-nfcsp-title-iii-e-standards.pdf
- NYSOFA 23-TAM-04 Caregiver-Directed Respite, https://aging.ny.gov/23-tam-04-implementing-caregiver-directed-respite-care-service-delivery-model-under-nfcsp-0
- NY Master Plan for Aging Final Report, https://planforaging.ny.gov/system/files/documents/2025/07/mpa-final-report-6-30-25.pdf
- NY Paid Family Leave 2026 page, https://paidfamilyleave.ny.gov/2026
- NYSDOH NHTD/TBI Waiver Service Comparison, https://www.health.ny.gov/health_care/medicaid/redesign/docs/tbi_nhtd_service_comp.pdf
- NYSDOH MLTC Policy 13.11 (SADC), https://www.health.ny.gov/health_care/medicaid/redesign/mltc_policy_13-11.htm
- NYSDOH Children's Waiver April 2026 amendment announcement, https://www.health.ny.gov/health_care/medicaid/redesign/behavioral_health/children/2026/approval_announcement.htm
- OPWDD respite services, https://opwdd.ny.gov/types-services/respite-services
- OPWDD ADM 2021-07 Resource Center, https://opwdd.ny.gov/regulations-guidance/adm-2021-07-resource-center
- OMH HCBS Manual / HARP, https://omh.ny.gov/omhweb/bho/harp.html
Federal VA / hospice:
- VA caregiver respite, https://www.caregiver.va.gov/support/Respite.asp
- VA general caregiver support, https://www.caregiver.va.gov/care_caregivers.asp
- Medicare hospice, https://www.medicare.gov/coverage/hospice-care
Coalition:
- NY State Caregiving and Respite Coalition, https://www.nyscrc.org/
- NYSCRC voucher program, https://www.nyscrc.org/help-paying-for-respite-care
Legislative (pending):
- A9587 (caregiver tax credit), https://www.nysenate.gov/legislation/bills/2025/A9587
- MPA Caregiver Tax Credit and Reimbursement Program, https://planforaging.ny.gov/caregiver-tax-credit-and-reimbursement-program
A note on timing. New York respite policy is changing rapidly in 2026: the NHTD enrollment cap, the OPWDD CAS/CANS June 1, 2026 effective date, the Children's Waiver April 1, 2026 amendment, the Master Plan for Aging implementation, and pending caregiver-tax-credit legislation are all in motion. Cross-check the NYSOFA, NYSDOH, OPWDD, and NYSCRC pages above before relying on any specific figure.
Learn More
- Respite Care for Family Caregivers: The 50-State Guide
- How to Get Paid as a Family Caregiver in New York
- New York Caregiver Resources (Hub)
- New York Dementia Care for Caregivers
- New York Kinship Caregiver Guide
- New York Caregiver Programs
Find personalized help navigating respite care in New York at brevy.com.
The information on Brevy.com is for educational purposes only and is not a substitute for professional legal, financial, or medical advice. Rules vary by state and program and change frequently. Always verify with the relevant agency or a qualified professional. Brevy is not a law firm, financial advisor, or healthcare provider.